Kutheni nawuphi na umnini-shishini onelungelo kufuneka ahlalutye uhlalutyo lwemali
Ukuhamba kwemali ngokuqhelekileyo kukunyuka kwemali ngaphakathi nangaphandle kweshishini lakho; ngumjikelezo wokungena kwemali kunye nokuphuma kwemali okuqulunqa ukuthungulwa kwebhizinisi lakho. Ukulawulwa kakubi kokuhamba kwemali yimbangela ye-82% yokushiyeka kwezoshishino , ngokutsho kwesifundo esenziwa nguJessie Hagen wase-US Bank, ukujongwa ngokufanelekileyo kokuhamba kwemali kubalulekile.
Uhlalutyo lokuhamba kwemali luhlolisiso lomjikelezo wezentengiselwano zemali yezoshishino kunye nokuphuma, ngenjongo yokugcina ukuhamba kwemali efanelekileyo kwishishini lakho, nokubonelela ngesiseko sokuphathwa kwemali .
Uhlalutyo lweCash Flow Analysis lwenziwa njani?
Uhlalutyo lokuhamba kwemali lubandakanya ukuphonononga iimpawu zoshishino lakho ezichaphazela ukuhamba kwemali, njenge- akhawunti efunyenweyo , i-inventory, i-akhawunti ehlawulwayo, kunye nemigomo yematyala. Ngokwenza uhlalutyo lwemali yeemali ezihlukeneyo, uza kuba lula ngokuchonga iingxaki zokuhamba kwemali kwaye ufumane iindlela zokuphucula ukuhamba kwemali yakho.
Indlela ekhawulezayo kwaye elula yokwenza uhlalutyo lwemali yokuqhathanisa ukuthelekisa ukuthengwa kwemali engakhokhelwa kwixabiso lokuthengisa elipheleleyo ekupheleni kwenyanga nganye. Ukuba ukuthengwa kweentlawulo ezingenakuhlawulwa zikhulu kunokuba kuthengiswa ngokuthe ngqo, kuya kufuneka uchithe imali engaphezulu kunokuba uyifumane kwinyanga ezayo, ebonisa ingxaki yokungena kwemali.
Unokwenza kwakhona uhlahlo lwabiwo-mali lwemali yakho .
Imizekelo yokuBaluleka koHlelo lokuHlahla kweMali
Uhlalutyo lokuhamba kwemali lubaluleke ngokukhethekileyo kumashishini okuqalisa okanye amashishini afana nokwandiswa ngokukhawuleza xa ukwandisa iindleko zentengo, iindleko eziphezulu zezabasebenzi, ukuthengwa kwezixhobo ezitsha kunye nokuveliswa kwezinto ezifunekayo kufuna iimveliso ezinkulu zemali, ngoxa ngexesha elifanayo kuthengiswa kwinqanaba elikhulayo kunye nemali engenayo bavame ukulahla (jonga 8 Imithombo Yoshishino Qala Imali kunye Nendlela Yokufumana Imali-mboleko Yentengiso ).
Ukugcina umkhondo wokuhamba kwemali kubalulekile nakwiimveliso zonyaka ezifana nabathengisi abenza inkampani yabo kwixesha leeholide okanye amashishini axhomekeke kwimozulu afana nokuhlelwa komhlaba okanye ukwakhiwa.
UkuSombulula iingxaki zeCash Flow
Ngamanye amaxesha imiba yokuhamba kwemali ingumphumo weendlela zokugcina ukugcina izinto.
Abaninzi abakontraki abaqeshwe ngabanye baxakeke kakhulu ngemisebenzi yabo yemihla ngemihla ukugcina iincwadi zabo zisesikhathini kwaye bathambekele ekuhambeni emva kokuhlawula iindleko kunye nokuthumela kunye / okanye ukuqokelela intlawulo kubathengi . Isixa esicacileyo samashishini amaninzi kukusebenzisa i-software ye-accounting (leyo ingavelisa i-invoyisi, ihlawule iibhidi, kwaye ivelise izitatimende zokuhamba kwemali kunye neengxelo ezifunyenweyo iingxelo). Esinye isisombululo kukuqesha umgcini-ncwadi.
Ukuba ingxaki yokuhamba kwemali yesikhashana yoshishino lwamashishini amancinci asebenzisa imigangatho yeebhanki okanye iimali-mboleko zesikhashana.
Umzekelo weenkcazo zeMali yokuHlola
Iingxelo zonyaka, ngekota, kunye neengxelo zemali-mali ziyakubonisa iingxaki ezikhoyo okanye ezikhoyo. Njengoko kuboniswe kwingxelo elandelayo yokuhamba kwemali yoshishino lokukhohlisa indawo, ukunyuka kwexesha kwintlawulo kungabangela ukuhamba kwemali engafanelekanga:
| 2011 | 2012 | 2013 | 2014 | |
| Ingxowa yeMali | ||||
| IiNkonzo zokuHlola | $ 40,000 | $ 42,000 | $ 41,000 | $ 43,000 |
| IiNkonzo zokuJonga | $ 20,000 | $ 21,000 | $ 23,500 | $ 23,000 |
| Iinkonzo zokucoca iiWindows | $ 15,000 | $ 17,500 | $ 18,000 | $ 18,000 |
| Ingqikithi yeCash Inflow | $ 75,000 | $ 80,500 | $ 82,500 | $ 84,000 |
| Inkcitho yeMali | ||||
| Imivuzo | $ 37,000 | $ 39,000 | $ 40,000 | $ 41,000 |
| Iindleko zeNtengo (Intengo yokuthenga) | $ 5,000 | $ 1000 | $ 300 | $ 500 |
| Ukugcinwa kunye nokuCocwa | $ 2,400 | $ 2,000 | $ 2,900 | $ 2,000 |
| Ukupapashwa | $ 500 | $ 300 | $ 300 | $ 300 |
| IInshshu | $ 1500 | $ 1600 | $ 1600 | $ 1700 |
| Iindleko zeeNkcitho | $ 46,400 | $ 43,900 | $ 45,100 | $ 45,500 |
| Ukuhamba kweMali | $ 28,600 | $ 36,600 | $ 37,400 | $ 38,500 |
| Q1 | Q2 | Q3 | Q4 | |
| Ingxowa yeMali | ||||
| IiNkonzo zokuHlola | $ 1,000 | $ 19,000 | $ 22,000 | $ 7,000 |
| IiNkonzo zokuJonga | $ 500 | $ 8,000 | $ 8,500 | $ 1,500 |
| Iinkonzo zokucoca iiWindows | $ 0 | $ 8,500 | $ 11,000 | $ 1,000 |
| Ingqikithi yeCash Inflow | $ 1,500 | $ 35,500 | $ 41,500 | $ 9,500 |
| Inkcitho yeMali | ||||
| Imivuzo | $ 700 | $ 17,000 | $ 18,000 | $ 4,000 |
| Iindleko zeNtengo (Intengo yokuthenga) | $ 0 | $ 1,000 | $ 300 | $ 500 |
| Ukugcinwa kunye nokuCocwa | $ 1,000 | $ 500 | $ 200 | $ 500 |
| Ukupapashwa | $ 300 | $ 100 | $ 0 | $ 0 |
| IInshshu | $ 0 | $ 0 | $ 0 | $ 0 |
| Iindleko zeeNkcitho | $ 2,000 | $ 18,600 | $ 18,500 | $ 5,000 |
| Ukuhamba kweMali | - $ 500 | $ 16,900 | $ 23,000 | $ 4,500 |
Eyaziwayo Njenge: Ukuhlawula ukuhamba kwemali, ukuhamba kwemali .
Imizekelo: Ukwenza uhlalutyo lwemali lweemali ezifunyenweyo ziya kukubonisa ukuba ngabaphi abathengi abahlawuleyo.