Gwema iMali kunye neMatyala kaMatyala Ngokuxhasa nge-Equity
Kukho iindlela ezininzi zokunyusa imali kwi shishini elincinci. Abanini bamashishini bathabatha imali mboleko yebhanki; abanye baboleka kwintsapho okanye ngabahlobo. Kwezinye iimeko, kunye namakhadi ekwereta angaba yindlela efanelekileyo yokuqalisa, okanye abanye abantu banokuqwalasela izibonelelo . Kodwa ukuba inkampani encinci ingenza inzuzo enkulu kwinani elincinci lexesha elifanelekileyo kunye ne-front front capital, inokufumana ilungelo lokufumana imali ngemali.
Ubulungisa bumnini bumnini bokuba umnini-shishini kunye nabanye abatyali-mali banenkampani. Ukuxhaswa kwemali kubandakanya ukukhulisa imali ngokusebenzisa abatyalo-mali. Xa umnini-shishini usebenzisa imali yokulingana, bathengisa inxalenye yobutyebi babo bunini kwi-firm firm. Abatyalomali ngokuqinisekileyo bathenga inxaxheba yenkampani ngokutshintshela ipesenti yemali. Ngamanye amazwi, abatyali-zimali bakholelwa ukuba inkampani inakho ukwenza imali, kwaye ikulindele ukubuyiselwa kotyalo-mali .
Kukho iintlobo ezininzi zokuncedisa imali okanye utyalo-mali kwiifom zoshishino. Nazi ezinye eziqhelekileyo.
01 - Ukuxhaswa ngeMali evela kwiNtsapho kunye nabahlobo
02 - Iinkampani zoTyalo-mali zincinci
Iipemishana zoLawulo lweZimashishini ezincinane (SBA) kwaye zilawula inkqubo ebizwa ngokuba yi-Companies Business Investment Companies ezinika inkxaso-mali kumashishini amancinci. Nangona imali ye-SBA ikhuphisana kakhulu, ingaba yindlela enhle yokuqalisa.
03 - Abatyalo-mali bezithunywa zeMali njengoMthombo wezeNgxowa-mali
Izithunywa-ntengiso zeNgelosi zinokubonelela ngemali-nxalenye yesibini kumashishini. Ziqela ezizityebi okanye abantu abafuna ukubuyiswa okuphezulu kwi-mali kwaye bathathaka kakhulu ngamashishini abo bafaka khona.
04 - Mezzanine Financing
Inkxaso ye-Mezzanine ngokwenene ifom hybrid yenkxaso-mali esebenzisa zombini amatyala kunye nokulingana. Umboleki-mboleko wenza imali mboleko kwaye, ukuba konke kuhamba kakuhle, inkampani ihlawulisa imali leyo mboleko phantsi kweengxoxo. Ukuba, nangona kunjalo, inkampani ayiphumelelanga, umboleki-mali unelungelo lokuguqula umboleko wabo kubunini okanye inzala. Le ndlela ikhusela umnini-mboleko kwinto yokuba ininzi amashishini amancinci ayahluleka. Ngexesha elifanayo, ivumela umnini-shishini ukuba agcine ubunini bebhizinisi lakhe kwangoko nje ishishini linenzuzo.
05 - Intengo yeNtengo
Ukuba ufumana unomdla-mali onomdla kwi shishini lakho, uya kunika inxalenye yobunini bakho kwaye mhlawumbi uya kuba nommeli wenkxaso-mali yokusebenza kwiBhodi yabaLawuli. Abaxhamli bezentengo bafuna iirhafu eziphezulu zokubuyela apho betyala imali yabo. Ngaphandle kokuba ibhizinisi lakho linikeze izinga eliphezulu lokubuyela, mhlawumbi abayi kuba nomdla.
06 - Iimali zeMali
Ukuxhaswa kweentsika kukutyalomali kokulingana kwiirhwebo ezizayo. Yinkqubo engaphantsi komthetho kunokuba ityala okanye i-investment capital investment. Efana nemboleko, kubandakanya umxhasi obonelela ngenkokhelo yangaphambili yeendleko zoshishino; umxhasi uhlawulelwa "ubukhosi" xa iingeniso ziqala ukungena. Ngokutsho kwe-Inc.com:
Amalungiselelo enkxaso-mali yamalungelo enkonzo anika inani leenzuzo kumashishini amancinci. Ukuqhathaniswa nokuxhaswa kwemali, ukuhlawulwa kwemali kwenza ukuba oomashishini bakwazi ukufumana imali enkulu ngaphandle kokushiya isikhundla esiphezulu somnini-nkampani kwi-investors ngaphandle. Abasekeli beenkampani banako ukugcina isikhundla sabo sokulingana, esinokubakhuthaza ekuqhubeni impumelelo.