Abaninzi abanini-shishini banomlingane osebenza kwishishini. Ngokuqhelekileyo, loo mlingane usebenza kungekho ntlawulo okanye inzuzo, Kodwa, ukuba iqabane lakho lisebenza rhoqo njengomqeshwa, unokucinga ukubeka iqabane lakho kwi-payroll njengomqeshwa osemthethweni, ngezizathu ezininzi.
Kutheni Ubeka Umlingani Wakho kwi-Payroll?
Ukuba unomlingane onyanisekileyo ofuna ukukunceda kwaye unayo imali eyaneleyo evela kulo shishini kunye neminye imithombo, kunokusilingela ukuba iqabane lisebenze kwishishini kodwa kungekhona njengomqeshwa.
Umlingane wakho unokuba yinxalenye yeshishini, kwaye unokufumana igalelo (ukuba ishishini linkampani) okanye isabelo semali engenayo evela kubambiswano okanye LLC. Kule meko, ukuba iqabane lakho lisebenza ngosuku ngalunye kwishishini ungagqiba ekubeni ungakhokheli umvuzo kulo mntu ngokungezelela kwimali efunyenwe njengomnini.
Kodwa kukho ezinye iingenelo zokukhetha umlingane wakho njengomqeshwa.
Ikhredithi yoKhuseleko lwezeNtlalontle kubafazi njengabasebenzi
Ukuba lakho iqabane lisebenza kwishishini lakho kungekho ntlawulo, akayi kuqokelela imali kwiNtlalo yoKhuseleko. Kodwa ukuqesha iqabane lakho njengomqeshwa kuthetha ukuba uya kufumana iikhredithi zoKhuseleko loLuntu ekufumaneni ingeniso yeNhlalakahle yeNhlalakahle emva kokuthatha umhlalaphantsi. Ngokuqinisekileyo, oku kuthetha ukuba irhafu ye-FICA (ukhuseleko lwezeNtlalo / i-Medicare) iya kugcinwa kwintlawulo yomlingane wakho kwaye ukuba ishishini liyakufuneka libe negalelo kule akhawunti.
Izibonelelo zomhlalaphantsi
Ukuba ishishini lakho linesicwangciso somhlala-phantsi, iqabane lakho lomsebenzi / umqeshwa unokufumana izibonelelo zomhlalaphantsi. Igalelo kwisicwangciso somhlala-phantsi esenziwe yinkampani yakho yerhafu echithwayo, ukuya kwi-25% yembuyekezo okanye i-49,000 zamaRandi, nayiphi na into encinane.
Inkonzo yomshuwalense wezempilo yomlingane / abasebenzi
Ukuba ishishini lakho libonelela nge-inshorensi yempilo kubasebenzi, unokufumana ithawuleza ukugubungela umlingane wakho njengomqeshwa kunokuba uxhomekeke phantsi kwenkcazo yakho njengomqeshwa / umnini.
Iindleko zeeprayimari ezihlawulwa yenkampani kwi-inshorensi yezempilo yomlingane wakho ichithwa yinkampani.
Ungaphinda ufune ukubheka impembelelo yokuqesha iqabane lakho kwikharkethi yentlawulo yonyango etholakalayo kumashishini amancinci ahlawula i-inshurensi yempilo yabasebenzi.
Uhambo loshishino kunye nomlingane / abasebenzi
Ukuba iqabane lakho / umqeshwa unesizathu esivakalayo sokuhamba kunye nawe kwiindlela zokuhamba ngezoshishino, unokukrazula iindleko zokuhamba kweqabane lakho njengendleko yoshishino, kwaye iqabane lakho aliyi kuhlawula irhafu kule mivuzo yokuhamba. Qiniseka ukuba unokwenza isizathu sokuba iqabane lakho lihambe kunye nohambo lomsebenzi njengomsebenzi, kwaye isizathu esifanele sihambelane nesimo somlingane wakho kunye nenkampani.
"Ukubamba imithwalo yakho" ayikho isizathu esivakalayo sokuba iqabane lakho lihambe kulolu hambo njengomsebenzi, kodwa ukuba iqabane lakho liyimenenja yokuthengisa kwaye uya kwintengiso, oku kuya kuba semthethweni.
Ubomshuwarensi bomi kunye nezinye izibonelelo kumlingane / abasebenzi
Umlingani wakho / umqeshwa unokufumana nayiphi na inzuzo enikezelwa kwabanye abasebenzi, kubandakanywa ninshurensi yobomi enikezelwa ngumqeshi. Iindleko ze-Premium ukuya kwii-50,000 zamaqela e-inshorensi yomhlala-mali yexesha elide azihlawulwanga kubasebenzi kwaye zichithwa njengendleko yoshishino.
Ziziphi iingxaki zokuphatha umlingane wam njengomqeshwa?
Iindleko eziphambili zokuphatha umlingane njengomqeshwa zi:
- iindleko zerhafu zengqesho , kubandakanywa nemali yerhafu ye-FICA kunye nentlawulo yokungabikho kwemisebenzi ekufuneka ihlawulwe ngumqeshi, kwaye
- Iindleko zokubonelela ngeenkonzo zomntu kwiqabane lakho, kubandakanywa neendleko zokubeka umqeshwa womtshato kwisicwangciso sonyango lwempilo kunye nokuhlawula iiprimiyamu zomshuwalense.
Ewe, zonke ezi ndleko zichithwa njengeendleko zoshishino yinkampani.
Ukuba ishishini lakho liyinkampani, qwalasela umehluko phakathi kwebhaksi yakho yerhafu kunye nebhaksi yerhafu yenkampani xa ulinganisa umphumo wokuqesha iqabane lakho njengomqeshwa. Ngamanye amagama, jonga umehluko phakathi kwengeniso kumlingane wakho njengomqeshwa kunye neendleko kwiinkampani zokuqesha nokuhlawula.
I-drawback ye-drawback ingaba yimiba ephakamileyo xa kwenzeka umtshato. Ukuba lakho iqabane lisebenza kwinkampani yakho kwaye unquma ukuqhawula umtshato, khangela umcebisi wakho weerhafu kunye nommeli malunga nemiba enokuthi ifuna ukuyicombulula.
Ukuphatha lakho iqabane njengomqeshwa
Ukuba uthatha isigqibo sokubeka umlingane wakho kwi-payroll njengomqeshwa, umele umphathe njengomqeshwa ngeendlela zonke:
- Nika umlingani wakho umxholo kunye nomvuzo ofanelekileyo wale ntloko.
- Ngaba iqabane lethu lizalise zonke iifom eziqeshwayo zokuqesha kunye negunya lokubhalwa kweentlawulo, okufanayo nawuphi na omnye umsebenzi omtsha. Funda kabanzi malunga neifom ezintsha zokuqesha kufuneka ube neqabane lakho elipheleleyo.
- Yenza yonke intsalela efunekayo kunye nokubambelela kwiholo lomlingane wakho, kubandakanywa ukurhoxisa irhafu yengeniso ye-federal kunye nokwenza uhlengahlengiso lwe-FICA.
- Faka umlingane wakho / umqeshwa kuzo zonke izibonelelo zokubonelela ezibonelelwe kwabanye abasebenzi.
- Ufanele ukwazi ukubonisa ukuba iqabane lakho lenzeni umsebenzi ohlawulwa ngawo.
- Ukuba lakho iqabane ligosa okanye umnini we shishini lakho, gcina imisebenzi ehlawulelwayo ihlukaniswe nayiphi na imisebenzi yobunini.
Imeko ekhethekileyo: Abanikazi benkampani.
Ukuba wena kunye / okanye iqabane lakho lingabanikazi abangaphezulu kwe-2% ye-corporation ye-S, ezinye zeenzuzo ze "iqabane njengomqeshwa", akunakufumaneka kuwe. Funda le ngcaciso ye-IRS kwi-S corporation Remensation kunye neengxaki ze-Inshurensi yezoNyango kwaye uqhagamshelane nomcebisi wakho weerhafu.
Ukuziphendulela: Eli nqaku lijoliswe ukubonelela ngolwazi jikelele kwaye aluhloselwe ukuba irhafu okanye isiluleko somthetho. Yonke imeko ihlukile, kwaye imithetho yerhafu iyatshintsha. Ngaphambi kokuba uqeshe iqabane lakho njengomqeshwa, xubusha imeko yakho ethile kunye nabacebisi bakho berhafu kunye nabomthetho.