Into onokuyenza kwaye ayikwazi ukuyenza
Unokukrazula kuphela iindleko ukuba ziqwalaselwa ziqhelekileyo kwaye ziyimfuneko kumgca wezoshishino:
- Iindleko zijongwa ngokuqhelekileyo ukuba "ziqhelekile kwaye zamukelwe" ngaphakathi kwishishini lakho. Umzekelo, iindleko eziqhelekileyo zomnini-mali zingabhawula ikontraki ukulungisa ukuvuza kwephahla.
- Iindleko zithathwa njengeyimfuneko ukuba "luncedo kwaye lufanelekile" kwishishini lakho. Ngokomzekelo, iindleko ezifunekayo zomnini-ndawo zingathengisa uMphathi wePropati yoMhlaba woLuntu , ukugcina umgca wendlela yokugcina yonke iirekodi ezininzi umninimzi kufuneka abhale.
Amacandelo amabini okulumkisa
- Kumele ugcine iingxelo ezichanekileyo kunye nechanekileyo ukuba uya kubanga nawaphi na oku oku kulandelwayo kwiirhafu.
Qaphela kwakhona: Ziziphi iirekhodi kufuneka ndizigcinele iinjongo zerhafu? - Ezi zihlomelo zerhafu eziqhelekileyo. Ayisenzi kuwo wonke umninikhaya, umnini-propati wezindlu zokuqeshisa, okanye umnini-mali wepropati. *
Ngokomzekelo, amaninzi kula mahlwayo ayisebenzi kulabo abaqeshisa amakhaya okanye ii-condos ezithathwa njengendawo yokuhlala. Ipropati ithathwa njengendawo yokuhlala ukuba uyisebenzise ngokubaluleka komntu ophezulu kunokuba 'X' yenani leentsuku kuloo nyaka okanye 'X'% yeentsuku apho ipropati ichithwe kwixabiso lemarike elifanelekileyo. (Ezi manani ziza kubalwa kwiShedyuli Yonyaka werhafu E okanye ungabonisana ne-akhawunti yakho).
* Kumele uqhagamshelane nomgcini-akhawunti wakho okanye i-IRS ukuchonga indlela echanekileyo yokufakela irhafu yakho kunye nokuncitshiswa okufanelekileyo kwimeko ethile.
Ukukhutshwa kweRhafu evamile
1. Ukuhla kwexabiso
Ixabiso lokunciphisa isetyenziselwa izinto ezizithengileyo kwishishini lakho elinomdla obalulekileyo kunomhla werhafu okhoyo. Into enokuthi ithathwa njengexabiso, ifanele ihlangabezane nemithetho emithathu:
- Kulindeleke ukuba lihlale ixesha elingaphezu konyaka.
- Yiba nexabiso kwishishini lakho ngandlela-thile.
- Lahla ixabiso layo okanye ugule ixesha elide.
Eminye imizekelo yempahla ehlaziyiweyo yile:
- Intengo yokuthenga yepropati (ngaphantsi kwexabiso lelizwe).
- Ukuphuculwa kwipropati efana nekhitshini entsha yekhitshini okanye uphahla olutsha.
- I-Shrubbery okanye izicingo.
- Ifenitshala okanye izixhobo.
- Imoto yezoshishino.
Impahla eyahlukileyo , njengefriji kunye nesakhiwo, iya kubakho ubomi obuncedo obuhlukeneyo kwaye kukho iintlobo ezahlukeneyo zokunciphisa ezingasetyenziselwa, njengokunciphisa umgca othe ngqo kunye nokuhla kwehla . Qhagamshelana ne-IRS okanye i-akhawunti yakho ukuba unqume uhlobo lokunciphisa ukusebenzisa kunye nobomi obuncedo bexabiso ngalinye ozama ukuhlahla.
2. Ukulahleka kweMisebenzi engeyiyo
Ukufumana indawo yokuqeshisa kuthathwa njengomsebenzi ongenamsebenzi. Kukho imithetho eyinkimbinkimbi esebenza kwimisebenzi engathandabuzekiyo, kodwa imfutshane, inciphisa ikhono lakho lokubasa ilahleko ezenzelwe umsebenzi ongenanto kunye nezinye iintlobo zemali engenayo.
Kukho izinto ezithile:
- Ukuba uthathwa njengengcali yezoburenxa (imithetho ethile isebenzayo njengokusebenza okungenani iiyure eziyi-750 ngonyaka kwimisebenzi enxulumene nepropati), nayiphi na imisebenzi yokuqashisa ipropati oyithatha inxaxheba ayithathwa njengemisebenzi engenziwanga .
- Ukuba uthathelwa ingqalelo kwizinto zakho zokuqeshisa, unako ukukhwela kuma-25,000 ama-dollar kwilahleko zokuqeshisa ngokukodwa xa wenza phantsi kwe-$ 100,000. Ukubandakanyeka ngentsingiselo kuthetha ukuba kufuneka uthathe inxaxheba ekwenzeni izigqibo zolawulo, ezifana nokufumana abaqeshi okanye ukugqiba ngokwemigqaliselo yendawo yokuhlala, kunye nomdla wakho kumsebenzi wokuqasha awuzange ube ngaphantsi kwe-10% wonyaka. Isixa onokuyithatha siya kuncipha kuyo yonke idola yakho engenayo ingaphezulu kwama-100,000. Ngeke ukwazi ukukrazula nayiphi na into elahlekileyo yokulahleka xa imali yakho engenayo ifinyelela kuma-150,000.
3. Ukulungiswa
Unokukrazula iindleko zokulungiswa okwenziwe ngonyaka werhafu. Ukulungiswa kuqwalaselwa umsebenzi ofunekayo ukugcina yakho impahla "kwindawo efanelekileyo yokusebenza". Abafaki ixabiso elikhulu kwipropati. Ukulungiswa kufaka izinto ezifana nokudweba. Kubalulekile ukuqonda ukuba yonke isondlo oyenzayo kwipropati yakho ayithathwa njengokulungiswa. I-IRS yenza ukubahluko phakathi kokuphucula nokulungiswa. Ukuphuculwa kubonakala njengokungenelela kwipropati. Uphuculiso alukwazi ukunqunyulwa ngokugcwele kunyaka abaye bawenza. Kunoko bafanele bahlulwe kwaye bahlaziywe ngenxa yobomi babo obuncedo.
Qaphela kwakhona: Ukuphuculwa ngokumalunga nokulungiswa
4. Iindleko zohambo
Abanikazi bezindlu bavumelekile ukuba bathathe iindleko ezithile zokuhamba kwendawo kunye neendala eziqhelekileyo zorhwebo. Oku akubandakanyi iindleko zokuhamba, okuthetha ukuhamba ukusuka ekhaya ukuya kwiofisi yakho yansuku zonke okanye kwindawo yoshishino.
Ukuba unemoto yakho yokuhamba kwendawo, ungathatha intsalela yakho usebenzisa isilinganiso semilinganiselo yee- mileage okanye usebenzise iindleko ezithe zenziwa, njengeendleko zepetroli kunye nokugcinwa kweso sithuthi. Ungakwazi kwakhona ukuhlawula iimali zokupaka kunye neerhafu, inzala kwimali-mboleko yemoto kunye nayiphi na imirhumo yokubhalisa okanye ilayisenisi kunye neerhafu.
Ukuba ungekho isithuthi sakho, unokubamba iindleko zakho zokuthutha zikawonkewonke kwiinjongo zoshishino.
Qaphela kwakhona: Indlela yokuLawula iindleko zokuhamba ngeeThafu zakho
I-Standard Mileage Rate kunye neZindleko zangempela
5. Inzala
Unokubamba inzala oye uyihlawula ngeendleko ezihambelana nezoshishino. Umzekelo: Unokubamba inzala oye uyihlawula ngemali yokuboleka imali okanye ezinye iimboleko zoshishino, iintlawulo zemboleko yemoto (kodwa kuphela inxalenye esetyenziselwa iinjongo zoshishino), kwaye inzala ehlawulwe ngamakhadi-mboleko asetyenziswa kuphela kwiinjongo zoshishino.
6. Ofisi yasekhaya
Unokuthatha inkunkuma yekhaya xa usebenzisa inxalenye yekhaya lakho kuphela njengeofisi lakho shishini. Kumele uqhube uninzi lwezoshishino lakho apha ukuba ibange ukutsalwa. Isixa ongasenzayo sincike kwipesenti yekhaya lakho ukuba iofisi yakho yasekhaya ifake.
Jonga kwakhona : Iisiseko ze-Office Office Ukukhutshwa
Yiziphi iindleko zeeHhovisi zeKhaya ongazenzayo?
7. Iindleko zokuzonwabisa
Ngelishwa, iindleko zokuzonwabisa azibhekiseli kwiindleko ezisetyenziselwa ukuzibhokoza. Iindleko zokuzonwabisa zithetha ezo zenziwa ngexesha lokusebenzisana kwezoshishino. Ngokomzekelo, ukuthatha umthengi kwiklabhu yelizwe lakho okanye ukunika umntu otyalo-mali atyhutyha ezimbini kwiindleko zokuzonwabisa .
8. Imirhumo yomthetho kunye nezobugcisa
Ukuba uqeshe uchwepheshe ukuba enze umsebenzi kuwe, umrhumo ohlawula ngawo uyancitshiswa. Oku kubandakanya iintlawulo zeekhwetha, iifizi zee-akhawunti, iirhafu ze-ajenti ye-estate, okanye iirhafu ezihlawulwe kwabanye abacebisi beengcali.
9. Ukuhlawulelwa kwabasebenzi
Ukuba uqeshe umntu ukuba enze umsebenzi kuwe, unokubamba umvuzo obahlawulela wona njengeendleko zoshishino. Oku kubandakanya umvuzo wabasebenzi abesigxina, njengomphathi wepropati okanye u-superintendent ohlala kuyo kunye nabasebenzi bexeshana , njengonkontileka oyisebenzisayo ukuba ulungise ukuvuza kwephahla.
10. Imirhumo
Unokukrazula irhafu yakho yepropati, irhafu yentengiso, kunye nerhafu yokuthengisa kwizinto ezinxulumene nezoshishino ezingabonakali njengexabiso elingaphantsi konyaka. Unokukrazula iifizi zengcebiso yerhafu kunye nokulungiswa kweefom zerhafu ezinxulumene nepropati yakho yezindlu eziqashisayo. Kodwa ke, awukwazi ukuhlawula iindleko zomthetho ekukhuseleni isihloko sepropati, ukubuyisela impahla okanye ukuphuhlisa okanye ukuphucula ipropati. Kumele ungeze ezi ntlobo zemirhumo kwiziko lakho.
11. Inshurensi
Unokukrazula iiprayimari ozihlawulele kwiintlobo ze-inshurensi kubandakanya impilo, ingozi, ubungozi, ukweba, umkhukula, umlilo, uxanduva, isithuthi, kunye ne- inshurensi yempilo kubasebenzi bakho.
12. Iintlungu zilahleka
Ukuba ipropati yakho yonakaliswe isiganeko esiyingozi njengomlilo, unokukwazi ukutsala enye okanye yonke ilahleko. Isixa ongasenzayo siya kuxhomekeka kwi-inshurensi yakho kunye nomonakalo kwipropati.
Ezinye iiRhafu zokuHlahla kweNtlawulo ziquka:
- Iindleko zokuthengisa.
- Ukuqasha uhlawule kwabanye.
- Iifowuni zefowuni ezihambelana nemisebenzi yakho yokuqeshisa impahla. Nangona kunjalo, awukwazi ukususa umgca wokuqala wenkonzo yendawo efika ekhaya lakho. Oku kuthathwa njengomgca womntu.
- Unako ukuthenga ngetyala okanye uhlawule iindleko ezihlawulwe ukwenzela ukuba indawo yakho ifumaneke kubantu abanokukhubazeka okanye abakhulileyo.
- Ukuba ipropati yakho ithathwa njengesakhiwo soshishino, unokubangela iindleko zokukwenza amandla asebenzayo.
* Kufuneka uhlale uqhagamshelana ne-IRS okanye umgcini- mvume oqinisekisiweyo ukuba anqume ukuba yiyiphi intsalela echaphazelekayo kwiimeko zakho.