Ukusebenza kweCrowdfunding
Uninzi lwewebhusayithi ezixhamlayo zivumela abantu okanye iinkampani ukuba babonise ingcamango kwabanye, abanikela ngemali ngaphandle kokulindela nayiphi na into (ngaphandle kwesipho esincinci sesibonakaliso).
Esinye seziza ezininzi ezinkulu, i-Kickstarter, zibeka njengomntu ophakathi phakathi kweentlobo zobugcisa, abanikezelwa imvume yokubonisa iiprojekthi zabo zokudala kwisayithi kwabanye, abanika imali encinci yemali njengeminikelo. Ngokomzekelo, umbhali anganika iikopi zencwadi kubanikeli, okanye umntu odala umkhiqizo anganika enye yeemveliso kubo abafaka igalelo ethile.
Imizekelo yeCrowdfunding
Eminye imiphumo ephumelelayo yenkxalabo ye-crowdfunding yi-crab shack eNew Jersey (iLittleneck), iprojekthi yeencwadi , kunye nokuveliswa-ipenisi yokuprinta engu-3-D.
Ukutshatyalaliswa koontanga njengesiKhwama
Olunye uhlobo lwe-crowdfunding yi-peer-to-peer loan (P2P), eyona ndlela yindlela abantu bafumana ngayo imali mboleko kwabanye abantu, kwiirhafu zenzalo ezithile, nge-intermediary online. Iinkonzo zeP2P njengeProsper.com kufuneka zihambelane nemithetho karhulumente kunye nemimiselo.
Ngaphambi kokuba ujonge kakhulu ngale ndlela entsha ukuphakamisa imali kwi shishini lakho, kufuneka uqaphele izinto ezinokubambisana zomthetho ezichaphazelekayo.
Njengesiqhelo, xa ingcamango entsha ihamba phambili kwimimiselo nemithetho ekhoyo, kukho imicimbi ethile. Eli nqaku likhankanya ezinye zezo ngxaki.
Isimo seMthethweni esiNje seNkcazo
Ngaphantsi komthetho waseburhulumenteni waseMelika, ukuthengiswa kwamatyala kuluntu njengoko utyalo-mali lulawulwa yiKhomishoni ye-Securities and Exchange (ISET), kwaye akukho mthethweni ukufumana imali yokuhlawula imali ngaphandle kokuba inkampani ivunyiwe yi-SEC.
Ngo-2012, uMthetho we-Jumpstart wethu we-Business Startups (JOBS) uMthetho waba ngumthetho, kwaye enye yezinto eziphambili kwakukufundisa i-SEC ukufumana iindlela zokukhupha i-crowdfunding kwezinye zeemfuno ezikhuselekileyo ezithintela ukufikelela kwimali kwizinto ezingabhaliswanga abatyalo-mali abangabhalwanga. ISebe leSibini alisayi kukhupha umsebenzi walo (ngoJulayi 2013). Kodwa iinkampani ezinjengeCheckThePost.com zifuna ukuba zingabanika iziqinisekiso kwiimali- mali ezigunyazisiweyo.
Imiba yeeNkcazo kunye neNgxowa-mali yeeNgxowa-mali
Eminye imiba ephakanyiselwe ukuxhamla abantu njengendlela yokuphakamisa imali yabalingani kubatyalomali:
- Utyalo-mali abatyala ngokuqhelekileyo bafuna ukuthetha njani kwindlela ulawulo olulawulwa ngayo. Iintlanganiso zabanini-mali zonyaka zifunekayo kwaye ulwazi kufuneka lunikezelwe kubanini-mali. Amashishini amancinci asinayo imithombo yokulawula idilesi enkulu yabanini-zimali abangalawulekanga.
- I-Startups eyamkela i-crowdfunding ingakufumanisa kunzima ukufumana inkxaso-mali yemali okanye abanye abatshali-mali abatyebileyo kamva.
- Utyalo-mali luye lwalawulwa ngesizathu esihle: ukhuselo lwabatyalomali. Nangona utyalo-mali kwishishini aliqinisekisi ukubuyiswa, kuthatha enye yolwazi olufumanekayo kubanini-mali abatshaba, kwaye ukukwazi ukuchaswa kakubi kungabangela ingxaki.
U-Eric Savitz eForbes uthi uxhaso lwemali nge-equding fund "yintlekele yezomthetho elindele ukuba kwenzeke."
Iingxaki zePropati zePropati kunye neCrowdfunding
Ipropathi yepropathi ibhekisela kwizinto zoshishino ezingenazo izinto kodwa ezixabisekileyo. Iintlobo eziqhelekileyo zepropati yengqondo zilungelo lobungelo lobunikazi, amalungelo obunikazi kunye neempawu zokuthengisa / amanqaku enkonzo. Ezi zixhobo zifuna inkxaso-mali ukuba ziwazise kwiimarike kwaye zihlobo oluthile lwabantu abaxhamlayo.
Ngokomzekelo, umkhiqizo omtsha onelungelo lobunikazi unokunikezelwa, okanye incwadi okanye umdlalo ophantsi kobunikazi. Ukukhusela amalungelo kwipropati yengqondo kubaluleke kakhulu xa kuvezwa iiprojekthi kwisayithi elixhasayo. Iintlobo ezimbini zeengxaki zepropati zengqondo zibonisa ngokubhekisele kwi-crowdfunding:
- Abantu baphakamisa umxholo onokuthi umntu othile uthi, ngoko kukho izigwebo malunga nokuba ngubani onelungelo lobunikazi okanye ilungelo lobunikazi. Umzekelo, ukuba uMntu A ubeka isithombe kwiphepha labo lokuxhamla abantu kwaye umntu obiza ngokuba ngumnikazi we-copyright, umntu woMntu unokugwetyelwa ukuphulwa kwe-copyright.
- Iingcamango kumaphepha afunwa ngabantu abaninzi zibiwe ngabanye; i-knockoffs yeemveliso ezinelungelo lobunikazi okanye ukwebiwa kweencwadi okanye izinto eziphathwe ngumsebenzi, umzekelo.
I-IPWatchdog icacisa iimeko ezininzi zokuba kweemveliso eziphathekayo okanye izinto ezibhalwe ngumgaqo-copyright kwiziko le-crowdfunding.
Amalungelo abenzi
Ukubeka umkhiqizo omtsha kwiziko le-crowdfunding libonisa umveleli ukuba kungenzeka ukuba ingcamango yakhe ingapopashwa. Intloko ye-IndieGoGo yathi, "Asinakuxanduva malunga naso nasiphi na loo nto." Kickstarter uthi:
Ukuvuleka kunye nokwabelana ngeengcamango yingxenye ebalulekileyo yeKickstarter. Iqonga lidibanisa ngokweziko, kwaye lixhobo esinamandla sokwakha abantu abadali beprojekthi. Ukuba awufuni ukwabelana ngolwazi malunga neprojekthi yakho nabaxhasi abanokuthi uKickstarter mhlawumbi ayikho kuwe.
Ukuba ishishini lakho linomkhiqizo onelungelo lobunikazi, unokufuna ukufakela ilungelo lobunikazi besikhashana ukwenzela ukukhusela xa uqhuba uvavanyo olongezelelweyo.
Iikopi kunye neeMpawu zeMpawu / iiMakethi zenkonzo
Ukusebenzisa imifanekiso, umculo, ubugcisa, ividiyo, okanye enye into ekhuselweyo nge-copyright kwisiza esininzi, kufuneka ube ne-copyright okanye ilayisensi yokusebenzisa umxholo. Ukuba ufuna ukukhusela umxholo okwenu, i-copyright ngaphambi kokuba uyibeke kwisiza se-crowdfunding. Isiphakamiso esifanayo sisebenza kwiimpawu zokuthengisa kunye namanqaku enkonzo. Sebenzisa iimpawu ezifanelekileyo ukubonisa ukuba ufake isicelo somatshini / uphawu lomsebenzi okanye unayo i-copyright.
Uphando Lokuqala, Emva koko Khusela
Ngaphambi kokuba ubeke umxholo kwiwebhusayithi ye-crowdfunding enokuthi ibe ngumnye umntu, khangela ukuba ubona ngubani onelungelo lobunikazi, ilungelo lobunikazi okanye uphawu lokuthengisa . Emva koko qalisa inkqubo yokukhusela umsebenzi wakho:
- Qalisa inkqubo yesicelo sephepha.
- Khu seleke i copyright
- Faka isicelo sephawu lokuthengisa okanye uphawu lweenkonzo