Faka ukungena kwempahla yabantu . Ukuma phakathi kwepropati kunye nabasetyalomali abaphelileyo ngabacebisi-mali-mali, iimali zempesheni, iimali zabucala, kunye nabathengisi bezindlu.
Ngamnye uhlawula iirhafu. Eminye imiqathango kule ntsebenzo, ukungafihli kangako kukho yonke inkqubo yokuxhaswa ngemali / yokutyalomali.
I-Crowdfunding yenza kube lula kakhulu kumnini wepropathi okanye umphuhlisi ukuba ahambe ngqo kumtyalo-mali kwaye oko yintoni ekufunwa ngabantu abahlala kuyo.
I-Fundrise: Utyalo-mali kwiMpahla yeZakhiwo zeMpahla
I-Fundrise iyinkokheli kwisithuba sezindlu ezixhamlayo kunye nesinye seziza zethu zokubambisa i-2015 ukuze zibukele.
Abasunguli beFundrise, abazalwana bakaDaniel noBenjamin Miller, babeyinxalenye yoshishini lohlobo lwezindlu. Nantsi indlela abachaza ngayo i-genesis yokuseka i-Fundrise:
Njengabaphuhlisi beentengiso zasemadolobheni, sichitha iminyaka sakha iiprojekthi ezizodwa ze-real estate eWashington, DC. Kodwa ngokuphindaphindiweyo kunokuba kunjalo, xa siphume ukunyusa imali evela kwiimali zotyalo-mali kwiindawo ezifana neNew York City okanye ngaphandle kwelizwe. Ininzi yabo yayinxibelelwano oluncinane kwiindawo esazakhayo kwaye kaninzi sasingazange sive ngeendawo zokuhlala.
Kwi-Millers, malunga nokunika wonke umntu-ngokukodwa, abatyala-mali-bendawo-ithuba lokutyalo-mali kwi-estate.
Nantsi indlela inethiwekhi ye-intanethi yeendaba zezimali, i-CNBC ikubeka ngokuchanekileyo:
Ukuba unenkxalabo yokuba ngumtyalo-mali omncinci, kukho iindaba ezilungileyo kuwe ... unesigxina kwi-3 yeZiko leeNkcukacha zoRhwebo eMhlabeni wonke.
Indlela iFundrise isebenza ngayo
Nge-Fundrise, abatyali-mali banokufikelela kwiimali-mali ezithengiswayo kwiindawo ezithile zeemarike zase-US kunye nokutyalomali okuncinci kwe-$ 5000 nje. Kungenxa yokuba iFundrise iyimarike yamathuba otyalo-mali. Iqela leFundrise liphakamisa ngamakhulu emisebenzi nganye inyanga kwaye emva kokuba inkqubo yokukhuthaza ngokufanelekileyo ikhetha ukubhala phantsi i-5% yeentengiso ezikhoyo.
Emva kokuba eso sigqibo senziwa phantsi, abatyali-mali kwisigqeba se-crowdfunding banokuphanda ithuba kwaye bathathe isigqibo sokutyalwa kunye nesihlwele. I-Fundrise isebenza kunye neefisi eziphambili zendawo yokuhlala ukuqinisekisa ukuba abatyali-mali bafumana amathuba okutyalomali kwiipropati eziphakamileyo zeeprofayili, njenge-3 yeZiko loRhwebo lwehlabathi (isakhiwo esi-3 esona side kunabo bonke kwiZiko loRhwebo lweWorld).
Abaxhasi bezeMali zeFundrise
Ingxenye yamandla kwiModeli yeFundrise kukuba abo batyali beefomali bafunda njengoluhlu lwabani bootyalo-mali basemhlabeni jikelele. Abaphathi abaphezulu kwiifemu ezifana ne-Silverstein Properties (iWorld Trade Centre), uAckman Ziff, Loopnet, Renren, Properties Rising Realty, kunye noPhuhliso lweNtshona zizonke ukubethelwa kwiFundrise ukuba zikhokele phambili kwintlalo yoluntu.
Inkqubela yeFundrise
Inkampani ithi ibenamalungu angaphezu kwama-40,000 abatyali-mali abasayinwe kwiqonga layo ngoFebruwari 2015.
Yintoni enomdla kukuba ngokungafani nokutshala imali kwingxowa-mali, apho kunzima ukubuyisela imali yakho ngaphandle kwesahlulo semali nganye okanye sekota, umtyalomali angasebenzisa iFundrise ukudala iipotifoliyo ezahlukileyo ze-propati eyenzelwe ukuthengiswa kwempahla rhoqo. -3 iminyaka. Umtyalo-mali unokuthabatha loo mali okanye ayihlume ngokukhawuleza kwi-investment entsha.