Iirekhodi zeZindlu kufuneka zigcine iiNtlawulo

Amaphepha okugcina ixesha elide kunye nekota elifutshane

Enye yeenzuzo ezinkulu zokuba ngumnini-ndawo unokuncitshiswa kweerhafu ungayisebenzisa . Ezi zithintelo, kodwa ke, zinokuba nzima, ngoko kubalulekile ukuba ugcine iirekhodi ezicacileyo zazo zonke iincwadi ezibalulekileyo, ingeniso kunye neendleko kulo nyaka. Ukulungelelaniswa nokugcina amaxwebhu afanelekileyo kunokukunceda ukwandisa ukutsalwa kwakho nokunciphisa uxinzelelo.

Izizathu zokugcina iiRekhodi

1. Kuya kwenza kube lula ukufakela irhafu yakho.
   

1. Ukuba yonke into ebhaliweyo iya kukunceda ukuba ungabi nakwezinye iinqununu, eziza kukugcina imali.
   
2. Kuya kukunceda uqinisekise ukuba ufaka amabango achanekileyo. Esikhundleni sokuqagela, "Ndicinga ukuba ndihlawule i-kontraki i-$ 1,000," ngokukhawuleza ukukhupha ispredishithi, uya kuqonda ukuba uyihlawule i-$ 850 ngo-Julayi 17.
   
3. Ukuba ngaba uphicothiwe okanye i-IRS inemibuzo malunga nezinto kwi-tax return yakho, uya kuba nobungqina bokubuyisela ibango lakho. Ukuba awunayo la maxwebhu, uzakufumana uchitha ixesha kunye nemali uzama ukufumana ubungqina. Okubi, ukuba awukwazi ukuza ne risithi, ibango lakho aliyi kuhlonishwa kwaye unokuba uhlawule irhafu eyongezelelweyo kunye nezohlwayo.

Ziziphi Iirekhodi Ngaba Ndimele Ndigcine Umkhondo?

Impendulo emfutshane kukuba kufuneka ugcine yonke into! I-IRS yaziwa ngokuphicothwa kwamashishini amancinane , ngakumbi abo abonisa ukulahleka kwiminyaka elandelelanayo. Ukongezelela, amaninzi e-IRS amanxusa awanakuqonda imirhumo yeerhafu echaphazela abatyala-mali bezindlu, okwenza ukuba banokungabaza ukufaka isicelo sakho sokufakela.

Uya kufuneka ube nobungqina ukuba i-IRS ibuza imibuzo yakho nayiphi na into okanye, kwikhosi yoshishini yansuku zonke, ukuba umntu uzama ukubuza umvuzo.

Ezi zimbini iirekhodi eziza kuyidinga ukugcina ziiirekhodi ezisisigxina kunye neirekhodi ezifutshane.

Iirekhodi ezingapheliyo

Lawa maxwebhu oza kufuna ukugcina ngonaphakade.

Ziziphi Iimzekelo Zemiqulu Engapheliyo?

Lawa maxwebhu aya kuba afanelekileyo kwaye aluncedo kuwe ngaphaya komhla werhafu wamanje, njengale:

• Bonke abaqashiweyo.
• Naluphina uhlobo lwemiqulu esemthethweni- Ukuhlawulwa, ukuhlolwa kweengxelo, ukubonakala kweenkundla.
• Naluphina uhlobo lwepemethe oyithathileyo kwipropati.
• Nantoni na oya kuyanciphisa- Njengepropati okanye uphuculo.
• Ukuba unenkampani yakho efakwe njenge- LLC , i- LP , i- S Corporation okanye enye, uya kufuna ukugcina zonke iirekhodi eziphathelele kulo.
• Iinshorensi.
• Amaphepha-mboleko- Njengeemali zokuthenga imali.
• Iminyaka yonyaka yentlawulo.
• Isihloko sesakhiwo / isenzo.

2. Iirekhodi zekota ezifutshane

Ngexesha elifutshane, andibhekiseli kwiinyanga ezimbalwa. Uya kufuna ukugcina nawaphi na amaxwebhu obona kubalulekile ngokwaneleyo ukufaka ibango kwiirhafu ubuncinane kwiminyaka emihlanu. Kudala kangakanani emva koko kuxhomekeke kwinqanaba lakho lokuthuthuzela. Oku kuya kukunceda xa uthe waphicothwa okanye ulandelwa.

Ziziphi ezinye zeMifanekiso zeeNgxelo ezifutshane zekota?

Naliphi na into ebalwayo njengengeniso okanye indleko yonyaka werhafu owanikwa, njengale:

• Iindleko zokupapasha kwi shishini lakho okanye kwipropati.
• Iindleko zokuzonwabisa- Njengezidlo okanye ukutya kwasemini kubathengi bamanje okanye abanakho.
• Inzala ehlawulwe kwi-mortgage kunye nawaphi na amakhadi ekratshi ekusebenziseni ishishini.
• Imirhumo yomthetho / yobugcisa-Kuba-akhawunti, abagwebi, ama-inshorensi, ii-Realtors.

• Iindleko ze-Ofisi- Intanethi, umgca wefowuni yesibini yezoshishino, iifisi zeeofisi, ukuchithwa kweofisi yasekhaya xa unayo iofisi yasekhaya esetyenziselwa ishishini kuphela.
• Irente ifunyenwe.
• Ukulungiswa okwenziweyo.
• Iifomethi zokhuseleko zifunyenwe.- Xa iqeshiso lomqeshi liphelile, ukuba ugcina inxalenye yokhuseleko lokugcina imali, kufuneka uyirekhodi njengengeniso. Ukuba ugcina enye yayo ukuhlawula ukulungiswa, imali oyisebenzisayo ekulungiseni ibonwa njengendleko, ongayenzayo kwiirhafu.
• Iindleko zokuhamba ngezoshishino - ezifana neekhilomitha eziqhutyelwe kwimisebenzi yokuqeshisa.
• Izixhobo ezisetyenziswayo.
• Imivuzo ehlawulwa kwabasebenzi okanye kwiikontraki ezizimeleyo.

Ndingayifumana njani I-Track of My Records?

Kufuneka ugcine ikopi yedijithali (ikhomputer) kunye nekopi ekhuni (iphepha) kuzo zonke iirekhodi zakho.

1. Ikopi yeDiskhi

Uya kufuna ukusebenzisa i-spreadsheet okanye inkqubo efana ne- Quicken Property Property Manager ukuze ulandele ingeniso yakho kunye neendleko.

Kufuneka wenze oku kwangoko nje ingeniso ingena okanye iindleko zenzeka. Uya kufuna ukufaka ulwazi oluthe nkcukacha ngokubanzi:

• Umhla,
• Ixesha,
• Ngubani ohlawulwayo okanye ohlawulwayo,
• Ubume bemvuzo okanye indleko
• Isixa.
• Unokuba udibanise nendlela ohlawulwe ngayo okanye ufunyenwe (ukheshi, hlola inombolo, ikhadi lekhredithi, umyalelo wemali, njl.).

Inqanaba leenkcukacha liya kuxhomekeka kwisofthiwe oyisebenzisayo okanye oyisebenzayo. Ezinye iinkqubo ziya kudibanisa ngqo kwiakhawunti yakho yasebhanki kwaye ziza kubhala ingxelo yakho neendleko zakho.

Nangona ukhetha inkqubo engabizi kangako, okanye ugcine iirekhodi kwiipredishithi zakho, kufuneka uqhubeke usethe iirekhodi ezihlukeneyo kwipropati nganye, kwintlobo nganye yeendleko, kunye neentlobo ezahlukeneyo zengeniso. Ingongoma kukurekhoda ulwazi oluninzi njengoko unako ngexesha lokuthengiselana, ukwenzela ukuba ukwazi ukudala iingxelo zezimali kwixesha elizayo.

Kufuneka uhlale uzibuyisela kwi-cd, kwi-disk drive yangaphandle, efwini kunye nephepha lephepha. Kufuneka ziprintwe ekupheleni kwenyanga nganye kunye / okanye ekupheleni konyaka.

2. Ikopi ekhuni

Uya kufuna ukuqinisekisa ukuba unayo ikopi yephepha leencwadi zakho ezibalulekileyo. Ukuba kunokwenzeka, uya kufuna ukuwagcina kwindawo ethile yokufakela komlilo okanye ibhokisi yokupaka ekhuselekileyo. Ukuba awukwazi ukufumana enye enkulu ngokwaneleyo kuzo zonke iifayile zakho, uya kufuna ukugcina ezibaluleke kakhulu, njengezihloko kwipropati kule bhokisi. Ukwahlula yonke into ngonyaka kwaye uhlenge iifayile ngokucacileyo ngoko kulula ukuyifumana.