Uhlaziyo: 2017 UMthetho wokuHlawulelwa kweRhafu -Nokuba uza kuthinta njani ukuThengisa iziThamo
Umthetho we-2017 Reform Reform wenze iinguqu ezinkulu eziya kubachaphazela ukugodla abasebenzi.
Umthetho omtsha uguqula iibhanki zerhafu, oko kuthetha ukuba iitheyibhile zokubamba ozisebenzisayo ukubala ukugodlela abasebenzi kuba-2018 umvuzo sele utshintshile.
Ukongeza, abaqeshwa abaninzi baya kufuna ukutshintsha ukunyima kwabo ukwenzela ukuba abayi kubaleka kakhulu. Oko kuthetha ukutshintsha iifom zabo ze-W-4.
I-IRS ikhuphe iitafile ezintsha zokubamba, okufuneka usebenzise ukubala ukubambala abasebenzi kuba ngowama-2018. Iifom entsha ye-W-4 ikhutshwe kwakhona (kwifom ephakanyisiweyo , kodwa iya kugqitywa kungekudala).
Oko Uya Kufuna Kwezibalo
Uya kuyidinga ifom yeFomu ye-W-4 yakutshanje, egqitywe ngumqeshwa. Uya kufuneka kwakhona olu lwazi:
- Umvuzo opheleleyo kumqeshwa ngamnye kwixesha lokuhlawula.
- Itafile zerhafu zokubamba iirhafu zonyaka okhoyo, ukusuka kwi- IRS Publication 15-A.
- I-taxation ye-FICA iyanamathela iipesenti zonyaka okhoyo. Bona iinkcukacha kule nqaku malunga nendlela yokubala i-FICA yentlawulo .
- Isixa esiphezulu sokuSondeza kweNtlalo kulo nyaka okhoyo.
Indlela yokubala Ixabiso lokuThengisa
Imali ekhutshwe kwi-paycheck yomqeshwa incike kwi:
- Ixesha lokuhlawula (ngeveki, ngeveki-veki, ngenyanga okanye ngenyanga),
- Ingaba umqeshwa ongashadile okanye otshatileyo,
- Inani lokuxolelwa elibanjwe ngumqeshwa,
- Isixa semali ehlawulwayo ,
- Inani lokubonelela izibonelelo, kunye
- Naliphi na inani elongezelelweyo ukuba izicelo zomqeshwa ziyeke.
Izibonelelo zokubanjelwa kufuneka zisetyenziswe ngumqeshwa kwaye zizaliswe kwiHome sheet yeeSibonelelo. Izibonelelo zifakwe kwizinto A ngeG yeli phesheya kwaye i-total is brought to the form W-4, kwi-Line 5. Iphepha lokusebenzela akufanele liboniswe kumqeshi; inokugcinwa ngumqeshwa.
Indlela Ukubalwa Kuyenziwe
Ukubala kusetyenziswa iphepha lokusebenzela kwi-IRS Ukupapashwa kwe-15-A , isiKhokelo soRhafu seNkxaso yomSebenzi. Qinisekisa ukuba usebenzisa isikhokelo esifanelekileyo kunye nonyaka. Isikhokelo esilungileyo siqala kwi-Page 32 yesikhokelo sika-2016. Khangela isiKhokelo esibizwa ngokuba nguBhola kunye neepesenteji Iifayile ze-Computing yeNgeniso yeNgeniso yokuThengwa kweeNkcazo eziMali eziNinzi (kwiimali ezihlawulwa ngo-2016)
Ungasebenzisa enye yeendlela ezimbini zokubala:
Indlela yokuBhawula umvuzo: Kwetafile, fumana uluhlu lomvuzo womqeshwa owela phantsi. Emva koko sebenzisa izibonelelo umqeshwa obango kwi-W-4 ukufumana imali echanekileyo.
I-Percentage Method: Le ndlela iyinkimbinkimbi kwaye ibandakanya kuqala ukufumana isixa-mali sokubamba isibonelelo, esekelwe kwithuba lokubhawula umqeshwa.
Emva koko, wandise le nombolo ngenani lezibonelelo zamabango kunye nokukhupha loo mvuzo kumqeshwa. Emva koko, funda uluhlu oluchanekileyo kule nombolo kwaye ubale inani lemali.
Nantsi indlela ukubalwa kwenziwa ngayo kwindlela yokwenza umvuzo:
- Fumana itafile ngexesha lokuhlawula lakho lenkampani elisebenzisayo. Makhe sithi yimihla yokubhalwa kweeveki ngeeveki.
- Emva koko khangela ikhole yomtshato yomqeshwa waloo msebenzi. Masithi umqeshwa ungatshatanga.
- Emva koko jonga phantsi imigca kwiqendu "elingatshatanga" ngenani lezibonelelo. Masithi 1.
- Emva koko jonga ngaphaya kweli nqanaba ngenani lomvuzo omkhulu ; le mali iya kuba kwinqanaba lomvuzo "ngaphaya" kwenani elinye, "kodwa kungengaphezulu" kwesinye. Kulo mzekelo, masithi umvuzo weveki yi-$ 603, engaphezulu kwama-598.77 kodwa kungabi ngaphezu kwama-1690.77.
- Ekugqibeleni, landela uluhlu lomgca ngaphaya kwenani elichanekileyo lokufumana izibonelelo zokubamba. Kukho ezimbini zibalo ukwenza.
- Susa ixabiso elichazwe kwiKholam C ukusuka kumvuzo omkhulu. Kule meko, imali ekhutshwe yi-$ 361.44, ishiya i-$ 237.33.
- Bese ukwandisa umphumo kwiKholam yakho C ngepesenti kwikholomu D, eyi-15 ekhulwini kule meko.
- Ekugqibeleni, unomlinganiselo wokubamba u-$ 35.60 (ulungelelaniswe).
Ukuba umqeshwa ucele imali eyongezelelweyo ukuba ikhunjulwe, le mali iyongezwa kwisixa sokubamba imali yokubamba.
Le IRS I-Calculator yokuBamba i-Forholding Calculator yenzelwe ukuba abasebenzi basebenzise ukuqikelela ukukhutshwa kwentlawulo yengeniso ye-federal, ngokusekelwe kwiimeko zabo.
I-State kunye neNgeniso yeNgeniso yeMali yeNgeniso
Abaqeshi kufuneka banqabe irhafu yengingqi kunye neengingqi ezivela kubasebenzi. Amanye amazwe akanalo irhafu yengeniso yombuso, ngoko ke le nkqubo ayimfuneko kulawo mazwe.
Inkqubo yokubamba irhafu yengeniso yombuso iyafana nenkqubo yerhafu yengeniso yombuso. Intlawulo yombuso igcinwe kwintlawulo enkulu yomqeshwa. Iinkcukacha zorhulumente ngamnye ziyahlukahluka, ngoko jonga kunye negunya lakho lokurhoxisa urhulumente ukufumana oko kuyifunayo.
Indlela yokubala i-FICA Inqaba yokuThengisa
Ukubala iirhafu ze-FICA ukuba zikhunjulwe kwiirhafu zokuqeshwa:
- Yandisa inani elihlawulelwayo lomvuzo nge-FICA yokubamba i-Homes Social Security (6.2 ekhulwini) kunye ne-Medicare (i-1,45 pesenti). Gcina la manani ahlukileyo.
- Hlola ukuqinisekisa ukuba uwonke-wonke ukukhuseleka koLuntu kwezeNtlalo akudluli ubuninzi bonyaka.
- Ukuba uhlawulelo olupheleleyo lomqeshwa lufikelela kumgangatho othile, kufuneka unqande inani elongezelelweyo leRhafu yerhafu (iipesenti ezi-0.9) kulo lonke unyaka. Fumana ulwazi oluthe xaxa malunga neRhafu yoLongezelelo lweNtlawulo kweli nqaku.
Ezinye iindlela zokuBalwa koTywala
Oku kubalwa kunzima, kwaye ukuba unabasebenzi abaninzi, uya kufuna ukufumana ezinye iindlela zokwenza izibalo. Ukuba usebenzisa i-software ye-software, ungathenga imodyuli yokukhokha ukukunceda ngezibalo, okanye unokucela umgcini-ncwadi okanye umgcini-akhawunti ukuba enze ezi zibalo.
Buyela ekubaleni ukuchithwa kwabasebenzi bakwa-Paycheck
Emininzi Ngeentlobo zeeNtlawulo zeNgqesho