Iinqununu eziphambili zeCrowdfunding kunye nendlela onokuzibandakanya ngayo
Ingxelo ye-Global Crowdfunding Report ye-Massolution ilindele ukuba i-crowdfunding ibe yi-$ 300 yezigidigidi zoshishini ngo-2025, kodwa ngeendlela ezininzi, ukuxhamla abantu kubangelwa nje.
Ezi fenethi ezifanayo zikulindele ukuba le shishini likhule kwinqanaba le-annyu ye-100 yeepesenti ngaphezu kwexesha elifutshane.
Ngoko yintoni i-crowdfunding? Kukho iindidi ezimbalwa eziphambili.
I-Crowdfunding Based Based Reward
I-Crowdfunding iyafana neziza ezixhomekeke kumvuzo njengeKickstarter kunye ne-Indiegogo. Ngokuxhaswa kwabantu abanokuxhamla umvuzo, abantu banokubambisa imali kwiprojekthi entsha yobugcisa bokudala, umkhiqizo wekhnoloji yereveli ekuphuhlisweni, okanye kumculi womculo ovelisa i-albhamu entsha.
I-smartwatch i-Pebble yenza i-tech industry iqaphele xa ifunyenwe ngaphezu kwezigidi ezingama-2.6 yezigidi kwiintsuku ezintathu kuphela ezixhamlayo kwiindawo ezithandwa ngabantu, iKickstarter .
Ukuboleka koontanga
Ngaba uke uboleke imali kumhlobo okanye kwintsana? Izikhundla ezitsha zokubambisa abantu njengeLending Club zivumela abanokuboleka ukuba bafikelele kwimali ngaphandle kweendlela zamabhanki zendabuko. Abantu abakulungele ukuthatha ingozi enkulu yokuboleka imali kwabanye abantu bangenza iipotifoliyo ezipheleleyo zemboleko kwiqhosha leqhosha.
Iqela leMboleko, eliyi-gorilla yokuboleka i-gorilla ye-peer-to-peer eyi-800, libiza ngokukodwa imali yezigidigidi zeedola ngonyaka. Prosper ngumdlali ophezulu kule ndawo, nayo.
I-Crowdfunding-Based Based Crowdfunding
UDkt. Muhammad Yunus uzuze uMvuzo weNobel ngo-2006 ngomsebenzi wakhe kwi-microfinance. Esikhundleni sokuthembela ekuncedeni ukuxhasa abahlwempuzekileyo, i-Yunus Grameen Bank inika imali mboleko kubancinci bendawo ukuze bancedise iifowuni njengezinto ezifutshane ezikhoyo.
Hlanganisa i-microfinance kunye ne-online fundfunding kwaye ufumana iinjongo ezifana ne-Kiva.org, eyayixhasa abanini bamashishini abancinci kwimarike ephumayo kwiminyaka engaphezu kwe-10, kunye ne-GoFundMe.
Ulwabiwo-mali
Iqhekeza elincinci le-popfun, i-crowdfunding equity inikezela kakhulu inokuguqula indlela abantu abatyala imali ngayo. Ubungakanani bentengo ye-crowdfunding lwenza utyalo-mali lwangempela kwiinkampani zangasese.
I-AngelList yesikhala sokubambisa i-yolleting iyakha izinto ezininzi ezibiza i-Android ye-capital venture ngelixa ezinye iifemu ezinjenge-CircleUp kunye ne-OurCrowd zifana ne-intanethi ye-ventures capitalist ezinika abatyalo-mali ithuba lokufumana imali yokuqalisa imali kunye ne-$ 1000. I-FundersClub yenye elinye igama elikhulu kwi-crowdfunding equity. Ukubhengezwa ngokupheleleyo-Ndingumlingani kwi-OurCrowd.
Impahla yoButyebi
Oosomashishini baye bafumanisa ithuba lokuxhamla indawo yokuhlala. Isiqalo ngasinye sendawo esithatha indawo ebonakalayo sithatha indlela eyahlukileyo. Abanye baxhamla iimali-mboleko zokuthenga iimpahla okanye banikele ngemali yokuthenga imali kubathengi bezindlu.
Iimpazamo zeMoses zeprojekthi zamandla zelanga. Abanye abadlali abaphezulu kule ndawo baquka i-Fundrise, Realty Mogul kunye neCrowdstreet.
I-Capital Capital Crowdfunding
Unomdla wokutshala imali kumathamli aphezulu?
I-Crowdfunding yenza loo nto inokwenzeka. Ekuqaleni konyaka, uFantex wenza amagagasi xa evakalisa ukuba kuya kuba yi-IPO-invest investments elandelelanisa ixabiso lexabiso leenqweno zezemidlalo eziphezulu. Ngaba ufuna imali kwiikholejini ngaphandle kokubamba ityala? Ngaba ungayithengisa ipesenti yemali yakho yokufumana umvuzo wokuhlawulelwa namhlanje? Eyakhelwe ngabangaphambili be-Googlers, i-Upstart ikuvumela ukuba ufundise imfundo yakho.
Akungathandabuzeki ukuba izihlwele ziza kubona ubuso obuhlukeneyo njengabashishini kunye nabantu ababaxhasayo bazama ikusasa lezemali zoshishino . Sisekuqaleni nje.