Ukhuseleko Lentlalo Maximum - Ulwazi ngee-Busineses
Ingeniso ephezulu yokuhlawulwa kwentlawulo yoLondolozo lweNtlalo ngo-2018 yi-$ 128,700. Esi sikhulu sisuka kwi $ 127,200 ngo-2017.
Ugqirha lwe-Medicare alinaso. Isixa esiphezulu sokugodla siyahlengahlengiswa ngamnye ngonyaka ngefomula esekelwe kwiindleko zokunyuka kokuphila.
Yiyiphi i-Social Security Holdings?
Intela yentlalo yoKhuseleko yerhafu yombuso enikezelwa kubaqeshi, abasebenzi kunye nabaqeshwe ngabanye. Isetyenziselwa ukuhlawula iindleko zeenzuzo kwabamkeli abadala, abasindayo bamkeli kunye nabakhubazekile (i- OASDI Insurance ).
Intela yentlalo yoKhuseleko ngenye yeerhafu zokuhlawula ezihlawulwe ngabasebenzi, abaqeshi kunye nabantu abaqeshwe ngabanye ngonyaka. Inqanaba loLondolozo loLuntu loThuseleko lusetyenziswa ngokusebenzisa ifom ngokusekelwe kumanani emali.
Ireyithi yentlawulo yeNtlalo yerhafu yi-12,4 ekhulwini; Iipesenti ezingama-6.2 zigcinwe kumqeshi ngamnye nomqeshwa. Ipesenti ezi-12.4 ezipheleleyo zihlawulwa ngabantu abaqeshwe ngabanye. I-Medicare yokurhoxisa kunye nemali ehlawulwa ngumqeshi ifakwe kwizinga loKhuseleko loLuntu ukufumana oko kubizwa ngokuba yi- FICA irhafu . Iirhafu ze-Medicare ziyi-1.45% nganye, malunga ne-2.9%. Ngoko inani lemali yentlawulo ye-FICA li-15.3%.
Inzuzo yoKhuseleko loLuntu kunye noKhuselo lweNtlalo
Ngamanye amaxesha abantu bafumana inzuzo ephezulu yoKhuseleko loLuntu kunye nokukhuseleka kweNtlalo yoLondolozo lweNtlalo.
Inzuzo eninzi yindleko ephezulu umntu angayifumana njengenzuzo yoKhuseleko loLuntu ngenyanga. Le nzuzo isekelwe kwiminyaka emhlala phantsi. Xa umntu ethatha umhlalaphantsi ngokuhlala phantsi ngo-2018, inzuzo eninzi kwi-2,788 yee-$, kunye nexabiso elincinci kubantu abahlala phantsi ngaphantsi kwexesha elipheleleyo lomhlalaphantsi.
Ubuninzi obunokubamba ukukhutshwa yinto enokuthi ithathwe kwintlawulo yomqeshwa kwi-OASDI (Inhlalakahle yeNtlalo).
Ziziphi ii-Maximums zangoku kunye noKhuseleko loLuntu lwexesha elidlulileyo?
Iirhafu zoKhuseleko lweNtlalo zigcinwe kwixabiso eliphezulu, elitshintsha unyaka ngamnye. Nanku umvuzo ophezulu ophantsi koKhuseleko loLuntu kwiminyaka embalwa edlulileyo:
- 2018 $ 128,700
- 2017 $ 127,200
- 2016 $ 118,500
- 2015 $ 118,500
- 2014 $ 117,000
- 2013 $ 113,700
- 2012 $ 110,100
- 2011 $ 106,800
- 2010 $ 106,800
- 2009 $ 106,800
- 2008 $ 102,000
I-OASDI ephezulu ( Intlalo yoKhuseleko lweNtlalo) ehlawulwa ngumqeshwa ngo-2018 yayiza kuba ngu-7979.40 (i-$ 128,700 x 6.2%). Akukho ntlawulo ephezulu yentlalo yoKhuseleko ehlawulwa ngumqeshi.
IRhafu yoKhuseleko loLuntu kunye neRhafu yeFICA
Ixesha elithi "Intela yentlalo yokhuseleko" okanye "i-OASDI" idla ngokudideka kunye ne " FICA yentlawulo ," equka zombini irhafu yeNkonzo yoKhuseleko kunye noTywala.
Yiyiphi iRhafu yeMali?
I-Medicare yentlawulo yerhafu yi-1,45 yepesenti kubabini abaqeshi kunye nabasebenzi, ngesantya se-Medicare esisebenza ngokuzimeleyo kuma-3.3 ekhulwini. Akukho mda kwiRhafu yeerhafu; Iirhafu zonyango zihlawulwa kuyo yonke ingeniso, ngaphandle kokuphezulu. Kubantu abangenayo imali ephezulu, kukho irhafu yonyango eyongezelelweyo ye-0.9% kwimali engenayo ngaphezu kweyona nto ininzi, kuxhomekeke kwisimo sokufakela irhafu somntu.
IRhafu yokuZimisa kunye noThuseleko lweNtlalo
Ingeniso evela kwimizi yomsebenzi kunye nokuqeshwa (umvuzo kunye neengcebiso) zibandakanyiweyo kwingeniso ye-Social Security maximum. Ireyithi yokuhlawula yerhafu yokuqeshisa i-15.3% yerhafu inzuzo yenkampani enomntu, kunye neNgxowa-nkonzo yoKhuseleko loLuntu kwi-12,4% yaloo nto.
Indlela I-Self-Employment Tax ichaphazela ngayo ukuKhuseleko kweNtlalo
Ukuba ingeniso yakho kuphela evela kwi-self-employment, i-social security maximum isasebenza. Okokuthi, inxalenye yoKhuseleko loLuntu lweRhafu yerhafu yakho yecandelo lezithuba zengqesho yecandelo liye lafakwa kwinzuzo enkulu yenkampani, ngokuxhomekeke kumlinganiselo ophezulu kuloo nyaka. Ngokomzekelo, ukuba unomsebenzi wokuzimela, kunye ne-net income kwiShedyuli C yi-125,000 yee-$ 000 ngonyaka we-2017, uza kuhlawuliswa kuphela irhafu yerhafu yokuqeshisa u-2017.
Ukuba umntu unemali engenayo kwimiba yomsebenzi kunye nokuzakhela umsebenzi, ingeniso yengqesho ithathwa kuqala kwiinjongo zokhuseleko loluntu. Ukuba ubuninzi abufikelelekanga, ke ingeniso yempango yonyango ikwaqwalaselwa, ukuya kwixabiso eliphezulu. Eli nqaku malunga neNgeniso evela kwiNgqesho kunye nokuzimela emsebenzini kunokunceda ukucacisa ukudideka.
Buyela kwi- FICA Taxes Explained