Abanikezeli Bashishini abazizimeleyo bahlawula ukhuseleko lwezeNtlalo kunye neMedare?
Abanini-Bashishini abaziThengisayo baSebenzi bahlawula njani ukhuseleko lwezeNtlalo kunye ne-Medicare?
Abantu abaqeshwe ngokuzimeleyo nabo kufuneka bahlawule irhafu yentlalo yezoLuntu kunye noTywala, kodwa bayakwenza ngokuhlukileyo. Abanikazi bamashishini amancinci bahlawula irhafu yeNtlalo kunye noTywala kwiirhafu zoshishino.
Ezi ntlawulo zibizwa, ngokubambisana, " Intlawulo yokuqeshisa ."
Ngamanye amaxesha ezi ntlawulo zibizwa ngokuba yi-SECA irhafu. I-SECA imele {{UmThetho woNyaka woNyaka woNyaka- mali) uquka i- OASDI (i-Old Age, Survivors, ne-Inability Assurance), enye eyaziwa ngokuba yiNtlalo-ntle, kunye ne-Intshurensi yezempilo (eyaziwa ngokuba yi-Medicare).
Yintoni iRhafu yokuThengisa iRhafu?
Ingeniso yokufumana umsebenzi yonyaka othile, irhafu yerhafu yokuqeshwa yinto eyi- 15.3% . Isilinganiso sineziqendu ezimbini: 12,4% zokhuseleko loluntu (inshorensi yobudala, inshuwalense kunye nokukhubazeka) kunye no- 2.9% kwi-Medicare (i-inshurensi yesibhedlele).
Icandelo loKhuselo loLuntu lixhomekeke kwisixa esiphezulu, esitshintsha ngamnye unyaka. Ukuba umvuzo wakho wenzuzo ungaphezu kwelo xesha unyaka, uqhubeka uhlawula kuphela inxalenye ye-Medicare yerhafu ye-SECA.
Ingeniso Yentlawulo Yentengiso Yomnini-Nkampani inqunywe njani kwiRhafu yokuThengisa?
Abanikazi bezorhwebo bahlawula irhafu yengeniso kwiholo labo kwiindlela ezahlukeneyo.
Ingeniso yoshishino kwiinjongo zerhafu yokuziqeshisa ukuxhomekeka kwimiqathango kuxhomekeke kuhlobo loshishino:
- Ingeniso ehlawulwayo yerhafu yomntu oqeshwe ngumntu oyedwa okanye i-LLC-member member ilinqunywe kwiShedyuli C yembuyekezo yerhafu yomuntu. Isiphumo ngumlinganiselo wemali engenayo.
- Ingeniso ehlawulwayo yerhwebo ngokubambisana, ilungu le -LLC ilungu elinamalungu amaninzi , okanye umnini we- S corporation uhlawula irhafu yengqesho yakhe kwingxowa yakhe yesabelo somvuzo weenkampani.
Ingeniso ehlawulwayo yomnini kuzo zonke iimeko zifakwe kwibuyiselo yerhafu yomuntu.
Ingaba umnini weQumrhu lihlawula iRhafu yokuZingela?
Abanikazi (abanini-nxaxheba) benkampani bahlawulwa irhafu kwi-dividends engenayo, engafanelekanga kwiinjongo zerhafu yokuzifumana. Ukuba umnini usebenza kwinkampani, ungumqeshwa kwaye uhlawula irhafu ye-FICA.
I-SECA yentlawulo ibalwe njani kwiNgeniso yeRhafu yeNgeniso?
Intlawulo ye-SECA irhafu ibalwa kwaye ifakwe kwi-intanethi yokubuyisela irhafu kwiimanyathelo ezininzi:
Inyathelo 1: Ingeniso yerhafu yomnini-shishini ibalwa, ngokuxhomekeke kuhlobo lomsebenzi wezoshishino, njengoko kuchaziwe ngasentla.
Inyathelo 2: Le ntlawulo isetyenziselwa ukubala irhafu yengqesho ngokusebenzisa iShedyuli SE.
Inyathelo lesi-3: Isiqingatha somlinganiselo obhaliweyo werhafu yokuqeshisa isithathwa kwingeniso yerhafu yomntu kwiphepha 1 le fomu ye-1040.
Inyathelo lesi-4: Olunye uhla werhafu yokuzibandakanya lufakwe ekubaleni kweerhafu ezihlawulwa ngumntu ngamnye.
I-SECA Yenza Umsebenzi Wentlawulo Nokuba Ndine-Income Revenue?
Unokufumana imali yokuhlawula kumqeshi kunye nokuba nezoshishino zecala ezinenzuzo kwaye ufumana uncedo lweNtlalo. Ngokuqhelekileyo, imali yakho ye-FICA ibanjelwa kuqala kwiintlawulo zentlalo yoluntu, kodwa kunzima kakhulu kunoko.
Funda kabanzi malunga nendlela ezimbini iintlawulo zerhafu - irhafu ye-FICA kunye ne-SECA yentlawulo - isebenzisane kunye ukubonelela ngezibonelelo zomhlalaphantsi.
Indlela yokunciphisa i-SECA yentlawulo kunye nokwandisa imivuzo yeNtlalo
Kukhohlisayo. Unokufuna ukunciphisa irhafu ye-SECA ohlawulayo, ngokunyusa ukunyuswa kweerhafu kwi shishini lakho. Kodwa ingeniso yakho yeshishini ingaba ithikithi lakho kwiintlawulo zentlalo yomhlala phantsi.
UWilliam Perez, uMcwangcisi woNgeniso lweRhafu, unesiqendu esihle kakhulu esicoca ngendlela yokwandisa inzuzo yakho yentlalo yomhlalaphantsi ngenxa yomhlalaphantsi. Kuyafaneleka ukujonga.