Irhafu yerhafu yokuqeshisa iqokelelwa kwi-Social Security and Medicare
Imali evela kwi-Self-Employment vs. Employment
Wonke umntu uhlawula irhafu yeNtlalo kunye neNtlawulo yeMithiya, kodwa kangakanani kwaye uyenza njani umahluko ngokuxhomekeke ekubeni usebenza okanye usebenzela omnye umntu.
Uninzi lwabantu lusebenza komnye umntu ukuze iRhafu yoKhuseleko lweNtlalontle kunye neMedare ehlawulwe kwimali yabo. Bahlawula isiqingatha kunye nabaqeshi bafanisa umnikelo wabo, ukuhlawula esinye isiqingatha. Kodwa umnini-shishini oqeshwe yedwa akafumani imali yokuhlawula omnye umntu onokubanjelwa le mali, kwaye akanalo umqeshi ukufanisa isiqingatha esizihlawulela sona. Kufuneka akhokhe imali epheleleyo ngokwakhe ... uhlobo.
Ngubani ocingwayo ozisebenzisayo ngeenjongo zeRhafu?
Abanikazi bamashishini abazimeleyo baquka abanikazi bodwa okanye iinkampani ezinxulumene namalungu amaninzi (ii-LLC) Zibandakanya amaqabane afuneka ahlawule irhafu yengqesho ngokwazo kwizabelo zabo zentsebenziswano. Amalungu kwi-LLC members ezininzi aqwalaselwa njengabalingani kwiinjongo zerhafu.
Ukubala iRhafu yoNyango kwiShedyuli SE
Kumele uqale uqonde imali engenayo kwi-shishini lakho-okanye, ukuba unamashishini athile, kuzo zonke zidibene kunye. Inzuzo yakho yenetha ibalwe kwiShedyuli C. Yiyonke imali engenayo engaphantsi kweendleko zakho zoshishino. Unako ukuqhubela phambili kwiShedyuli SE yeerhafu zerhafu ozifumanayo xa ubeke le nombolo.
Emva koko kufuneka ubale inani lokuncitshiswa kwerhafu yokuqeshisa ukuba ungeniswe kumgca 27 weFom yakho ye-1040. Ewe, kunjalo. Ufumana ukuncitshiswa kweerhafu malunga nesiqingatha sakho serhafu yokuqeshisa, okwenza kube lula ukuba uhlawule umrhumo womqeshi kunye nesiqingatha somqeshwa. Oku kutsalwa kufakwe kwiphepha elilodwa lokubuyela kwerhafu ukwenzela ukuba kuncitshiswe ingeniso yakho engeniso-imali yakho engenayo engenayo engenayo ngaphambi kokuba uthathe ezinye iirhafu.
Inani lemali yerhafu yokuziqesha kubalwa ngokulandelayo. Inzuzo yenani elipheleleyo elivela kuzo zonke iinkampani zakho liqwalaselwa, kodwa kuphela i-$ 128,700 yokuqala yokuhlawulwa kweNtlalo ngo-2018.
Ifomu elide kunye nokuBalwa kweziFomati zeFom
Ukuba ungenayo imali engenayo yonke unyaka ngaphandle kwengeniso yakho yempesheni kwaye uhlangabezana nezinye iziqinisekiso, unokukwazi ukugqiba ifom elifutshane, eliyiCandelo A. Ngaphandle koko, kufuneka ugcwalise ifom elide, iCandelo B.
Amaphepha oya kuwafuna
Uzakufuna ikopi yeShedyuli SE , engayilanda kwiwebhusayithi ye-IRS. Ungawuzalisa ifom yekhompyutha, uyigcine, kwaye uyiprinte.
Uyakufuna kwakhona iShedyuli C ezalisiweyo nganye yamashishini akho, kwakunye neikopi zefomu ze- W-2 onokuzenza unyaka ukuba usebenze nomnye umntu kunye neNtlalo yeNkxaso yoLuntu kunye neNtlawulo yeMithi.
Iifom zakho ze-W-2 ziza kubonisa ukuba zininzi kangakanani kwindlela yoKhuseleko lwezeNtlalo kunye neMali yeNtlawulo ehlawulweyo. Uya kufumana olu lwazi kwiibhokisi 4 no-6.
Uzakufuna kwakhona ifom yakho yerhafu yengeniso, ifom ye-IRS 1040.
Indlela yokugcwalisa ifom ye-SET (iSigaba A)
Unokuqala ngomgca wesi-2 ukuba awunayo enye yengeniso echazwe kumigqa 1 (a) okanye 1 (b). Faka imali engenayo kwiShedyuli C. Ukuba unamanani angaphezulu kweShedyuli C, yenza inani lemali engenayo kubo bonke kwaye ungenise loo nombolo. Yongeza ukuba kumgca 1 xa ungenayo nayiphi na into kwaye ufake umphumo kumgca 3.
Phinda umgca we-3 nge-92.35 yepesenti uze ufake umphumo kumgca 4. Ukuba umphumo ungaphantsi kwama-400, awukhokhwa irhafu yerhafu.
Bala irhafu yakho yerhafu kwi-line 5. Ukuba i $ 127,200 okanye ngaphantsi, phinda umgca we-4 nge-15.3 ekhulwini.
Ukuba ngaphezulu kwama-127,200, phinda umgca we-4 nge-2.9 ekhulwini uze wongeze i-$ 15,772.80 kwisiphumo.
Kufuneka uquke ngoku kubhaliswa kweerhafu yokuqeshisa kwi-Form 1040. Faka isiqalo ukusuka kumgca wesi-5 kwiFom 1040, umgca we-57. Phinda umgca we-5 nge-50 ekhulwini uze ufake umphumo kumgca 27 we-1040 yakho kunye nomgca 6 weShedyuli SE.
Indlela yokugqiba ixesha elide leShedyuli SE (ICandelo B)
Eli candelo li -calculation tax tax for individuals who have revenues in addition to income-income. Ukubala kudibanisa irhafu ye-FICA-Intlalo yoKhuseleko kunye neMirare-oye wahlawulwa ngenye enye ingeniso kunye nalabo obolekayo kwingeniso yakho yokuqeshisa ukuba ufumane irhafu yengqesho.
Ngowoku-1, faka inzuzo yakho yefama yefama 1 (a) kunye / okanye Ingeniso yeNtlalo yeNtlawulo 1 (b) ukuba unayo nayiphi na. Emva koko, kumgca we-2, faka umvuzo wakho wenzuzo kwiShedyuli. Imigca epheleleyo 1 kunye no-2 kumgca 3.
Kwiphepha 4 (a), phinda umgca we-3 ngama-92,35 ekhulwini. Ukuba isiphumo singaphantsi kwama-400, awukhokhwa irhafu yerhafu. Faka iRhafu ye - FICA oye wayihlawula umvuzo ukuba uqinisekise ukuba nayiphi na irhafu yerhafu.
Ukukhupha umgca 8 (d) ukusuka kumgca we-7, isixa esiphezulu seNtlalo, kwaye ungene kulo mgca 9. Ukuba ungezantsi okanye ungaphantsi kwezinga, vele ungene kwaye uphume kumgca we-11.
Ukuba ngaba ngaphezu kweyero, phinda incinci yomgca we-6 okanye umgca we-9 nge-12,4 ekhulwini kwi-line 10. Hlanganisa umgca we-6 nge-2.9 ekhulwini kwi-11.
Ngoku ungabandakanya ukubalwa kweerhafu yakho yerejista kwiFom 1040. Yongeza imigca 10 no-11 uze ufake umphumo kwi-Line 12 kunye neFom 1040, umgca 57.
Umgca we-13 ukuhlulwa kwesigamu seserhafu sakho sokuqeshwa. Hlanganisa umgca we-12 nge-50 ekhulwini kwaye ufaka umphumo kumgca-27 weFomu 1040 yakho.
Xa ufaka iShedyuli SE
Ukubalwa kweShedyuli SE kufakwe kwi-IRS Ifomu 1040 kwiindawo ezimbini.
Umgca we-27, oyanciphisa umvuzo wakho ohlawulelweyo ngokuqingatha kwerhafu yerhafu yokuqeshwa
Umgca we-57 ukubandakanya irhafu yerhafu yokuqeshisa ingeniso ngaphezu kwerhafu yengeniso yomntu. Isixa kwiNgcaciso 57 songezwa kwingxelo yakho yerhafu yokufumana ingeniso kunye nezinye iirhafu ukwenzela ukuba ubonise umthwalo wakho werhafu wentlawulo yonyaka.
Uyenziwe
Ishedyuli SE iyimingeni, kodwa unokufumana induduzo ngokwazi ukuba ezinye iifom zerhafu zibi kakhulu. I-IRS iquka iinkcazo ezincedo kumgca ngamnye weShedyuli SE ukukukhokela isinyathelo ngesinyathelo.
Musa ukungayeki ukufaka isheduli xa ufaka irhafu yakho yentlawulo.
Le miyalelo iimeko ezilula zokuzimela emsebenzini. Unokufuna ukubonisana neengcali zerhafu ukuba imeko yakho iyinkimbinkimbi.