Kuthetha ukuthini ukuba "Ixabiso lomlilo" lithetha njani kwaye libalwa njani?

Umlinganiselo wakho wokutshisa unokukuxelela ukuba Ibhizinisi lakho lingaphumelela

Umlinganiselo wokushisa ngumqondo ukuba wonke oomashishini kufuneka aziqhelise. Ingumlinganiselo oyintloko wokuzinza, okanye ixesha elide lakho ishishini lingakwazi ukuhlala lide lide lize likhule. Echazwe ngokwahlukileyo, ingakanani inkampani yakho isebenza kuze kube yilapho uphuma ngemali.

Ixesha eliqhelekileyo lisetyenziselwa ukuhambelana nokuqalisa, kwaye ibonisa izinga apho inkampani yakho idla, okanye ukutshisa, ukuxhaswa kwayo okanye isitolo semali -mali yokuxhasa imisebenzi ngaphandle kokuhamba kwemali.

Ingumlinganiselo wokungena kwemali embi, kwaye idlalwa rhoqo kwiinyanga, nangona kwimeko enzima ingalinganiswa ngeveki okanye iintsuku.

Ngokomzekelo, masithi inkampani yakho idinga i-$ 5000 ngenyanga nganye ukugcina izibane, kodwa ukuthengiswa kungama-2500 kuphela kwixesha elifanayo. Uya kutshisa i-$ 2500 ngenyanga.

Kutheni Ubungakanani Bomlinganiselo Wokushisa

Kukho izizathu ezibini zokubangela ukutsha kwezinto. Okokuqala kukuba kukuxelela xa uya kuphelelwa yimali.

Okwesibini kukuba abatyali-mali bajonga iikhampani zokuqala zitshisa izinga kwaye zilinganisa neengeniso ezizayo zekhampani ukuba zenze isigqibo sokuba ngaba inkampani iyimali-mali. Ukuba izinga lokutshisa likhulu kunokuba libikezele okanye ukuba imali engenayo yenkampani ayinakukhula ngokukhawuleza njengoko iyalindeleke ukuba ikhule, ke abatyali-mali bathe bacinge ukuba inkampani ayikho intsha-mali. Kungaba nzima kakhulu.

Kufuneka ubale ukuba ubukele umlinganiselo wakho wokushisa ngokucophelela, njengamashishini amaninzi, njengalezo zeteknoloji, kunokuthatha ixesha elide ukufumana imarike kwaye ibe yinzuzo .

Uyibala njani ixabiso lokutsha?

Uhlalutyo lokusetyenziswa kwemali, okanye izinga lokutshisa, liya kukuxelela (kwaye abatyala-mali bakho) ingaba inkampani yakho iyigcine, okanye ukuba ufuna iimali ezongezelelweyo. Kukho iindlela ezininzi eziphambili zokubala isantya sokutshisa, kodwa nantsi into elula, efanelekileyo.

2 Iimpawu ezilula zokubala ixabiso lokutsha

1.

Makhe sigxininise kwixesha lexesha, njengekota. Uthini umahluko kwimali yakho yemali ekuqaleni kwekota kwaye ekupheleni kwekota? Ngoko ukuba uqale nge $ 10,000 "ebhankini", kwaye ekupheleni kwekota unayo i-$ 4000 utshise i-$ 6000.

2. Hlukanani nenani leenyanga kwixesha elikhethiweyo. Kukho inyanga ezintathu kwikota, ngoko inkampani yakho yatshisa i-$ 2000 ngenyanga.

Ukuba ufuna ukuhlala kwishishini, ukuthengisa kufuneka kuphakame ukuvelisa ubuncinane i-$ 2000 ngenyanga. Ewe, ukuba ucebile ukufumana izinto, ukutshisa kwakho isantya kuya phambili.

Umzekelo

I-XYZ, Inc. iyinkampani ye-teknoloji yokuqala e-Silicon Valley. Kuye kwanikwa inkxaso-mali yenkxaso-mali yemveliso yesofthiwe ephuhlisa. Imigaqo yenkxaso-mali yemali inika i-XYZ inani elithile leminyaka ukuba liphule okanye libe yinzuzo. I-XYZ ifuna ukutshisa ngemali evela kwi-firm firm firm ngokukhawuleza njengoko kunokwenzeka. Emva kokuba imali ihambe, kuya kufuneka ukuba ufake isicelo sokufumana inkxaso-mali eyongezelelweyo-mali, ukuboleka imali okanye ukwenza umrhumo womntu wokuqala wokuhlala. Ngaloo ndlela, ukuqonda, ukubala nokulawula izinga lokushisa kubalulekile ekuphumeni kwabo.