Ezinye iindlela zokuxhaswa kwezeMali Ukuba iBhizinisi Lakho elincinci lingenakufumana iMali yeBhanki
Amabhanki akathandi ukwenza ishishini kunye namashishini amancinci nantoni na, okanye ubuncinci kungekudala.
Ngaphambi kokunciphisa imithwalo, malunga noshishino oluncinci oluncinci lwaba nolwalamano oluqhubekayo kunye nebhanki eyabanika ubuncinane umgca wesikweletu. Ukukhwela kwemali yabona le mijelo yekhredithi yomisa. Amashishini amancinci awakwazi ukuvuselela umgca wabo weebhanki okanye aze afumane umboleko webhanki ngenxa yebhanki kuba sele elahlekelwe ngumxhasi wabo kwaye abathengi babo abanako ukuxhasa izicelo zabo zemboleko. Ukongeza, iibhanki zabo zomeleze izikhokelo zabo zokubolekisa.
Yintoni enye ishishini elincinci lokuyenza?
Eminye Imithombo Yemivuzo Yoshishino
Amashishini amancinci kufuneka asebenzise i-credit and non-traditional business credit. Nangona le mithombo yemboleko ingenakufezeka kuyo yonke ibhizinisi, zincinci zokukhetha ukugcina amashishini amancinci adlula kule mihla yezoqoqosho. Nazi ezinye iindlela zokuthenga ngetyala leshishini elincinci kunye neengxowa-mboleko zoshishino xa ungeke ukwazi ukufumana umgca webhanki yemali okanye yemali mboleko.
Zihlole. Ngamanye amaxesha, kunokufuneka ubeke ezimbini okanye ezintathu kwezi ndlela ndawonye ukuze ufake imali ofunekayo kuyo:
Intuthuko yeMali yeMashishini
Nantsi indlela isebenza ngayo. Xa inkampani ithola kwangaphambili imali yokuthengisa imali, le ntengo kukuthengwa kunye nokuthengiswa kwengeniso kwikharityhulam yengomso. Akukho zihlawuliso eziqhelekileyo ezifunekayo yinkampani.
Umboleki uqokelela ipesenteji yokuthengiswa kwekhadi yesikweletu yenkampani yansuku zonke.
Intuthuko yemali yokuthengisa imali ayinayo inzala, kodwa ingaba yindleko. Nangona kunjalo, banokugcina ibhizinisi elincinci kwishishini.
I-oda lokuthenga (i-Invoyisi) Inkxaso-mali
Ukuthengwa kwe-order order kufana nomsebenzi omdala wokwenza izinto, ngaphandle kokuba bathathe isinyathelo esinye. Baqinisekisa isiqinisekiso somthengi weemveliso zenkampani. Bahlawula umkhiqizo owenzelweyo, uze uthathe unqumle kwaye uvumele inkampani ibe nayo yonke imali.
Oontanga Ukuxhaswa Ngontanga
Ukutsalana kwamanye amazwe ukuqhuba umsebenzi ufana ne- eBay . Uthumela imali oyifunayo kwindawo yokubolekisa ngontanga kunye nesilinganiso esiphezulu senzala uza kuhlawula. Emva koko, ababolekisi abanokuthi banokubhenela ngemboleko yakho. Kufuneka ube nenqaku elifanelekileyo lokuthenga ngetyala.
Ukuxhaswa ngeMali yeMali eNgqongqo
Imboleko yemali enzima ayixhomekeke kuboleko bebhanki ekufaka isicelo semboleko. Esikhundleni salokho, i-loan-basis based based loan is based on the collateral of the borrower.
Iindlela ezi-3 zeMali Yakho Ibhizinisi lokungenisa
Ukuba ibhinqa lakho elincinci longeza iimveliso kwiimigca yalo mveliso, lenza inzuzo efanelekileyo yenzuzo. Amashishini amaninzi amancinci akhangele ukungongeza iimveliso zangaphandle.
Ufumana njani inkxaso-mali yoshishino elikhuselekileyo lorhwebo lwamazwe ngamazwe? Nazi iindlela ezintathu ongayisebenzisa ukuze uhlawule ibhizinisi lakho lokungenisa.
Ukwenza i-akhawunti yakho ingxelo
Thengisa iimali zakho zeemali zokufumana imali yokufuna iimali ezinkulu. Nangona amaxabiso enzala ahlala ephakamileyo kunamabhanki eebhanki, ubuncinane unokufumana le mboleko. Khangela Iimali ezithengiweyo, Ukuthengiswa kwemakethe yekhompyutha kwiimali zorhwebo ezifunyenweyo kwintengiso.
Ukukhulisa Imali Nge-Inventory yakho
Ukusebenzisa i-inventory njenge-collateral, iifemu zoshishino zinokunyusa imali kwiimfuno zabo zemali ezinkulu. Imali yokufumana imali, kunye neengxelo zemali ezifunyenweyo, yimithombo emibini ebalulekileyo yemali ukuba amashishini abandakanyekayo ekungeniseni iimveliso asetyenziswa ngokubanzi. Zomibini zingasetyenziselwa ezinye izizathu ngeshishini leshishini.
Amakhadi aMatyala njengomthombo wokuxhaswa kwamashishini amancinci
Nangona ukusebenzisa ikhadi lokuthenga ngekhredithi ngokuxhasa imali encinci yeyona nto ayilona ndlela efanelekileyo yokunyusa imali ngenxa yemigangatho eyimfuneko kunye nemigangatho yemigangatho ephakamileyo, ubuncinane yinto yokukhetha amashishini amancinci. Qinisekisa ukuba zonke iintlawulo zakho ngexesha kwaye uzama ukuxoxisana nesantya semali esezantsi kunazo zonke kunye nenkampani yakho yekhadi lesikweletu.
Iindaba ezilungileyo kukuba kubonakala ukuba amashishini amancinane anokukhetha ukwenza imali ukuze baqhubeke beqhuba. Akudingeki ukuba zithembele kuphela kwimali-mboleko yebhanki yendabuko. Inye indlela yokuhlawula amatyala kwimisebenzi yawo iye yafikelela kwiindawo eziqhelekileyo. Ukubonelela ukhuphiswano kwiibhanki zendabuko kunokunceda ukuphucula iimarike zemarike apho amashishini amancinci athile afumana inkxaso yabo.