Imali yentlawulo, Imirhumo ye-FICA, Imirhumo yokungasebenzi, Ukuhlawulelwa kwabasebenzi
Ngaphambi kokuba uqalise inkqubo yakho yokubhadela kunye nokuqesha umqeshwa wakho wokuqala, kufuneka ukwazi malunga neentlobo ezahlukeneyo zerhafu yengqesho. Ezinye iirhafu, njengombuso kunye nokugweba uhulumeni , uyeka nje ukuhlawula umqeshwa uze uphendule kwigunya lokurhoxisa .
Ezinye iintlobo zerhafu zengqesho, njengeentlawulo ze-FICA (kwiNtlalo noKhuselo lwezeMpilo), kufuneka zithathwe kumvuzo wabasebenzi kwaye zihlawulwe nawe, umqeshi. Kwaye abanye, njengemirhumo yengqesho kunye nokuhlawulelwa kwabasebenzi , ngumthwalo wakho njengomqeshi, kodwa abasebenzi abafakanga inxaxheba kule.
Nantsi uluhlu lwe-IRS yerhafu yengqesho, equka kuphela irhafu yengqesho. Ndibandakanya irhafu yengqesho yombuso kweli nqaku.
I-Trust Fund Imirhumo: Okufuneka Ukwazi Njengomqeshi
Isikhumbuzo sokuba irhafu ephikisiwe kubaqeshwa inethemba lokuhlawula irhafu; oko kukuthi, zigcinwa nguwe kodwa kufuneka zihlawulwe xa zifanelekile.
01 - Imali yeNgeniso yeNgeniso yeSithili
02 - Inkokhelo yeNgeniso yeNgeniso kaRhulumente
Amazwe aneerhafu zentlawulo karhulumente afuna ukuba abaqeshi banqande ezo ntlawulo kubasebenzi. Ezinye iifom zisebenzisa ifom ye -W-4 ye- federal, ngelixa amanye amazwe aneefom zazo. Khangela ukujonga ukuba urhulumente wakho ufuna ukuba irhafu yengeniso yombuso ingagcinwa, ibiwe, kwaye ihlawulwe.
03 - Ukhuseleko lwezeNtlalo kunye neMedare (Ii-FICA Taxes)
Bonke abaqeshi base-US kufuneka banyuse i- FICA (i-Social Security and Medicare) kwiimali zerhafu kubo bonke abasebenzi, kwaye bahlawule umqeshi kunye nabasebenzi beenxalenye zerhafu. Ukuchithwa komsebenzi woKhuseleko lwezeNtlalo ngowama-6.2 ekhulwini kwintlawulo ephezulu ukuya kutsho ngonyaka . Icandelo le-Medicare yabasebenzi li-1.45 ekhulwini ngaphandle kokuphezulu. Ezi zombini iimali kufuneka zihambelane neminikelo yomqeshi.
04 - Imirhumo ye-Federal and State Unemployment Tax
Abaqeshi kufuneka bahlawule irhafu yeentlawulo ezingenabasebenzi ukuze banikezele izibonelelo kubasebenzi abalahlekelwe yimisebenzi yabo. Abasebenzi abachaphazeli kulo rhafu. Abaqeshi banegalelo ngokusekelwe kwirejista yabo yokuhlawula (imali ehlawulwayo kubo bonke abasebenzi). Ukongeza kwiirhafu ezingenasempesheni zentsebenzo, ezininzi zifuna ukuba uthathe inxaxheba kwisicwangciso seerhafu sokungasebenzi , kunye nokuhlawula irhafu yengqesho.
05 - IiNgxowa-mali zoNcedo zabasebenzi
Abaqeshi mabahlawulwe kwiimali eziqhutyelwe zikarhulumente ezibonelela izibonelelo zabasebenzi abafaka izifo okanye ukulimala ngenxa yomsebenzi wabo. Ezi ntlawulo zilawulwa yimithetho yokubuyiselwa kwabasebenzi baseburhulumenteni kwaye zihlawulwa ngumrhumo womqeshi kwiimali zokuhlawulela zabasebenzi.
06 - Imirhumo yokuqeshwa
I-IRS ibona irhafu yerhafu yokuziqhayisa kwinqanaba lentlawulo yengqesho. Kungenxa yokuba irhafu yerhafu yokuzimela ifana neentlawulo zeFICA; ZiyiNtlalontle yeNhlalakahle kunye neerhafu zemali kubantu abaqeshwe ngabanye.
Ierhafu zonyango ezongezelelweyo zifuneka kwakhona kubantu abaqeshwe ngabanye.
Ierhafu yerhafu yokuzimelela iyahluke kwezinye iirhafu zengqesho ngenxa yokuba ayigcinwanga kumvuzo womqeshwa okanye uhlawulwa ngumqeshi. Le rhafu ibalwa kwimali engenayo yeshishini kwaye ihlawulwe ngumnini kwibuyiselo yerhafu yakhe.