UJoe Stampone ungumgcini we-blogger ye-real estate esekelwe kwisiXeko saseNew York, kwaye ukhupha ingxelo ebizwa ngokuba yi- Top 7 Real Estate Crowdfunding Sites kwabathengi. Unokufumana ikopi kwaye ufunde ibhokisi yakhe apha apha. Ndakufuna ukukunika umxholo apha, kuba abantu abaninzi baqala ukutshintsha indlela abatyala-mali abangabandakanyeka ngayo kwiiprojekthi ezinkulu zentengiso. Ndithatha ezinye iinkcazo kwingxelo yakhe ukukunika uluvo olugqithiseleyo.
Abatyalomali kufuneka baqiniseke ngokukhawuleza amathuba okufunwa kwabantu. Cinga ngolu hlobo njengengxelo yokuqala.
I-Crowdfunding isebenzisa iteknoloji ukuzisa iiprojekthi kunye nabatyalo-mali kunye. Makhe sithethe ngokuqala malunga namaqonga ahlukeneyo e-toay yakho kwi-crowdfunding. Kukho inkcazelo engaphezulu kwirekhodi, kodwa oku kuya kufumana iinyawo zakho zimanzi.
Ulwabiwo-mali oluPhezulu ngeNkokeli
Iimpawu: Ukuthengwa okwexeshana kunye nexesha elide (iminyaka emihlanu). Ukubuyisa, umngcipheko, kunye neendlela zokusebenzisana ziyahlukahluka, kodwa ngokuqhelekileyo zinikela ngokubuyiswa okukhethiweyo kunye nokwahlukana kwemali ngaphaya kwexesha elibiweyo lokubuya.
Imizekelo: I-RealCrowd, i-CrowdStreet kunye ne-Real Estate
Ulwabiwo-mali / uLwabiwo-mali kwiNyunjwa entsha
Iimpawu: Utyalo-mali mali unikezela ukuthengwa kwamanzi kunye nokuhlala ixesha elide. Amatyala kunye nokunyulwa kwamashishini atyala ngokuqhelekileyo anikezela ngezinga elimisiweyo lokubuyela kunye nexesha lokugqibela, ngokuphakathi kweminyaka eyi-1 ukuya kwe-3.
Imizekelo: I-RealtyShares ne-RealtyMogul
Ukutshala imali ngokuzenzekelayo kwiMatyala
Esi sinokuba isisombululo esihle kwi-system-off system off investor. Umtyalo-mali ubeka iiparitha zabo kunye ne-underwriter algorithms abanika imali-mali. Utyalo-mali lusetyala kunokuba lilingane, kwaye i-algorithms ingakhiwa ukuze kuhlolwe iingxenye zetyala lokutyalomali.
Iimpawu: Iziphumo zinikwe phakathi kwe-6% kunye ne-12% ukubuya kwaye zinemiqathango yeenyanga ezintandathu ukuya kwiinyanga ezingama-36.
Umzekelo: PeerStreet
I-Fundrise eREIT / Platform Fund
I-Fundrise i-REIT ngumzekelo omtsha ovumela ukuba abatyali-mali abanamkelekileyo nabangavumelekanga bafumane ithuba lokutyalomali njengama-$ 1,000. Ingeniso ye-Fundrise i-REIT igxile kwi-investment investments kwaye inika abatyala-mali inani lokubuyisela, iifizi eziphantsi, ukwabiwa kwekota, kunye nokuthengwa kwekota.
I-Income EREIT ijolise ukubuyiswa kwe-15% ngonyaka.
Ubutyebi buncinane bezinto ezimbi kule ndlela yokutyalomali. Xa imarike ikhula iyasebenza kakuhle. Nangona kunjalo, kwiimarike ezinciphayo awufumani ithuba elininzi lokuphuma lwakho kotyalomali kwinqanaba lexabiso eliqikelelweyo.
I-Buffet yeeNgxowa
Kwakhona kuthiwa yiNgxowa-mali yeNgxowa-mali, le ndlela igxotha kwiimali kwiiplatifomu, isebenzisa inzuzo nganye. Ukusebenza kwebhayisiki yakho yotyalo-mali kuya kuxhomekeka kubaphathi abaqhuba ukhetho. Kwiingxowa-mali ezihlukeneyo le ndlela isetyenziselwa ukunciphisa umngcipheko jikelele ngokusebenzisa ulwahlulo phakathi kwamacandelo eengxowa-mali enomdla-mali.
Umzekelo: AlphaFlow
Joe Stampone's Top 7 List
Ndiyazi xa ndiphuma ngaphandle kwam. Ngenxa yokuba ndibhalela abaqeqeshi bezoqoqosho kunye nabasomali-zimali, ndiya kuqhubeka kunye ne-crowdfunding kodwa ngokuqinisekileyo ndiya kungena kuyo ekujuleni kwayo kule ngxelo.
Ndiza kunika ama-Joe "amaqhosha angama-140 okanye ngaphantsi" ukukhokela kulowo nalowo ncinane utyalo-mali. Le ngongoma ye-iceberg ngolunye ulwazi olunzulu olunikayo. Ndifuna ukuzisa aba batyalo-mali kunye nabashenxi abasebenza nabo.
I-PeerStreet -indawo yokurhweba ekutyala imali kwi-real estate yemali ebolekileyo. Ubutyebi obuncinane: $ 5,000
Ukufumana i-Real Estate - isakhiwo sezindlu ezixhomekeke kwiindawo ezithathwa ngabantu abaThengileyo. Baxhaswa kwaye baqeshathele imali-mali kuphela kwii-quality treatments. Ubutyebi obuncinane: i-$ 1,000.
I-RealtyShares- indawo yokuthengisa kwi-intanethi ye-real estate inikezela abatyalo-mali ukuba bafikelele kwi-intanethi yexabiso elincinci kwiimarike zesekondari nakwezemfundo . Ubutyebi obuncinci: i-$ 5,000 kunye notyalo-mali olukhethiweyo njengama-$ 1,000.
I-Fundrise - isebenzisa iteknoloji ukubonelela ngamathuba okutsalwa kwezindlu zangaphandle, kwi-intanethi, kunye nemali ephantsi-oko kuthetha ukuba unokufumana ibuyiselo ezingcono.
Ubutyebi obuncinane: i-$ 1,000.
I-RealCrowd- inikezela abasebenzisi bayo amandla okutyala kwi-real estate ye-commercial real estate echaziweyo kunye neengcali abaxhamli bezindlu, intlawulo yemali, kunye nebala elipheleleyo. Ubutyebi obuncinci: buyahluka, kodwa ngokuqhelekileyo ngu-25,000.
I-CrowdStreet -ukufumana utyalo-mali olunzulu kunye nesisombululo solawulo esenzelwe ngokukhethekileyo ukuthengiswa kwezindlu. Utyalo-mali ophantsi: Uhlawuleka, kodwa u-$ 25,000.
I-AlphaFlow - inceda abatyali-mali ukuba bakheke kwaye baphathe iipotifoliyo ze-real estate kwi-industry-crowdfunding industry. Ubutyebi obuncinane be-$ 25,000.
Oku kungukungeniswa kwakho, kwaye uza kufumana ingqwalasela engcono kulezi ziqulatho kwingxelo, kwaye oko kukulungele wena okanye abathengi bakho.