Ukuseka iiNkonzo zoRhwebi kwiiNkampani ezincinane
Amashishini amancinci kufuneka enze isigqibo malunga nokuba ngubani oza kunika isikweletu. Ngaba baya kwandisa i-credit kuphela kulabo abahlawula imali kunye nokuhlola? Oku kunokwenza ukuba inkokhelo yabo yokucwangcisa ilula, kodwa iya kunciphisa kakhulu isiseko sabathengi babo.
Ukuba bakhetha ukwandisa ikhredithi kubathengi babo, kunzima kakhulu, kodwa kuya kwandisa ukufikelela kwabo kwindawo yokuthengisa kunye nabathengi. Uninzi lwamashishini amancinci ekugqibeleni lenza utshintsho lokunikezela ngekhadi lekhredithi (kunye nekhadi yebhanki). Yintoni efunekayo?
Ziziphi iiNkonzo zoMthengisi?
Ukuba unesimo senkonzo yomrhweba, ungamkela iintlawulo zekhadi lesikredenti ukusuka kubathengi bakho. Iinkonzo zomrhwebi zinokunikezelwa ngebhanki yakho okanye ngababoneleli benkonzo yabarhwebi okanye iimpahla zokuthengisa ezizimeleyo ezinika ukuhlawulwa kwentlawulo. Ukuba uhamba ngumboneleli wenkonzo yomrhwebi kunokuba ube neziko lemali, unokukwazi ukuthenga okanye ukuqeshisa izixhobo zakho zokusetyenziswa kwekhadi lesikweletu, ukumisela i-akhawunti yomthengisi kunye ne-intanethi ye-Merchant akhawunti, thabatha uluhlu oluninzi lweemali kunye namakhadi e-debit, kwaye unike uluhlu olubanzi lwezinye iinkonzo ezifana neenkonzo zefoni kunye neeposi kunye neenkonzo zesebe.
Iyiphi iAkhawunti yeMthengisi?
I-akhawunti yomthengisi ibhanki yebhanki eyenzelwe ishishini ukuvumela ukuba ishishini lithathe iintlawulo ezivela kubathengi ngekhredithi kunye / okanye kumakhadi okutsalwa . I-akhawunti yomrhwebi iquka isivumelwano phakathi kwebhanki, umthengisi obandakanyekayo, kunye nenkqubo yokuhlawula ukulungiswa kwemali yebhanki okanye ukuthengiswa kwekhadi lesikweletu.
Ukuqala-ups , amashishini amancinane kakhulu, okanye ishishini elisekelwe ekhaya , akusoloko kunikezelwa ukuba ishishini lakho liya kunikwa i-akhawunti yomthengisi. Kungaba ngcono ukufaka isicelo se-akhawunti ye-akhawunti yomthengisi kunye nebhanki oye wenza ngayo ishishini. Iibhanki zijonga ukunika i-akhawunti yomthengisi njengesandiso semali-mboleko kwaye iya kuhlalutya ibhizinisi lakho. Ibhizinisi lakho ngokubanzi limele liye lishishino iminyaka engama-2.
Kuzo zonke ezi mfuno, nangona kunjalo, isizathu esivakalayo ibhanki iya kukhanyela isicelo sakho kwi-akhawunti yomrhwebi. Ekubeni iimbono zebhanki zinika i-akhawunti yomrhweba njengesandiso semali-mboleko, ingxelo yakho yekhredithi kufuneka ibe yinto efanelekileyo, i- credit score score high, kunye neentetho zakho ebhanki elihle kakhulu. Xa uphuhlisa isicwangciso sakho seshishini njengesiqalo sokuqala okanye ishishini lasekhaya , kufuneka unikezele icandelo ukufumana isimo somthengisi.
Iinkampani eziCwangcisiweyo zeCredit Credit Processing Companies
Ukuba awukwazi ukufumana i-akhawunti yomthengisi esuka ebhankini, kukho ezinye iindlela zokuzama. Unokuya kwikhampani yokuzikhangela ngamakhadi ozimele. Imibutho yokuthengisa yokuzimela iyamkela amashishini abunobungozi obuphezulu kunye nalabo abanamanani angaphantsi kweekhredithi. Bangahlawulisa imali ephezulu kuneebhanki kwaye kufuneka uqaphele kwaye ubukele isakhiwo somrhumo, kodwa zikhethwa kukho amashishini aphezulu asemngciphekweni afuna ukwamkela iikhredithi kunye nokukhawulwa kwamakhadi kwimisebenzi yabo yezoshishino .
IiAkhawunti zeeNtengiso ze-Intanethi
Akhawunti zeentengiso ze-intanethi kunye neakhawunti zentengiso yezitena kunye nezidalwa zizilwanyana ezimbini ezahlukeneyo. Ukuba uya kuqhuba ishishini le- e-yorhwebo (kwi-intanethi), ngoko kufuneka udinga i-akhawunti enye ye-Intanethi. I- akhawunti yomthengisi we-Intanethi yenzelwe ukujongana nentlawulo ye- intanethi okanye iintlawulo zekhadi lokukhawuleza, eziqhelekileyo zibandakanya iindleko eziphezulu kuwe, umrhwebi. Kukho iinkonzo zokucwangcisa iintlawulo kwi-Intanethi ezikwazi ukulawula ukulungiselela i-akhawunti yomthengisi akhawunti. Ngenye indlela, unokufumana i-akhawunti yakho yomthengisi kwi-bhanki yakho okanye inhlangano yokuthengisa yokuzimela apho ufumene khona i-akhawunti yomthengisi wezitena kunye nomdaka.
Into ebaluleke kakhulu ukuyenza, uyithenga ngeenxa zonke, zombini kwi- akhawunti yakho yomthengisi rhoqo kunye ne- akhawunti yakho yomthengisi. Thetha kumabhanki asekuhlaleni, imibutho yokuthengisa ezizimeleyo kunye nemibutho yokucwangcisa intlawulo kwi-inthanethi
Fumana zonke iinkcukacha kunye nezakhiwo zokuhlawula ngaphambi kokuba wenze isigqibo. Uninzi lwabantu abathengayo, mhlawumbi kwiivenkile zendawo okanye kwi-intanethi, bakhethe iintlobo ezahlukeneyo zokukhokha kwaye baya kuhlala bebuya kwisitorethi sakho ukuba ubabonelela le nkonzo.