Indlela yokugwema ukukhutshwa yi-Charity Scam

Musa ukuwa ngenxa yezi Tricks

Imibuzo eqhelekileyo ndiyifumana kwimibutho yokunceda, "Ndiyazi njani ukuba umbutho unemvume?" kwaye "Ndingayichazela njani inkohlakalo engenzi nzuzo?"

Qala kuqala ngo khu seleko. Ungavumeli isipho sakho siwele ezandleni zentlangano efanelekileyo ekusebenziseni kakubi nakwebuqhetseba obubi kakhulu.

4 Iindlela ezilula zokujonga i-Charity

1. Khangela uthando.
   I-IRS inikezela uphando lwe-IRS. Musa ukuma apho, nangona kunjalo. Nangona ulwahlulo lwakho ludweliswe, unokufuna ukuzingela ngakumbi ukuze ufumane ulwazi malunga nendlela osebenza ngayo nesebenzayo.

1. Cela ububele.
   Unokwenzela kwakhona ubungqina bentlawulo ye- tax-exemption and eligibility yokufumana iminikelo yokuncedisa irhafu ngokucela ukuba ubone incwadi ye-IRS yombutho eyiqonda njengemali ehlawulwa irhafu. Zininzi iintlobo ezingenzi nzuzo; akukho bonke abahlawulwa irhafu. Khangela i-501 (c) (3) ukutyunjwa kwayo nayiphi na inzuzo onqwenela ukuyinika yona, ingakumbi ukuba ufuna ukutsalwa kwetyala lomnikelo wakho .
2. Sebenzisa i-watchdog yothando .
   Ama-watchdogs angama-Charity yimibutho yenkampani yesithathu egcina iliso kwihlabathi elinobubele. Abanye banokwenza ulwazi lufumaneke ukuze wenze izigwebo zakho. Ezinye zibeka inzuzo engenzi-nzuzo ngeendlela ezahlukeneyo okanye zinika iimpawu zokuvunywa. Hlala uqhelana nalezi zihlandlo ezintathu eziphezulu zothando:
   • Amaxabiso e-Charity Navigator amancedo ngokusekelwe ekusebenzeni kwabo, ngokungafihli , kunye nokuphendula. Izibonelelo zifumana iineenkwenkwezi ezine, zinika indlela elula yokufumana imibutho apho imibutho yakho iza kukhuseleka kwaye isebenze.
   • I-GuideStar.org iluhlu olungaphezulu kwesigidi esingenzi-nzuzo kwi-database yayo, zonke eziye zahlangabeza imigaqo ye-IRS kwimibutho ekhululekile. Kule ndawo, ungayifumana iifom zerhafu zakutshanje ezenziwa yi-charity ne-IRS. Ukuba akukho i-990s okanye ayikho ikhoyo yangoku, oko kuyisalathisi esihle enokufuna ukuhlala kude nayo.
   • I-BBB Yobulumko Yokunika Intsebenziswano yicandelo leBusiness Business Bureau. Inika ulwazi malunga nezibonelelo, ipapasha isikhokelo senyanga, ukunikezela ngokuhlakanipha, imiba yezobuqhetseba, kwaye inika uphawu lwesizwe sokuncedisa kwiintando zoncedo zokubonisa kwiiwebhusayithi zabo nakwimpahla yabo yokuxhasa imali. I-BBB ivumela abathengi ukuba bakhononde malunga nothando xa baziva bekhohliswa.

1. Hlola kunye nabalawuli bezomthetho nabasemagunyeni.
   Iofisi yakho yegqwetha likarhulumente iphanda uphando lobuqhetseba, kuquka iinkqubo zobuqhetseba ezingenzi-nzuzo okanye amaqela athi bangenzi inzuzo. Ukuba unesikhalazo ngokungenzi nzuzo kwimeko yakho, le yindawo oya kuyo. UMbutho weSizwe weeNkundla zikaGqwetha-Jikelele ugcina uluhlu lweGqwetha likaGqwetha-Jikelele ngalinye lombutho kunye nolwazi lokuqhagamshelana.
   
   Ukuba ucinga ukuba uceliwe ngumbutho ongekho mthethweni ukuba ungenzi nzuzo, unokufaka isikhalazo kwi-Federal Trade Commission.

Kubalulekile ukwazi ukuba akuzona zonke izizathu ezibalulekileyo ezibhaliswe kwi-IRS. Ukuba unikezela encinci, imbangela yendawo engekho yerhafu-xolelwa, qiniseka ukuba uyazi into malunga nabantu abacela imali yakho. Khumbula kwakhona ukuba umrhumo kwintlangano engabhaliswanga ayiyi kuhlawulwa irhafu.

Zininzi zibangelwa ukuphuma, ziqhube izifundo zazo, kwaye zihambe. Oko akuthethi ukuba akukho mthethweni okanye ubuqhetseba. Xa ufumana imoto yakho ihlanjwe liqela lezingane zasezikolweni eziphakamileyo zendawo ukuze zibancede zithathe iqela labo kwiRose Bowl Parade, oku kulungile. Xa unikela kwenye yeziza ezixhamla abantu ukuba ncedise umntu, oko kungathi kunjalo.

Nceda uqiniseke ukuba iqela lokuhlamba imoto lincedisa isikolo okanye esinye isiko kwaye uyazi umntu okhupha imali kwiziko lewebhu kwi-intanethi okanye unokuqinisekisa ukuba imfuneko ifanelekile.

Indlela yokusingatha ifoni kunye ne-imeyile yokucela ngokukhuselekileyo

Ngelixesha apho ungayazi ukuba ngubani othumele ukuba i-imeyile okanye ngubani obize kule fowuni, kulungile ukuba uqaphele.

Ukuxhaswa kweefowuni kunobungozi ngakumbi njengoko ezinye iincedo ziqeshisa iinkampani zobugcisa ukwenza ezo zixhobo. Ininzi yemali efunyenwe iya ngqo kubaceli, kungekhona uthando okanye abantu abakhonzayo.

I-Tampa Bay Times kunye neZiko loPhando loPhando liye lenza uphando oluphangayo kwizinto ezimbi. Khangela izibonelelo ezimbi kunazo zonke eMelika kunye noluhlu lwezinto zokunyanzela ukunyaniseka ukuqinisekisa ukuba uyaziphepha ezi apulo ezimbi.

I-imeyile ifumaneka kwiikrama zobuqhophololo apho ukugqithisa ukugqithisa njenge-charity kubiba ulwazi lwakho lwabucala kunye neenkcukacha zekhadi lakho lesikweletu.

Nazi ezinye izicwangciso zokuphatha iifowuni kunye ne-imeyile evela kwizibonelelo:

• Xa ufonela umnxeba, vele uthi cha. Yiloo nto endiyenzayo ngaphandle kokuba ndiyazi kakuhle uthando. Ndiyatsho ukuba andiphenduli kwimibuzo yocingo. Ndicebisa ukuba bandithumele ileta, okanye ndithi ndiya kunika endleleni yam. Ukuba nesicwangciso seminikelo yakho yoncedo yonyaka yonke sinceda kwezi meko. Uyazi apho izabelo zakho ziya kuhamba khona, njani eza kwenziwa, kwaye nini.

• Ungaze ukhiphe ikhadi lakho lekredithi okanye inombolo ye-akhawunti yebhanki ngaphandle kwefowuni ngaphandle kokuba uqalise umnxeba.
• Ungalokothi uphendule kwi-imeyli ukucela ngaphandle kokuba uyazi intlangano ngokwayo okanye ukhethe ukufumana iinkcukacha zayo. Musa ukunika ulwazi lwekhadi lakho lesikweletu nge-imeyile. Yiya kwiwebhusayithi yezobubele kwaye ujonge iphepha elikhuselekileyo apho unokunikela ngokukhuselekileyo. Qaphela ii-imeyli ze-phishing ezinokubonakala ngathi zivela kwintando oyaziyo.
• Qaphela izibonelelo ezinobunokuthi zingasebenzisa amagama anomsindo njengemibutho ehloniphekileyo.
• Xhagamshelana nommeli wakho welizwe jikelele okanye unobhala welizwe ukuba afunde ukuba yiziphi iirhafu ezivunyelwe ukuba zisebenze kwingingqi yakho okanye ukubika izikhalazo.

Sifuna ukuba uqhubeke unika. Yinto exabisekileyo yaseMelika. Musa nje ukukrazula. Qinisekisa ukuba umnikelo wakho wokuncedisa uhamba apho unokukwenza okulungileyo kakhulu.