Ulawulo lweMatyala, uLwazi lokuLawulwa kweMali kunye neeAkhawunti ezifumanekayo
- Ulawulo lwamatyala
- Ulawulo lokungena
- Ukuqokelela imali efunyenweyo
Zonke ezi zintathu zengxaki zoshishino ziyakwazi ukuphazamisa ngokukodwa ukuhamba kwemali yakho, ngoko ke makhe sijonge into enokuyenza ukuze uphulukise ezi zifo.
A) Ulawulo lwetyala elibi.
Ngaphambi kokuba uphumelele ngonyango le ngxaki, kufuneka ukwazi ukuba kutheni unetyala elikhulu. Ngaba uthembela kakhulu kumgca wekhredithi okanye amakhadi ekwereta ukuhlangabezana neendleko zoshishino? Ezinye iintlobo zamatyala zibiza kakhulu kunezinye; mhlawumbi ukuthatha imali mboleko yeshishini kuya kuba yisisombululo sokulawula isikweletu esincinci xa ungenakukwazi ukufezekisa ngokufanelekileyo iindleko zokuhlangana kwiirhafu.
Ukuba iimali-mboleko ezikhoyo ziyimpembelelo yengxaki yakho yokulawulwa kwetyala, unako ukufumana imali-mboleko yokuhlanganiswa okanye uphinde uphinde uxoxe ngemigqaliselo yakho yangoku mboleko. Okanye mhlawumbi unempahla enokuthengiswa ukuze ukwazi ukuhlawula enye okanye ityala lakho lonke.
Ngaphambi kokuba wenze nantoni na enqabileyo, kufuneka uxoxe nomgcini-akhawunti wakho kunye / okanye umcebisi wezikweletu kwaye ufune iingcebiso malunga nokuba yisiphi isisombululo sokwenza ityala esona sikhulu.
Ukuba uzifumana kwindawo yokutyelelwa ngee- arhente zokuqokelela , la mabini amanqaku anika iingcebiso ezifanelekileyo malunga nendlela yokujongana nababolekisi bakho kwaye ugcine uphawu lwakho lwekredithi ngendlela efanelekileyo:
- Kubaluleka kokusebenza nababolekisi
- Amaqhinga okuhlawula iIqoqo leMatyala
Kwaye ukuba ucinga ngokufakela i-bankruptcy, funda indlela ongakuphepha ngayo i-Bankruptcy eCanada & Gcina i-Business yakho encinci kuqala; Ukufakela uLahlulo I-Proposal ingaba yindlela engcono kakhulu.
B) Ulawulo lwezinto ezimbi.
Inventory inokuyidala ngokukhawuleza ukuhamba kwemali ngenxa yokuba ibophelela imali yoshishino lakho.
Emva kokuba uqhube imali yakho kwindawo yokugcina impahla, oko kuthetha, awukwazi ukuyisebenzisa nayiphi na into. Okubi kakhulu, ukuba ayithengi yonke into, unokugqiba ekubeni uyicaphuse okanye uyibhale phantsi, ulahlekelwe yimali ngenye indlela.
Ukufumana ibhalansi yolawulo lwempahla yolungelelwano phakathi kwesantya sakho inkampani kufuneka ihlangabezane neemfuno zamakhasimende kunye nokuba kuthatha ixesha elide ukuthatha ababoneleli ukugcwalisa iigosa zemizuzu yokugqibela kunokunyaniseka, kodwa kunokwenzeka. I-Rosemary Peavler ichaza indlela yokuhlalutya i-Asset yakho yokuFafa , yokuThuthuka, kunye neNtengiso ukwenzela ukuba unokumisela ukulawulwa kwempahla yakho. Ungaphinda ufune ukufunda isihloko sakhe.
C) iingxaki zokuqokelela i-akhawunti efunyenweyo.
Ukuqokelela i- akhawunti efunyenweyo enye inxalenye yolawulo lokuhamba kwemali ebalulekileyo kwimpilo yoshishino lakho. Ukuba ukuqokelela i-akhawunti yakho efunyenweyo ilukhuni kukho iikhosi ezimbini zokwenza ukuphucula imali yakho:
1) Thatha isenzo ukukhawulezisa intlawulo.
Okokuqala, i-invoyisi ngokukhawuleza. Ukuyeka i-invoicing kunika umthengi ingcinga yokuba awukhathaleli ukuba kuthatha ixesha elide ukufumana imali yakho. Okwesibini, thabatha amanyathelo okukhuthaza ukuhlawula okukhawulezayo, njengokuchaza ngokucacileyo intlawulo ngenxa yemini kwaye uthumele izaziso ezingapheliyo.
5 Iindlela ezikhawulezayo zokuphucula ukuHlahla kweMali yakho inika iinkcukacha kunye neengcebiso zokukunceda ukuba ufumane imali efunekayo. Sebenzisa iinkonzo zokuqokelela xa kuyimfuneko. Ukufumana imali xa unako ukuhlala ulungele ukuhamba kwemali yakho ngaphandle kwetyala elibi.
2) Ukuphonononga imigaqo-nkqubo yakho yekhredithi kunye neembali zemboleko zabathengi kunye / okanye abathengi.
Ukulawula i-credit card yakho yintengiso yintengo ebalulekileyo yolawulo lokuhamba kwemali. Ukukhulela abathengi abangenanzuzo, abo bendleko yokugcina ngaphezu kokuba bongeza kwizantsi. Gcoba abo banembali yokuhlawulwa kwexesha. Khumbula ukuba akudingeki ukwandise ikhredithi kumntu. Ukufumana isheke kwikhredithi kumthengi phambi kokuba ukwandise i-credit yinto efanelekileyo. Ukuba umthengi unembali yokuhlawulwa kwentlawulo, ukutshintsha imigaqo yeebhanti okanye ukuphelisa i-credit ngokupheleleyo kungafuneka.
Gcina Imali Yakho Yezo shishino Fit
Ukuba usebenze kuzo zonke iimvavanyo eziku maphepha amabini, iimali zakho zoshishino zifumene ukuqhuba kakuhle kwaye ngoku uhlala kwindawo efanelekileyo yokuphucula ukuhamba kwemali yakho, wandise inzuzo yakho kwaye usebenzise izicwangciso zakho zoshishino. Nangona kunjalo, njengawo nawuphi na ulawulo olutsha lomzimba, ubuqhetseba ukuqhubeka uyenza. Kule meko, oko kuthetha ukulawula ngokufanelekileyo imali yezoshishino zakho ngokuqhubeka nokusebenzisa uhlahlo lwabiwo-mali lwakho kunye nokuhlalutya iingxelo zakho zezimali rhoqo ukuze wenze utshintsho xa kwaye kwaye kuyimfuneko.
Ukukhangela ezinye zeeNtengiso zeNcinci?
- UCwangciso loCwangciso loShishino-senza iSicwangciso soShishino seShishini esiza kubonelela ngesikhokelo soshishino sakho sonyaka ozayo okanye ngaphezulu.
- Ukunikezelwa kweNkonzo yoMthengi - Funda indlela yokubonelela ngeenkonzo ezilungileyo zabathengi, uhlobo lwenkonzo yabathengi ezakha ukunyaniseka kwamakhasimende, unikeza ukukhangisa ngegama elimnandi, kunye nokwandisa ukuthengisa.
- Ulwazi lweTeknoloji yoLwazi - Funda indlela yokukhusela nokulawula idatha yakho yezoshishino, lawula oonxibelelwano lwabaxumi, ulungise inkqubo yolawulo loxwebhu kwaye ulungiselele ukugcinwa kweTeknoloji yeeNkcukacha kunye nesicwangciso seNkcenkceshe kule mpu