Abanye Abanini Bashishini abaziThengisayo abazimele bafanele bahlawule le ntlawulo
Ngaba Uhlobo Lwam ishishini Luthinta Umvuzo Wami Wokuziqeshwa?
Irhafu yerhafu yokuzimela iyabangelwa kwimali yamashishini amancinci kuquka nabanikazi bodwa kunye nabakontraki abazimeleyo, amaqabane abambiswano kunye nabanikazi be-LLC.
Akunakho ukuhlawula irhafu yerhafu yokuzibandakanya ukuba unayo inkontileka ngenxa yokuba nayiphi na inzuzo oyifumanayo njengomnini okanye umnikazi wesabelo akuxhomekeke kule rhafu. Uyakuhlawula ngokuhlawulwa irhafu yeNtlalo kunye neMedare ngendlela yentlawulo yeFICA , nangona kunjalo, ukuba usebenza njengomqeshwa kwinkampani.
Iimali zemiSebenzi yokuziqhayisa ngokwahlukileyo zihluke njani kwi-"Employment Taxes"?
Wonke umntu ofumana imali kwi-US kufuneka ahlawule irhafu yeNtlalo noLuntu. Kubaqeshwa, ezi zibizwa ngeentlawulo zeFICA. I-FICA ibhekiselele kuMthetho we-Federal Insurance Contributions Act, kwaye inamalungu amabini. Iyokuqala nguKhuseleko loLuntu, kunye neyesiqendu sesibini yi-Medicare. Ezi ntlawulo zibizwa ngokuba yi- Old Age, Survivor , kunye ne-OASDI .
Inxalenye yoKhuseleko lweNtlalo yerhafu yi-12,4 ekhulwini kwiimali ukuya kwii-128,400 zamawaka ngo-2018, kwaye inxenye ye-Medicare i-2.9 ekhulwini. Abasebenzi bahlawula isiqingatha serhafu kwaye abaqeshi bahlawula okanye badibanisa esinye isiqingatha, kwaye ngezinye ixesha kuthiwa "irhafu yengqesho."
Abasebenzi baneNtlalontle yeNtlalo kunye neMedare ehlawulwa kwiholo yabo engenayo ngaphambi kokuba irhafu yengeniso ibalwe. Ukuncitshiswa kweNtlalo ku-6.2 ekhulwini-isiqingatha se-12.4 ekhulwini-kunye ne-Medicare yi-1,45 yepesenti okanye isigamu se-2.9 ekhulwini, irhafu ye-FICA ehlawulwa ngumqeshwa wama-7.65 ekhulwini.
Ukuba usebenza ngokuzimeleyo, kufuneka ukhokhe lonke i-15.3 ekhulwini ngokubhekiselele kwinzuzo yebhizinisi lakho.
Abantu abaqeshwe ngokuzimela mabahlawulise yonke imali kuba umqeshwa kunye nomqeshi ngokufanelekileyo ngumbutho omnye.
I-Tax-Self Employment Tax Calculated?
Xa kufika ixesha lokuzalisa irhafu yakho yerhafu yokufumana ingeniso, uza kuqala ubale inzuzo yakho yemali kwi-self-employment ngokugqibezela iShedyuli. Le fomu iqala ngemali yakho yonke yemali iyanciphisa iindleko eziqhelekileyo ezivumelekileyo nezindleko ezifanelekileyo. Inombolo ekhuphayo yintlawulo yakho okanye inzuzo engenayo kwi-self-employment.
Le ngeniso isetyenziselwa ukubala inani lemali yerhafu yokuzifihla umvuzo omele uyenze ngonyaka usebenzisa iShedyuli SE . Ukubala kunzima kakhulu, kwaye kukho iindlela ezininzi zokuziqhuba. IShedyuli SE ikuhamba ngamanyathelo ngendlela ethile ukuze uyenze ngokwakho, kodwa unokuba uzive ukhululekile ukucela ingcali yerhafu ukuba yenzele yona okanye isebenzise inkqubo yokulungiselela irhafu.
Isamba semali yerhafu iya kuthathwa kwiShedyuli SE ukuya kumgca we-57 kwiFom yakho ye-1040. Nayiphi na imali ehlawulwa yerhafu yereyithi yongezwa kwintlawulo yakho yerhafu yonyango kulo nyaka oza kuhlawulwa kwi-IRS. Kodwa iNkonzo yeNgeniso yangaphakathi ikulungele ukukunika ikhefu.
Ukulungiswa kweRhafu yokuThengisa iNzuzo kwiNgeniso
Uya kuphawula icandelo elibizwa ngokuthi "I-Income Gross Income" ephantsi kwekhasi lokuqala leFomu 1040.
Unokufaka ibango lokuncitshiswa kwentlawulo apha kumgca we-27 ukuya naphi na kwisiqingatha ukuya kuma-57 ekhulwini lakho irhafu yengqesho. Xa ugqiba iShedyuli SE, iya kukuxelela inani elichanekileyo okwazi ukulikhupha.
Ngenhlonipho, i-IRS inikezela ukuba i-50% yepesenti umqeshi wakho uza kukubuyisela kuwe njengento ebizwa ngezinye izinto ngokuthi "ngaphaya komgca". Kungenzeka kungabi kubanda, imali enzima, kodwa iyanciphisa inani lemali engenayo ephantsi kwentlawulo yengeniso.