I-Alternative Alternative kwiFomu 8829
Ukuncitshiswa okulula kukukhetha. Yifakwe kwi-$ 1,500 ngonyaka, ngokusekelwe kwi-$ 5 isalathisi esingama-square, ukuya kwii-300 zenyawo zenyawo.
Injongo yale nketho, i-IRS ithi, kukunciphisa iphepha kunye nokugcinwa kwengxelo kwiimashishini amancinci.
Indlela yokufanelekela ukuKhutshwa kweZiko loKhaya
Ukuze ukwazi ukukrazula iindleko kwi-shishini lakho lezentengiso, kufuneka ukwazi ukubonisa ukuba usebenzisa indawo rhoqo kunye neenjongo zoshishino. Kufuneka ube nako ukubonisa ukuba le ndawo yindawo enqununu yezoshishino (ukuchongwa kwe-IRS ethile).
Emva koko, kufuneka ubale inani lemali yeofisi yakho. Fumana isikhala seendawo ezihlala kuyo yonke ikhaya lakho kwaye ubale ipesenteji yesithuba esithathwe yiofisi yakho yezoshishino. Ngokomzekelo, ukuba unendawo yeofisi yeenyawo ezili-150 kunye nekhaya lakho lizinyawo ezili-1200, iofisi yakho ithatha i-12.5% yendawo yakho yokuhlala.
Indlela yokuSebenza kwamaHlathi ekuHlaleni kweeHhovisi zaseKhaya
Abanini-shishini basekhaya babefuneka ngaphambili ukuba bazalise iFomu 8829 ukuba babale ukuchithwa kwendawo yeshishini.
Ifom ifakiwe:
- Izindlela eziliqela zokubala indawo yezoshishino zasekhaya , njengepesenti yecatshulwa eliqhelekileyo lekhaya okanye njengepesenti yenani lamagumbi.
- Ukuchithwa kweendleko ezizithe ngqo, ezifana nopende, iphepha lodonga, kunye nezinye iindleko ezihambelana ngqo nesithuba soshishino. Ezi ndleko zingancitshiswa kwi-100%. kwaye
- Iindleko ezingqalileyo, ezifana nezibonelelo, irente, okanye irhafu yezindlu. Ezi zindleko ezingqalileyo zafuneka ukuba zithathwe kwindawo esabalwayo, ngokuqhelekileyo ipesenti yephepha lesikwere sasekhaya. Ngoko, umzekelo, ukuba indawo yezoshishino zasekhaya i-10% yekhasi lesikwerelo sekhaya, ke i-10% yezizonke zeendleko ezichangekileyo zingancitshiswa.
Indlela Indlela yokuLungiswa elula eSebenza ngayo
Ukubalwa okulula kwenziwe ngokuphindaphinda umgca wesikwele ovumelekileyo wezithuba zeshishini lasekhaya usebenzisa isilinganiso esimiselweyo. Umgca wesigcawu ovumelekileyo kufuneka uhlangane nomgaqo "oqhelekileyo kunye othe wodwa" kwaye ube yindawo yakho ephambili yoshishino.
Ukuba uthathe ukuhluthwa okulula, indawo yakho akumele ibe ngaphezu kweenyawo ezingama-300. Ixabiso langoku li-$ 5, ngoko ke umda wokunciphisa okwangoku wama-1500. Isilinganiso siya kulungiswa yi-IRS ngezikhathi ezithile.
Ukuncitshiswa kweofisi yakho elula kufakwe kwingxelo yakho yentlawulo yengeniso encinci (iShedyuli C) . Imiyalelo yeShedyuli C iquka iphepha lokusebenzela elincinci lokuncitshiswa elinokukunceda kule kubalo.
Amaphuzu abalulekileyo ekuqondeni ukubalwa okulula
- Ungasebenzisa ukubala okulula okulula okanye uhlalutyo lwangoku usebenzisa iFomu 8829, nokuba yiyiphi imiphumo ekuncitshweni okukhulu.
- Ukuba usebenzisa indlela elula, awukwazi ukukrazula nayiphi na iindleko ezihambelana nokusetyenziswa kwezoshishino ezifanelekileyo kuloo ndlu kuloo nyaka ohlawulwayo. Oku kuya kufaka inzala yomhlalaphantsi kunye nentlawulo yepropati.
- Ukuba usebenzisa indlela elula, awukwazi ukunciphisa isahlulo sekhaya lakho elisetyenziselwa iinjongo zoshishino. Kodwa inzala yomhlalaphantsi, irhafu yendawo yokuhlala kunye nokulahlekelwa kwezinto ezilahlekileyo kungasetyenzwa kwi-intlawulo yerhafu kwiShedyuli A. Ezi zithintelo azidingeki ukuba zabelwe phakathi kokusetyenziswa komntu kunye nokushishino, njengoko kufunwa phantsi kweendlela eziqhelekileyo.
- Kumele uhambelane neemfuno ukuba indawo yoshishino kufuneka isetyenziswe "rhoqo kwaye iphela" kwiinjongo zoshishino. Ukuba zombini le mfuno ayifumanekanga, i-ofisi yendawo ayikwazi ukunqunyulwa njengendleko yoshishino.
- Ezinye iindleko zorhwebo eziqhelekileyo ezingahambelani nezoshishino zasekhaya, ezifana nokuthengiswa, ukubonelela, kunye nemirholo, ziyahlulwa ngokupheleleyo, ngendlela efanayo nalezi zindleko zichithwa kuwo onke amashishini angekona asekhaya.
- Isixa sokuncitshiswa asikwazi ukudlula imali engenayo yeshishini; ngamanye amagama, ukuxothwa akukwazi ukusetyenziswa ukudala ukulahlekelwa kwezorhwebo ngenjongo yentlawulo.
- Ukuba uneseshishini esisisigxina esisisigxina sasekhaya usebenzisa indawo efanayo, kufuneka usebenzise enye indlela elula eyenziwa kuyo yonke ishishini.
Indlela Elula Yenza Njani Uhlobo Lwam shishini?
Ukuncitshiswa kusebenza ngendlela efanayo nokuba ingaba yindlela efanelekileyo okanye elula.
Abanikazi abanamalungelo kunye nomnini-single-LLC baquka oku kuhluthayo xa befake irhafu yabo yorhwebo kwiShedyuli C kunye neentlawulo zabo zerhafu.
Abalingani kwiintsebenziswano banokwazi ukuthatha ixabiso lokunciphisa ishishini lasekhaya (elenziwe lula okanye eliqhelekileyo) njengendleko engaqhelekanga neyimfuneko ehlawulwa egameni lobambiswano.
Abanikazi be-corporation nabo banokukwazi ukuthatha inqununu, kodwa kuyinkathazo. Hlola kunye neengcali zakho zerhafu.
Abanikazi bamashishini abasebenza njengabasebenzi banakho ukuthatha intsalela njengabasebenzi ukuba kuyimfuneko ngumqeshi.
Esi sihloko esinzima; musa ukuthatha le ntsalela ngaphandle kokuxubusha ngokucokisekileyo kunye neengcali zakho zerhafu.
Ngaba ndimele ndithathe i-deduction elula?
Abanini bamashishini basekhaya abawuthathi naliphi na ukuncitshiswa ekusebenziseni iofisi yabo yasekhaya, kuba (a) iincwadi zilukhuni kakhulu kunomngcipheko wokwenza impazamo, kwaye (b) bakholelwa ukuba ukuthatha iziphumo ezidityanisiweyo kukunyuka umngcipheko wophicotho. Nangona ikhefu elenziwe lula lingenakubonelela ngokuncitshiswa okukhulu, ngokuqinisekileyo linciphisa inkqubo kwaye kunokuba lunengqiqo ukuthatha olu khetho ukuba inani lemali elichithwayo lisondele kwisixa esenziwe ngeFomu 8829.
Ukuziphendulela: Akuyinjongo yale nqaku okanye lewebhu ukubonelela ngerhafu okanye iingcebiso zomthetho. Ngaphambi kokuba uqwalasele ukuba uthathe i-ofisi yokuncitshiswa kwe-ofisi okanye i-deduction ukuthatha, xubusha izinto ozikhethayo kunye nomcebisi wakho werhafu. Kwimeko nganye iyahlukileyo, kwaye akuyona injongo yale nqaku okanye kule ndawo, ukubonelela ngerhafu okanye ngeengcebiso zomthetho.
Ulwazi lufunyenwe kwi-IRS Inkqubo yeNgeniso ka-2013-13