Izinketho ezongezelelweyo zokuhlawula i-Intanethi oyiNtla
Ucwaningo olwenziwa yi-CyberSource Corp lufumene ukuba iiwebhsayithi ezinikezela ngeendlela ezine zokuhlawula ngaphandle kweekhadi zekredithi zinexabiso lokuguqulwa kweentengiso ezili-12 ephakamileyo kunezo zinikela inketho enye yentlawulo ye-intanethi ngaphezu kwekhadi lesikweletu.
Ngamanye amagama, iinketho ezongezelelweyo zokuhlawula i-inthanethi oyinikezelayo, ukuhlawulwa kwentlawulo ekhompyutheni oya kuyenza kwiwebhusayithi yakho kunye nemali eninzi oyayenza.
Nantsi iikhompyutheni zokuhlawula kwi-intanethi ongazinikela kwisayithi yakho:
1) Ukusetyenziswa kwekhadi lokuthenga ngetyala
Ukuba ubuza kunika inkokhelo eyodwa yentlawulo kwi-intanethi kubathengi abaza kuba, (into endiyikhupha ngamandla!) Oku kuya kukhetha. Amakhadi okwereta ayenayo indlela eyaziwayo kakhulu yokuhlawula iimpahla kunye neenkonzo ngekhompyutha.
Ukusekwa kwekhadi lokuthenga ngetyala kwiwebhusayithi yakho, (MasterCard, Visa, American Express, Discover), kufuneka ufumane i- akhawunti yomthengisi we- intanethi (ngaphandle kwale PayPal, enika izixazululo zentlawulo ezingadingi i-akhawunti yomthengisi).
Unokufumana i-akhawunti yomthengisi kwi-bhanki yakho yasekuhlaleni. Isaziso ndithi ibhanki; Ukufumana amakhadi okuthenga ngetyala ngamakhredithi amakhulu kwiwebhusayithi yakho ungadinga ukufumana i-akhawunti yomthengisi ngeebhanki ezimbini ezihlukeneyo njengeebhanki ezininzi zijongana namanye amakhadi ekwereta abandakanyekayo.
Unokufumana i-akhawunti yomthengisi nge-intanethi kumnikezeli we-akhawunti yomthengisi we-third party, njenge-Akhawunti ze-Merchant, i-Beanstream, i-Moneris, i-PSiGate okanye i-InternetSecure.
Iintlobo zokufumana i-akhawunti yomthengisi we-intanethi kumniki-akhawunti we-akhawunti yomthengisi we-third party ayifuni naliphi na ikhuseleko lokugcina (ngokungafani neebhanki), ngokukhawuleza ukusetyenzwa, kwaye kaninzi kunokuxhamla kunye neepakethe zeenkonzo zentengiso ezibandakanya i-Intanethi Isango oludingayo kwi-intanethi ye-credit card (i-Web point-of-sale) kunye nenqwelo yokuthenga .
Imali
Iingxaki ziyimali ephezulu. Iimali zesaxabiso, ngokukodwa, zithatha ukuba ziphakamileyo kunokuba unamise i-akhawunti yakho yomthengisi kwi-akhawunti.
Ngokutsho kukaDavid Goodale we-merchant-accounts.ca:
Kuyinto embi, kodwa abanye ababoneleli beakhawunti be-arhwebi baye bafihla okanye bahlawuliswa iintlawulo kwiikontrakthi zabo. Ukuba ubona umcimbi okhangeleka kakhulu ukuba unyanisekile, ngoko mhlawumbi unjalo.
Iindleko "eziqhelekileyo" ozibonayo zingaquka:
• umrhumo wesicelo
• umrhumo wokumisela
• intlawulo yenyanga
• izinga lokunciphisa
• intlawulo yomthengi
• Intlawulo yemali
• ubuncinci benyanga
• iimali ezingafanelekanga
• iintlawulo zomda
• umrhumo wesango
• Iikhontrakthi ezincinci zesikhashana ongeke uzikhansele ngaphandle kwezigwebo
• ukuhlawula
• iindawo zokugcina.
Qinisekisa ukuba ufumana uluhlu olupheleleyo olubhaliweyo lwazo zonke iintlawulo ngaphambi kokuba ungene ngemvume nomniki-akhawunti we-akhawunti.
Nomaphi lapho ufumana i-akhawunti yakho yomthengisi, kufuneka kwakhona uthenge inkonzo ye-intanethi ye-intanethi. Isango liqinisekisa ubungqina, lidlulisela izicelo kwaye ligunyazisile amakhadi enkokhelo ngexesha langempela. Zonke ezi zintlanu zeenkampani endikhankanyileyo ngasentla zibonelela ngamasevisi okucwangcisa amakhadi ekhredithi ngokunjalo, kodwa kukho nabanye abaninzi abakwenzayo-kuquka i-PayPal.
2) PayPal
I-PayPal inikezela isisombululo sokuhlawula i-inthanethi esisodwa esisodwa esingasidingi i-akhawunti yomthengisi.
Inkqubo YeeNtlawulo zeNkcukacha zeWebhusayithi ikuvumela ukuba wamukele iintlawulo zeVisa, MasterCard, Discover, kunye ne-American Express kunye neentlawulo zebhanki kwaye unikezele nge-PayPal ngokunjalo-ngaphandle kwemali yenyanga, ukuseta okanye ukuhlawulwa kwemali. Inkokhelo ye-PayPal inomrhumo we-1.9 ukuya ku-2.9 ekhulwini we-transaction kunye neekenti ezingama-30 ngomyalelo ngamnye, kuxhomekeke kwindleko yokuthengisa yenkampani yakho.
Inketho ye-PayPal iyisisombululo sokuhlawula ngokufanelekileyo kwishishini kwibhajethi ephantsi efuna ukuqala ngokuCommerce ngokukhawuleza kwaye kulula.
I-PayPal inika kwakhona inguqu ephuculweyo ye-Website Payments Standard ebizwa ngokuba yi-Website Payments Pro, apho abathengi bajonga khona kwiziko lakho kunokuba ku-PayPal (okwangoku kufumaneka kuphela e-US).
Banikezela ngeNkqubo yePayFlow kunye ne-PayPal Express Checkout kumashishini asele anayo i-akhawunti yomthengisi.
Thelekisa iinkonzo ze-PayPal apha.
3) Iikhodi zokuTyala
Ikhadi lokubhadela liyiyona ndlela yokukhetha yokuhlawula enye yeyabini baseKhanadi kwaye kukho amakhadi angaphezu kwezigidi ezingama-35 ezenziwa kwiCanada, ngokweMbutho we-Interac. Ngo-2006, amaKhanadi enza ii-bhiliyoni ezingaphezu kweebhiliyoni ze-Interac ngokuthe ngqo kwiintlawulo ezixabisa i-$ 148 billion kunye neentlawulo zekhadi leebhanki zikhula malunga ne-5 pesenti minyaka yonke eCanada. ("IKhadi leDebit usetyenziso oluphezulu kwiCandelo"), iCBC.)
Ngamanani anjalo, le ndlela yentlawulo ye-intanethi uyafuna ukunikezela abathengi bakho ukuba uthengisa nge-intanethi.
I-Interac Online yindlela enye evumela ukuba abathengi bakho bahlawule iimpahla kunye neenkonzo kwi-intanethi ngqo kwii- akhawunti zabo zebhanki . Kukulungele kwaye kukhuselekile kubathengi kuba abanalo ukwabelana ngamanani amaphepha abo okanye iinkcukacha zemali xa bethetha ukuthenga; Intlawulo igqityiwe ngamaziko abo emali.
Ukuqala ukunikela nge-Interac Online kwiwebhusayithi yakho, kufuneka uhambe ngenye yeziqinisekiso zabo eziqinisekisiweyo okanye ababoneleli ngeenkonzo ze-intanethi, njenge-Beanstream, i-Moneris, i-Intanethi ephephile okanye i-PsiGate. Nalu uluhlu lwabo lwangoku lweenkonzo zokubonelela ngenkonzo yokukhokha.
UseMyBank yenye inkampani yaseCanada enika iinkonzo zentlawulo yee-intanethi kwiintanethi. Njengo-Interac Online, abathengi basebenzisa isevisi yabo yentlawulo yebhanki ye-Intanethi ye-Inthanethi kunye nebhanki yabo ukuhlawula iimpahla zakho okanye iinkonzo ze-intanethi kwaye intlawulo ihlawulwe ngqo kwi-akhawunti yebhanki ekhethiweyo.
Imali ye-UseMyBank "iya kuhlolwa xa kusebenze i-akhawunti" ngokuya kwiwebhusayithi yabo. Isaphulelo sokunciphisa i-1.5% ukuya kuma-5% kunye nomyinge we-$ 1.50 omncinci ngemali yokuthengiselana iyathunyelwa. Kukho umrhumo weakhawunti. Ukuqalisa ukusebenzisa i-UseMyBank kwiwebhusayithi yakho, sebenzisa ngokuthe ngqo kwiwebsite ye-UseMyBank.
4) Banike i-Offline Options Payment Too
Ezinye zabathengi bakho abanokuba ngabantu abanakho ukukhululeka kunye naluphi na ukhetho lwe-inthanethi olukhankanywe ngasentla okanye abantu abafuna ukuthetha nomntu ophilayo. Ukuba ufuna ukwenza imali ngokupheleleyo kwiwebhusayithi yakho kwaye wenze yonke intengiso onokuyenza, kubalulekile ukuba unike aba bantu indlela yokuhlawula kwakhona. Faka inombolo ye-toll-free kunye nefom ye-oda ukuba abathengi banokuzalisa kunye ne-imeyile okanye i-mail yonkcoko ukuba bayathanda.
Izinketho ezongezelelweyo zokuhlawula i-intanethi zibhetele
Impumelelo kweshishini lakho kwi-intanethi lixhomekeke ekuthengiseni. Ngoko, kutheni ukunciphisa ngamabomu ukuthengisa kwakho ngokunciphisa iindlela iindlela abathengi abanakho ukuhlawula iimveliso zakho kunye / okanye iinkonzo kwi-intanethi? Yenza ithengiso eninzi njengoko unakho ngokunikela ezininzi iinketho zokukhokha kwi-intanethi kunokwenzeka kwiwebhusayithi yakho.