Iindlela ezi-3 zeMali kwiRhwebo lokuThengisa

Gwema iingxaki zeNkcazo zeMali kunye nalezi ndlela zenkxaso-mali

Ukungenisa impahla kunye neenkonzo eziwela kwelinye ilizwe ukuze zibuyele. Ibhizinisi lokungenisa liyakwenza inzuzo ngenxa yeendleko eziphantsi zeempahla ezifumanekayo zokungenisa kumazwe afana neKorea, eChina naseMexico. Xa iimveliso zise-United States ziyakumakishwa kwaye zithengiswe ngenzuzo. Umahluko phakathi kweendleko zakho kunye nengeniso yakho engaphezulu yinzuzo yakho.

Indlela Imali Ephumayo Ngaphandle Kwishishini

Nangona kunokwenzeka ukwenza imali efanelekileyo yokungenisa nokuthengisela iimpahla, kunokuba nzima ukufumana imali yebhanki kwishishini lokungenisa.

Ngaphambi kokuba ungenise iimpahla, ngokuqinisekileyo uzakufuna iimali zokulungiselela abenzi bokuhlawula iimpahla kunye neendleko zokuthumela. Ngokuxhomekeke kwishedyuli yakho yomenzi, oko kuthetha ukuba imali yakho iya kuhlanganyelwa ubuncinane iintsuku ezingama-30 ukuya kwi-60 ngaphambi kokuba ube nemveliso yokuthengisa.

Okwangoku, ukuba uthengisa iimveliso zakho kumashishini okanye abathengisi bebhokisi elikhulu, awuyi ku fumana imali kwi-delivery. Enyanisweni, abaninzi abathengi banokuhlawula ii-invoyisi ezingama-30-60 iintsuku emva kokufumana iimveliso zakho. Oko kuthetha enye inyanga kwiinyanga ezimbini zokulinda imali.

Ngamafutshane, ngaphambi kokuba wenze i-nickel kuya kufuneka uhlawule iinyanga ezi-ezine. Iindleko zakho ziza kubandakanya iindleko zemveliso, ukuthunyelwa kunye neendleko ezinkulu. Ngaphandle kwemali ebonakalayo, unokwazi ukuhamba ngaphambi kokuba uqalise.

Iindlela ezintathu zokuhlawula ibhizinisi lakho lokungenisa

Cinga ukuba uyazi ukuba uza kwenza inzuzo ngokukhawuleza xa uthengisa iimpahla zakho ezifakiwe, kodwa kufuneka uvale ishishini lakho ngaphambi kokuba ube nethuba lokuthengisa.

Unokuyiphephekisa loo ngxaki ngokusebenzisa enye yeendlela ezintathu ukuvelisa imali-phambili.

• Imali-mali esekelwe kwi-asethi: Ukugcinwa kweengxelo ezifunyenweyo kukuthengisa nje ii-akhawunti zakho zekredithi okanye i-akhawunti efunyenwe kwiinkampani zezemali zorhwebo, ibhanki okanye enye inkampani yokuxhaswa ngemali. Iingxelo ezifunyenweyo zithengiswa kwisaphulelo, ngokuqhelekileyo i-80-90% yobunani bobuso beakhawunti yakho yekhredithi. Inkampani yokwenza i-factoring ikunika inkokhelo yangaphambili, ngemali encinci ye-2-3%, ngenxa yeengxelo ozimele ufanele ulinde ukuhlawula.

• Sebenzisa i-Inventory: Nangona imali ye-inventory ingaba yindleko, yindlela efanelekileyo kakhulu yokuxhasa olu hlobo loshishino. Usebenzisa i-inventory yakho yangoku ukukhusela imali-mboleko ukuvumela ukuba uthenge iimpahla ezithengiswayo abathengi bakho abanqwenelayo. Oku kukuvumela ukuba ukwandise i-inventory yakho ngaphandle kokuchaphazela ukuhamba kwemali yakho nje kuphela ukuba ucinga ukuba unokwenza ityala lakho. Kukho iintlobo ezintathu zenkxaso-mali oyimfuneko ongayilandela ngokuxhomekeka kwiimfuno zakho. Unokusebenzisa i-blank inventory link, ukucwangcisa umgangatho, okanye ukugcinwa kwendawo.
• Ukuxhaswa kwe-Order Order : Le nto ifana nokufaka iiferensi zakho kwi-akhawunti. Ihamba enye inyathelo. Uthatha ii-invoyisi zakho okanye uthenge iilawuni kwaye wabela okanye uzithengise kwi nkampani yezemali zorhwebo, ezithatha umngcipheko kunye nomsebenzi wokuhlawula kunye nokuqokelela. Emva kokuba iimveliso zenziwe, inkampani yezemali zorhwebo iqokelela kubathengi, ithatha isinqununu sayo semali, kwaye ihlawule inzuzo. Ukuxhaswa kwe-oda yokuthenga ngokuqinisekileyo akungabibizi njengemali mboleko yebhanki. Ukuba iibhanki zingayigodli imali, kunjalo, kuyona ndlela. Ukuba umyinge wakho wenzuzo uphezulu ngokwaneleyo ukwenzela ukuba iimpahla oyifumayo, ke uthenge imali yokuhlelwa kwe-oda. Kubalulekile, kunye nokuthengwa kwemali yokuthenga, ukuba unesondlo esihle kunye nabathengi banetyala.