Ngokuchanekileyo okanye ngokungalunganga, ukukwazi ukuwamkela amakhadi ekredithi kunika amashishini asekelwe kwikhaya ukuthembeka nokubonakalisa ukuqiniswa ngakumbi kunabo abamkelayo imali kunye nokuhlola.
Ukuhlawulwa ngekhadi lesikredithi kunokukwenza ubomi bakho bube lula ubomi. Iintlawulo azikwazi ukuhlawula njengoko uhlolo luyenzayo xa iakhawunti yabathengi ibamba imali enganeleyo. Uyakwazi ngokukhawuleza xa uqhuba intlawulo ukuba ngaba umthengi wakho unelinganiselayo enokubamba iindleko zokuthengiselana.
Abanye abanikazi bezentengiselwano basekhaya basatshiswa yinkqubo yokwamkela amakhadi enkoleko okanye ukukhathazeka ngeemali ezihambelana nazo, ezazisetyenziswe. Kodwa ukunyuka kwe-e-yorhwebo kunye negunya le-intanethi kuye kwadala ukhetho olutsha lwamashishini asekhaya. Namhlanje, ukwamukela amakhadi ekweretyana akuko konke kunzima, kwaye ukunyuka kwexabiso lokuthengisa kunye nezinye izibonelelo ziphantse zigqithise iindleko zabanikazi bezentengiselwano ezibandakanya le meko.
Fumana iAkhawunti yeMthengisi
Uzakufuna i- akhawunti yomthengisi ukuze uqalise. Yilapho iintlawulo zekhadi lakho lesikweletu ziza kufakwa. Unokukhetha ezintathu: Ungasebenzisa ibhanki, umboneleli weqela lesithathu njenge-PayPal, okanye intlangano yokuthengisa eyimimandla.
Amashishini anemivuzo ephantsi yokuthengisa ngokuqhelekileyo ahlawula ubuncinci kunye nabanikezeli benkampani yesithathu ngenxa yokungabikho kwemali yenyanga, kodwa eli lungiselelo linokuphumela kwizihlandlo ezilinde ixesha elide ukuba zifumane iimali. Amashishini aneemveliso zokuthengisa eziphezulu ahlawula ubuncinci kwiibhanki okanye kwimibutho yokuthengisa ezizimeleyo kuba ipesenti zentengo ngokuthengiselana ziphantsi kunezo zinikwe iinkampani zenkampani yesithathu.
Ukufumana imvume kwi-akhawunti yomrhwebi kwibhanki kunokuba nzima, nangona kunjalo. Iibhanki ezininzi ziyeke ukubonelela ngamakhadi okukhredithi ngamakhadi kumashishini asekelwe ekhaya , ngokukodwa amashishini ase- intanethi angenawo umlingani wezitena kunye nomdaka.
Ngenxa yoko, abaninzi abanini-bhishini banamakhaya bafanelekile ukusebenzisana nemibutho yokuthengisa ezizimeleyo ezinxulumene neebhanki ezikhuthaza ubudlelwane bezorhwebo nabathengisi basekhaya-kuquka nabo banomvuzo ongenanto. Iinkampani ezininzi zokuthengisa ezizimeleyo zivumela abathengisi ukuba basebenzise abakhogizi abanetyala elingcono.
Ukuba usebenza kwibhankini okanye intengiso yokuzimela, ibhizinisi lakho elisekhaya liphethe i-akhawunti yalo yomthengisi, ngoko igama lakho lenkampani liya kuvela ngaphandle kwexabiso lokuthenga xa abathengi befumana iingxelo zabo zekhadi lesikweletu.
Ukuba usebenza nomboneleli wenkampani yesithathu, igama lomnikezeli livela kwisibhengezo. Abathengi abakwaziyo ukuwaqonda eli gama kwaye bangase baqalise ukuhlawulwa kwemali ngenxa yesiphumo-isiphumo esibizayo, esilahlekelwa yoshishino lakho.
Imilinganiselo yokucwangcisa idla ukuba inika ngakumbi kwiibhanki kunye nemibutho yokuthengisa ezizimeleyo. Uninzi lweenkampani zenkampani zenkampani yesithathu zibeka i-cap ephantsi kwindleko yenyanga kunye nexabiso eliphezulu leethikithi.
Njengoko ishishini lakho likhula, kufuneka ulindele umthamo ophezulu wokuthengiselana. Imida engaphantsi yokucwangcisa ingakuvimbela ukuba ukwamkele amakhadi enkoleko ngaphaya kwinqanaba elithile, ukukhawuleza ukukhula kweshishini lakho kunye nokuhamba kwemali.
Ukusebenza ngokusebenzisa intengiso yokuzimela ngokuzimeleyo yindlela efanelekileyo kakhulu yabanini-shishini basekhaya ukuba bahlawulwe ngamakhadi-krediti kwiimeko ezininzi, kodwa kuxhomekeka kwiimeko zakho ezithile. Abanikezeli beakhawunti abaninzi abanomthengisi baneepakethi ezikhethekileyo zamashishini asekelwe ekhaya, ngoko thabatha ixesha lokuthenga ngeenxa zonke.
Uhlawulwe ngeKhadi leKhadi
Ngoku ukuba unayo i-akhawunti yomrhweba, ufuna indlela yokwamkela iintlawulo zekhadi lesikweletu. Ukuba ishishini lakho elisemakhaya linaloowebhu, qwalasela ukubeka i-intanethi yesango ngenqwelo yokuthenga.
Ukubandakanya inqwelo yenqwelo enokuthi iquka ikhathalogu yomkhiqizo kunye nekhonkco yokuthenga kwiwebhusayithi yakho inika iindawo ezilula kakhulu kubaxumi bakho.
Kwakhona kubangela ukuthengiswa okuncinane okuthengayo kuba abathengi abayi kuhanjiswa kwezinye iisayithi zokuhlawula, ngelixesha apho bangatshintsha iingqondo zabo.
Ungasebenzisa i-terminal yangempela ukuba ungenayo iwebhusayithi. Oku kufuna ukungena kwiwebhusayithi yesithathu kwaye ufake ulwazi lwekhadi lomthengi ngolwazi lokugunyazwa kwentlawulo. Iinkonzo ezinjengeDialPay zivumela ukuba usebenzise ifowuni ye-touch-tone ukufaka ulwazi lwekhadi lesikweletu kwaye ufumane isaziso esheshayo sezimali ezifanelekileyo. Ungathengela okanye uqeshe izixhobo eziyimfuneko ukuguqula amakhadi ekwereti ekhaya lakho ukuba udla ngokusebenzisana nabaxumi bakho kumntu.
Ukuthelekisa
Uhamba kakuhle endleleni yakho yokuhlawula ngekhadi lesikweletu xa unayo i-akhawunti yomthengisi kunye nenqwelo yokuthenga okanye iteknoloji efanayo yokuhlawula iintlawulo. Iinkampani ezahlukeneyo zifumana amashishini asekelwe kwikhaya kwaye ziya kwenza konke abakwazi ukukunceda ekusebenzeni.
Thatha ixesha lakho uze uthenge. Qiniseka ukuba uyaziqonda zonke iifizi ezihambelana nazo. Thelekisa iikontario de ufumane enye efanelekileyo iimeko zakho.