Iifowuni zeeSeli kunye nezinye iziphazamiso zomqhubi

Ukuqhuba ukuphazamiseka ukuqhuba ukuqhuba kuyingozi kwizithuthi ezininzi. Ngo-2015, malunga ne-15% yengozi yokuphazamiseka kunye ne-10% yokuphazamiseka okubulalayo kubandakanye ukushayela okuphazamisayo, ngokubhekiselele kwi- National Highway Traffic Safety Administration . Ukuqhuba ukuphazamiseka kwabaphambili kwaba yinto ebalulekileyo kwi-3,477 yokufa kwezithuthi kwaye kwabangela ukuba i-391,000 eyongezelelweyo yalimala kwiingozi zengozi.

I-NHTSA ibone iintlobo ezintathu eziphambili zeziphazamiso zomqhubi:

Imithombo yokuphazamiseka

Abaqhubi beenqwelo-mafutha kaninzi bahlala kwimisebenzi yesibini ngelixa beqhuba. Eminye imizekelo ibhalwe apha ngezantsi. Ngenxa yokuba le mi sebenzi ithatha ingqwalasela yomqhubi kumqhubi, bayandisa ukwanda kweengozi yemoto okanye ingozi esondeleyo.

Iziphazamiso ezininzi

Abaqhubi abaninzi banokuchaphazeleka ngaphaya kweyodwa. Kwimeko elandelayo, umqhubi uyaphazamiseka ngumbutho wezinto ezibonakalayo, ezinobunzima kunye nolwazi.

UNick ungumchwepheli weNifty Nerds, inkampani yeenkonzo zekhompyutha. Ngomhla we-9 ngeLwesibini, kwaye uNick ulayisha ijeyari kwiloli elinenkampani. Uthuma ngenxa yengxabano ayenayo kunye nomphathi wakhe. Umxhasi unomnxeba kusasa kusasa, kwaye ukhononda ukuba i-software uNick efakwe kwiveki ephelileyo ayisebenzi.

Umphathi kaNick waqala ukumemeza ngelixa uNick ebeka inyawo kwiofisi. Wacinga ukuba uNick asombulule isistim somsebenzisi we-software ngokukhawuleza.

Ngomugxa wakhe wekhofi ngakwesinye icala, uNick uqala iloli kwaye uyilungisa kumgca wendlela. Uya kumbambano, kodwa akakwazi ukukhumbula indlela afanele aphendule ngayo. Uhlolisisa i-GPS yokubeka iliso kwilori xa iselfowuni yakhe ikhala. Mhlawumbi umphathi wakhe ubiza. Ubeka umgca wakhe kumgcini wekomityi, aze afike kwisihlalo sokuhamba ngefowuni yakhe.

Ngokukhawuleza uva isandi seelayi. Emva koko kukho ukuqhuma okukhulu njengoko efika emva-iphelisa isithuthi phambi kwakhe. U-Nick uyabulela ukuba akukho mntu walimele. Sekunjalo, kamva ephazamiseka xa ingxelo yamapolisa icacisa ukushayela kwakhe okuphazamisayo njengesizathu sokuphazamiseka.

Oonomyayi

Uphando olwenziwa yi-NHTSA lubonisa ukuba abashayeli abaninzi basebenzisa iifowuni zabo ngelixa beqhuba, nangona baqonda ingozi. Ukubhalwa kwemiyalezo kunobungozi ngakumbi kuba kubangelwa ukuphazamiseka kwamanqanaba amathathu (okubonakalayo, okubhaliweyo kunye nengqiqo). Uninzi lwamazwe luse umthetho onqabela ukuthumela imiyalezo ngelixa uqhuba. Sekunjalo, abaqhubi abaninzi baqhuba le ndlela, ngokukodwa abatsha nabaselula.

Inani elithile lithintela ukusetyenziswa kweefowuni ezithatha ngesandla ngelixa uqhuba.

Kodwa ngaba izixhobo ezingenazo izandla zikhuselekile kunokuba ziphathwe ngezandla? Impendulo inokuthi ayikho, ngokwe-NHTSA. Kungakhathaliseki ukuba ibanjwe ngesandla okanye izandla, iifowuni ziphazamisa. Banokuthintela umqhubi ukuba angakwazi ukusabela ngokukhawuleza ukuze agweme ingozi.

Ezinye izifundo zicebise ukuba ukusebenzisa iselfowuni ngelixa uqhuba ukuqhuba akukho nto inomdla ngaphezu kokuba nencoko nomgibeli. Ezinye izifundo zifikelele kwisiphetho esichaseneyo. Kukho nawuphi na, le mi sebenzi emibini ayifani. Umgibeli ukhona kwisithuthi, ngoko uyazi ingozi eqhubekayo (njengemozulu kunye neendlela). Ezi ngozi zingaziwa kumntu kwenye indawo ekupheleni kwefowuni yefowuni.

Umqeshi uxanduva

Abaqeshi bangabanjwa ngokunyanisekileyo ukuba abasebenzi babo baqhube ngokunyanisekileyo emsebenzini, kwaye baqalise izingozi zeemoto ezibangele abanye.

Ukuba abasebenzi bakho kufuneka baqhube i-autos yenkampani ukwenza imisebenzi yabo, wena kunye nabasebenzi bakho kufuneka niqiniseke nge- auto responsibility phantsi komgaqo-nkqubo wentengiso .

Ukuba abasebenzi bakho baqhuba izithuthi zabo egameni lakho shishini, kuya kufuneka ukuba uthenge i-coverage ye-auto responsibility . Olu khuselo luyakhusela iqumrhu lakho kumabango avela kwiingozi ezibandakanya izithuthi ezingenazo. I-coverage ye-auto-responsibility responsibility does not extend to employees . Nangona kunjalo, unako ukuqinisekisa abasebenzi abaqhuba i-autos zabo kwi-shishini yoshishini ngokusebenzisa imvume ebizwa ngokuba ngabasebenzi njengama-Insureds.

Umnxeba weSelula

Njengomqeshi, unyanzelekile ukukhusela abasebenzi bakho kwingozi elingazinzileyo emsebenzini. Unokubanceda ukukhusela izingozi zemoto ngokuphuhlisa umgaqo obhaliweyo ekusebenziseni iifowuni ngelixa uqhuba. Indlela ekhuselekileyo kukunqabela abasebenzi ukuba basebenzise iifowuni xa beqhuba.

Ukuze uncede unyule umgaqo-nkqubo wefowuni, qhagamshelana nommeli wakho we- inshurensi okanye umshwalense wemoto. Omnye umthombo osebenzayo yiBhunga leSizwe loKhuseleko, elibonelela nge-Free Cell Phone Policy Kit. Ikiti iyatholakala kwiwebhusayithi ye-NSC.

Emva kokuba ufake umgaqo-nkqubo wefowuni yakho, uya kuyimfuneko ukuyinyanzelisa. Unokusebenzisa i-telematics yeenqwelo-moya ukubeka esweni ukusetyenziswa kwabasebenzi beefowuni ngelixa beqhuba. Enye indlela yinkqubo ekhusela iifowuni xa izithuthi zihamba.