Ukuhamba kwemali yimali ehambayo (ehambayo) ngaphakathi nangaphandle kweshishini lakho ngenyanga. Nangona kubonakala ngathi ngamanye amaxesha ukuhamba kwemali kuhamba ngenye indlela-ngaphandle kweshishini - ihamba ngeendlela zombini.
- Ingxowa iphuma kumakhasimende okanye abathengi abathengisa iimveliso okanye iinkonzo zakho. Ukuba abathengi abahlawuli ngexesha lokuthenga, ezinye zeemali zakho zivela kwiiqokelelo zeakhawunti ezifunyenweyo .
- Inkcitho iyaphuma kwishishini lakho ngendlela yokuhlawulwa kweendleko, njengenqwelo-mboleko okanye imali yokuboleka imali, kwiintlawulo zemboleko zenyanga, kunye neentlawulo zerhafu kunye nezinye iingxelo ezihlawulwayo.
Cinga 'ukuhamba kwemali' njengomfanekiso weshishini lakho ukujonga iakhawunti. Ukuba imali ephezulu ingena kunokuba iphuma, unesimo "sokuhamba kwemali" kwaye unelungelo lokuhlawula iindleko zakho. Ukuba kukho imali ephezulu ngaphandle kokungena, usengozini yokukhishwa i-overdrawn, kwaye uya kufuna ukufumana imali yokugubungela i-overdrafts yakho. Yingakho amashishini amatsha afuna imali -mboleko yokusebenza, ngendlela yemboleko okanye umgca wekhredithi, ukufihla ukusilela kwemali.
Ikheshi kunye neCash Real
Kwamashishini athile, afana neevenkile kunye nabathengisi abathile, imali iyimali-mali kunye nemali yamaphepha. Ibhizinisi lithatha imali kubathengi kwaye ngamanye amaxesha ihlawula iibhilikhwe zayo ngemali. Amashishini eemali anemiba ekhethekileyo ngokugcina umkhondo wokuhamba kwemali, ingakumbi kuba abanako ukulandelela ingeniso ngaphandle kokuba kukho ii-invoyisi okanye ezinye iimaphepha.
Amashishini eemali asemngciphekweni wokuphicothwa yi-IRS .
Kutheni i-Cash Flow iyabaluleke kangaka
Ukungabikho kwemali ngenye yezona zizathu eziphambili zokushishina kwamashishini amancinci. I-Small Business Administration ithi "iindawo zokugcina iimali ezinganeleyo" ziyizona zizathu eziphambili zokuqalisa ukuphumelela. Kubizwa ngokuba "ukuphuma kwemali," kwaye iya kukuvala ngokukhawuleza kunanoma yini enye.
Ukuhamba Kwemali Xa Uqala I shishini
Ukujongana nemiba yokuhamba kwemali kunzima kakhulu xa uqala ishishini. Uninzi lweendleko kunye nemali iphuma ngokukhawuleza. Kwaye unganakho ukuthengisa okanye abathengi abakuhlawulayo. Uya kufuna enye imithombo yesikhashana yenkcitho yemali, njengomgca wexeshana wesikweletu, ukuba uhambe uye kwiimeko ezifanelekileyo zokuhamba kwemali.
Ukuhamba kwemali kwiShishini loNyaka
Ukuhamba kwemali kubaluleke ngokukodwa kumashishini atshanje-abo banokutshintsha okukhulu kwoshishini kumaxesha ahlukeneyo kunyaka, njengamashishini eholide kunye namashishini asehlobo. Ukulawula ukuhamba kwemali kulolu hlobo loshishino lukhohlisayo, kodwa luyakwenziwa, ngokunyamekela.
Ukuhlawula kwemali kunye neNzuzo
Kungenzeka ukuba ishishini lakho lenze inzuzo, kodwa akukho mali. Oku kwenzeka ntoni? Impendulo emfutshane kukuba inzuzo yinkcazo yokuphendula, ngelixa imali, njengoko ikhankanywe ngasentla, ingumlinganiselo kuphela kwishishini ekukhangela i-akhawunti. Unako ukufumana i-asethi, njengemali efunyenweyo (imali ehlawulwa ngawabathengi) kodwa ukuba awukwazi ukuqokelela kwizinto ezihlawulwayo, awuyi kuba nemali.
Inkqubo yakho yokuphendula ingabonisa ukubahluko phakathi kwemali kunye nenzuzo. Ukuba lakho ishishini lihamba kwi- accounting account, uyayibona ingeniso xa i-invoyisi ithunyelwa, nangona umthengi engakhokheli.
Kule meko, ungabonisa inzuzo kodwa ungenayo imali.
Indlela yokuhlalutya ukuHlula kweMali
Indlela efanelekileyo yokugcina umkhondo wokuhamba kwemali kwishishini lakho kukuqhuba ingxelo yokuhamba kwemali.
Isitatimende sokuhamba kwemali sibheka ukutshintsha kwekheshi (kulo mzekelo, ishishini lakho likhangela i-akhawunti), ukusuka kwimisebenzi yezohlukeneyo kunye nokunyuka okanye ukuncipha kwamanye ama-akhawunti kwi-balance sheet yebhizinisi.
Umzekelo:
- Yintoni eyenzekayo kwimali xa umthengi ehlawula imali?
- Yintoni eyenzekayo kwimali xa kuthengwa ishishini lakho?
- Kwenzeka ntoni kwimali xa uthenge ikhompyutha?
- Yintoni eyenzekayo kwimali xa uhlawula umqeshwa okanye ukhuphoni ozimeleyo?
Ngamanye amaxesha, ungadinga ukugcina umkhondo wokuhamba kwemali nganye ngeveki, mhlawumbi kwimihla ngemihla.
TheBalance iphakamisa:
Indlela ekhawulezayo kwaye elula yokwenza uhlalutyo lwemali yokuqhathanisa ukuthelekisa ukuthengwa kwemali engakhokhelwa kwixabiso lokuthengisa elipheleleyo ekupheleni kwenyanga nganye. Ukuba ukuthengwa kweentlawulo ezingenakuhlawulwa zikhulu kunokuba kuthengiswa ngokuthe ngqo, kuya kufuneka uchithe imali engaphezulu kunokuba uyifumane kwinyanga ezayo, ebonisa ingxaki yokungena kwemali.
Ukumba ubunzulu kule nkcazo:
1. Ekupheleni kolu nyanga, jonga ixabiso lakho lokuthengisa.
2. Yongeza iintengo ozenzileyo ezisafuneka zihlawulwe.
3. Ukwahlula yinto oya kuyidinga ukuba ungenise njengenzuzo yokuhlala.
Ukuba le ntlawulo yenyanga yenyanga iqhubeka iinyanga eziliqela, uya kuqhubeka kwaye uqhubeke emva koko.
Isoftware yakho kufuneka ibe ne-cash flow statement njengenye yeengxelo eziqhelekileyo, okanye umgcini-akhawunti wakho angakuqhuba. Funda kabanzi ngezinye izisombululo kwiingxaki zokuhamba kwemali.