Indlela yokwenza uhlalutyo lohlahlo lwabiwo-mali

I-cash is petroli eyenza ishishini lakho liqhube. Ukuhamba kwemali kunokuchazwa njengendlela imali engena ngayo nakwi-shishini lakho; kubahluko phakathi kokukwazi ukuvula ishishini kwaye ukwazi ukuhlala kwishishini. Uhlalutyo lwemali lokuhamba kwemali yindlela yokujonga kwimpilo yakho yezemali. Kuyinto yokufunda ukuhamba kwemali kwi-shishini lakho, elibizwa ngokuba yibhajethi yemali, ukuchonga iipatheni zendlela ongena ngayo kwaye uhlawule imali.

Injongo kukugcina imali eyaneleyo kwimisebenzi eqinile kwinyanga ukuya kwinyanga. Uhlobo lohlalutyo lwemali lokuhamba kwemali lubizwa ngokuba nokuphuhlisa uhlahlo lwabiwo-mali .

Nantsi indlela

  1. Uhlobo lohlalutyo lwemali lokuhamba kwemali lubizwa ngokuba lukulungiselela imali kunye nokuhlalutya imali. Inxalenye yesicwangciso sexesha elifutshane lokubikezela imali . Qinisekisa inani lemali eliza kuhamba phakathi kwenyanga. Ukuba uqala nje ishishini lakho, kufuneka udibanise ibhalansi yokuqala ngemali ofuna ukuba nayo yonke inyanga. Kuya kubakho kwakhona inani lokuthengisa onayo ngenyanga yokuqala. Iintengiso zibandakanya zombini ukuthengisa ngemali kunye nentengiso oyenzayo kubaxumi bakho abahlawula ngetyala.
  2. Qinisekisa inani lemali eya kuphuma phakathi kwenkampani yakho ngenyanga. Uya kuba neendleko. Kuya kufuneka ukuba uthenge iimpahla zeofisi . Ezinye iindleko zenyanga zingabandakanya ukukhangisa, iindleko zithuthi, iindleko zemivuzo, nje ukubiza ezimbalwa. Uya kuba neendleko zenyanga zenyanga, njengeentlawulo. Unokuba neendleko ezenzeka nje ngezinye iinkhathi, njengokuthengwa kwezixhobo zekhompyutha, izithuthi okanye ezinye iindleko ezinkulu. Nasi umzekelo weShedyuli yeeNtlawulo zeeKharityi isinyathelo sesibini sebhajethi yemali.
  1. Ufuna imali eyayiza kuqhuma kwenkampani yakho (Isinyathelo 1) ukuba ibe mkhulu kunemali eya kuphuma kwiqumrhu lakho (Isinyathelo 2). Oku kuthetha ukuba ukungena kwemali yakho yenyanga kufuneka kube mkhulu kunakho ukuphuma kwemali yakho ngenyanga ukuze ufumane imali eyaneleyo yokusebenza yakho. Nantsi iphepha lokusebenzela elingenanto ongayisebenzisa ukubala ukunyuka kwakho kwemali okanye iirisithi zemali kunye nenye iphepha lokusebenzela elingenanto ongayisebenzisa ukubala iintlawulo zakho zemali.
  1. Ibhalansi yakho yokuphela kwinyanga yokuqala iba ngumlinganiselo wokuqala kwenyanga yesibini. Uyenza uhlobo olufanayo lokuhlalutya. Ngenyanga nganye, kufuneka udibanise izinto ezininzi ekuhlalutheni kwemali yakho njengoko ishishini lakho likhula. Kufuneka uthathe isigqibo sokuba yeyiphi imali engundoqo yokuphela kwemali yinto ofumanayo eyamkelekileyo kwiqumrhu lakho kwaye ujolise kuloo nani ngenyanga.
  2. Ukuba ukuhamba kwakho kwemali kuhamba kakubi kwinyanga enye, uya kuboleka imali yenyanga leyo kwiintsapho okanye ngabahlobo, abatyala-mali, okanye kwi-bhanki okanye nakwamanye amaziko emali. Emva koko, ukuba ukuhamba kwakho kwemali kulungile ngenyanga ezayo, unokuhlawula loo mboleko.
  3. Qhubeka wenze njalo nyanga nganye kwithuba lakho lokubikezela. Zama ukugcina ububoleka bakho ubuncinci kwaye imali yakho iyenze enkulu kuneziphumo zakho. Khumbula ukuba uhlahlo lwabiwo -mali luyixwebhu lokubikezela ngemali kodwa uzame ukuyilandela ngokukhawuleza. Nanku umzekelo weBhajethi yeCash Budget ezalisiweyo, ngokusekelwe kwiishedyuli sele zigqityiwe, ukuba unokuzijonga. Nantsi iphepha lokusebenzela elingenanto ongayisebenzisa kwiinkampani zakho.

Iingcebiso

  1. Khangela eli nqaku . Ibonisa indlela yokusebenzisa uhlahlo lwabiwo-mali njengenxalenye yesicwangciso esicwangcisiweyo semali.
  2. Eli pheshethi likunceda ukuba uhlakulele inxalenye yokuqala yebhajethi yakho yemali, iShedyuli yeeRhafu zeRhafu. Lephepha lokusebenzela elingenanto likunika ithuba lokuphuhlisa iShedyuli yeeRhafu zeRhafu.
  1. Lo mzekelo weShedyuli yeeNtlawulo zeCash ubonisa indlela yokuphuhlisa ishedyuli yenkampani yakho. Nantsi iphepha lokusebenzela elingenanto ongayisebenzisa ukuphuhlisa iNkcazo yeeNtlawulo zeCash kwenkampani yakho.
  2. Nasi umzekelo webhajethi yemali esekelwe kwiishedyuli ezenziwe ngaphambili. Nantsi iphepha lokusebenzela elingenanto ongayisebenzisa kwiinkampani zakho.
  3. Funda kwaye ulandele le Zicebiso 6 zokugcina i-cash flow flow kunye neengcebiso malunga nendlela yokwandisa ukuhamba kweCash yakho .

Ingaba ufuna ntoni