Yiyiphi i-Auto Autoft?
Uninzi lwemigaqo-nkqubo yokuthengisa iqulethe inkcazelo efanayo yemoto eqashiweyo efunyenweyo kwimigaqo-nkqubo ye- ISO yemoto.
Eli gama lichazwa njenganoma yiyiphi i-autos oqeshisayo, ukuqesha, ukuqesha okanye ukuboleka. "Wena" uthetha igama eliqinisekisiwe . Ngaloo ndlela, isithuthi sifanelekile njengeemoto eziqashiweyo kuphela xa ziqeshwe, ziqeshiwe, ziqeshwe okanye zibolekelelwe ngumntu okanye ibutho elibhengezwe kwimigaqo-nkqubo. Isithuthi esiqashiweyo, esiqashiweyo okanye esibolekwe ngumntu ngaphandle kwegama elibizwa ngokuba ngumshishino akusiyo imoto eqashiweyo.
Incazelo yemoto eqeshiwe ayibandakanyi nayiphi na imoto oqeshisayo, ukuqesha, ukuqeshisa okanye ukuboleka kuyo nayiphi na yabasebenzi bakho. Kwakhona kubandakanyi iinqwelo oziqeshisayo, ukuqesha, ukuqesha okanye ukuboleka kuyo nawaphi na amaqabane akho (ukuba unobambiswano), amalungu (ukuba unyanzelekile kwinkampani) okanye amalungu omakhaya abo.
I-Autos ekhutshweyo kunye ne-Autos engekho
I-Autos awunayo eyayifanelekanga njengeemoto eziqeshwe zibhekwa njengezithuthi ezingekhoyo . Ezi ziquka i-autos oqeshisayo okanye ukuqesha kubasebenzi bakho, amaqabane okanye amalungu.
Ngokomzekelo, cinga ukuba izicwangciso zakho eziqinileyo zokuthatha inxaxheba kwimiboniso yokuthengisa kwiholo yeendibano elineekhilomitha ezilishumi ukusuka kwiofisi yakho.
Kuzo zonke iintsuku zontathu, uya kufuneka ukuba ubenqabile abasebenzi kunye nezixhobo emva kokuhamba phakathi kweofisi yakho kunye nendibano. UTom, umqeshwa wakho, unikezele ukukunceda ngxaki yokuthutha ngokukukhwela iloli analo. Unquma ukurenta iloli likaTom kuye kuye kwiintsuku ezintathu kwisantya se-$ 75 ngosuku.
Iloli likaTom ayifanelekanga njengeemoto eziqashiweyo. Incazelo yemoto eqeshwe ngokukodwa ingabandakanyi nayiphi na isithuthi oqeshisayo, ukuqesha okanye ukuboleka kumqeshwa. Iloli likaTom libhekwa njengomntu ongeyena.
Ixesha elifutshane kunye nokuqeshiswa kwexesha elide
Cinga ukuba uqeshisa i-auto ukuze usebenzise kwi shishini lakho. Ngaba imoto iyafaneleka njengemoto eqeshiwe? Impendulo incike kwixesha lokuqeshisa.
I-ISO yeMigaqo yezoLimo zeZimashishini ezenzekelayo iqulethe imithetho yokulinganisela i- autos eqeshisiweyo. Ikwahlula phakathi kwee-autos eziqeshwe ixesha elifutshane kunye nalabo abaqashiweyo okanye abaqashiweyo kwixesha elide. Ii-Autos eziqashiweyo, eziqashiweyo okanye eziqeshwe kwiinyanga ezingaphantsi kweenyanga zithathwa njengezithuthi eziqashiweyo. I-Autos iqeshwe ngeenyanga ezintandathu okanye ngaphezulu zifakwe ngendlela efanayo ne-autos.
Ngelishwa, umgaqo-nkqubo wokuthengisa umgaqo-nkqubo worhwebo awuyi kubakho ukukhankanywa kwemithetho ye-ISO malunga nokuqeshisa okufutshane kunye nexesha elide. Inkcazo yeemoto eziqashiweyo azichazi ixesha elithile apho izithuthi zingaqeshiswa okanye ziqeshwe. Sekunjalo, imigaqo isasebenza. Ngaloo ndlela, i-term hired autos ijolise ukuba ithetha izithuthi oziqeshayo, ukuqesha, ukuboleka okanye ukuqeshisa ngexeshana.
Njengamashishini amaninzi, i-firm yakho inokuqeshisa izithuthi phantsi kweemvumelwano zangexesha elide ezandisa iintsuku ezintandathu, unyaka okanye ngaphezulu.
Ezi zithuthi kufuneka zifakwe kwishedyuli yezithuthi ezibandakanywe kwicandelo lokumemezela komgaqo-nkqubo. Zibalelwa ukuba zithwale imbopheleleko yemoto kunye nokukhawuleza ukukhawuleza kwimiba efanayo ngendlela efana neyokuba izithuthi. Xa uqeshisa isithuthi ngexesha elide, umncinci (umnini wezimoto eziqashisayo) unokufuna ukuba umqiniseke phantsi komgaqo-nkqubo wakho njengowokulahlekelwa yintlawulo kunye ne- insured eyongezelelweyo . Ukuvunyelwa kuyafumaneka kule njongo.
Isilinganiselo seViyo eziKhuselekileyo
I-autos ekhutshweyo ingahlawuliswa ukuba ityala kunye / okanye umonakalo owenziwe ngomonakalo. Iiprayimari zezi zibonelelo zivame ukulinganiswa ngokubhekiselele kwiindleko zokuqeshwa (iindleko zekhontrakthi yokuqeshisa). Iipriyamu zibalwa ngokuhlula iindleko zokuqeshisa imoto ngo-100, kwaye ngokuphindaphinda umphumo ngesilinganiso.