Nazi iindawo ezi-7 eziza kuSebenzisa ukuNceda iNgxowa-mali kwiiNkcitho zeeMali
Iindleko zokufundiswa kweekholeji ziye zaqhaqha kwiinyanga ezili-10 ezidlulileyo kunye neengcali zikulindele ukuba iindleko zemfundo ziqhubeke nokuhamba kwazo ngaphezulu kweminyaka engama-20 ezayo. Ngoko, ngumfundi okanye umzali onjani?
Faka i- crowdfunding . Abafundi kunye neentsapho ziqala ukubuyela kwisihlwele ukuba zihlawule iikholeji zazo kunye nezifundo zesikolo. Esikhundleni sokugqiba isikolo kunye nokungena kubasebenzi abakhwelwe ngamakhulu amawaka eedola zetyala lomfundi, ukuxhamla abantu abaninzi kunceda abantu bahlawule ngokupheleleyo kwiikholeji ngokusasaza iindleko phakathi kwabaxhasi abaninzi kwihlabathi lonke.
Kutheni Umntu Onokuthi Utyalole Kwimfundo Yomnye Umntu?
Kwezinye iimeko, abaxhasi abaninzi abaxhamlayo bazimisele ukunceda ngeendleko zekholeji kuba bangabangane okanye amalungu omndeni. Ukwazi umfundi kunye nentsapho yabo, bayaziqonda iimeko kwaye bazimisele ukungena ngaphakathi. Kunokuba nzima ukucela uMalume uJake ubuso nobuso ukuba uzimisele ukukhupha i-dollar eyi-dollar kwiincwadi zezifundo. I-Crowdfunding inikeza isixhobo esicinezelekileyo sokucela nokunika inkxaso.
Kodwa kutheni ukuba abantu abangaqhelekanga banokukhetha ukukunceda ukuhlawula i-degree ye-bachelor degree? Benza njalo, kungekhona ngenxa yokungabi nantoni, kodwa ngenxa yokuba ubapha umvuzo wokutyalomali kwabo.
Kwaye oko kubanjwa.
"I-Contract Capital"
Ukuba uhamba ngaphezu kwabahlobo kunye nosapho ngenjongo yokuxhaswa ngemali, unokufuna ukubuyela kwindawo ebizwa ngokuba yi-"capital contract". Ngenkontileka enkulu yomntu, uyazibophelela ukuba ukhokhe ipesenti yengeniso yakho eqhubekayo kubantu abangaqhelekanga, ngokuphindaphindiweyo kwiminyaka elishumi. Iikontraki zinokubopha ukuba uhlawule 10 okanye 20% yengeniso yakho phezu kwemali ethile kwiminyaka ezayo.
Ngokuxhomekeke kwizinto ozenzayo ukuze wenze ubomi, abatyala-mali bakho bangenza kakuhle okanye bahlupheke kakhulu. Kucacile ukuba, abatyali-mali batshabalalisa ukuba uza kuhlawula umsebenzi ohlaselayo, ophezulu.
Ukuba uzibuza, Ngaba imfundo yekholeji ingeniso-mali oluhle? UWarren Buffett uye wayedla ngokuphindaphindiweyo, phambi kwabaphulaphuli be-school-school students, ukuba uya kuhlawula i-$ 100,000 kwi-10% yemvuzo yexesha elizayo lomfundi. Iinkampani ezifana ne-Upstart ne-Pave zenze oko kwenzeke.
Ingaba yinto enhle ukuzibophelela ukuhlawula inxalenye yengeniso yakho kwiminyaka elishumi ezayo? Inyaniso kukuba, ukuba uboleka imali ukuhlawula ikholejini, uya kwenza njalo. Ukwahlukana kukuba ngebhanki iirhafu zakho zenzalo ziza kusekwa (ngokuchasene nokuba kusekelwe kwingeniso yakho), kwaye uza kuhlawula kwiziko elilodwa kunokuba ube nabantu abaninzi. Kwimeko apho, kukho iimfuno zomthetho ezixhunywe kwisivumelwano kunye nomthetho omtsha obizwa ngokuba ngumThetho weCrowdfund Act.
Umbuzo wokuba i-crowdfunding ilungile ukuba uya kuxhomekeka kwisixa okulindele ukuba wenze, kunye nenqanaba lakho lokuthuthuzela kunye nombono wokuziqesha "njengentengo yabantu."
Ukulungele Ukuqalisa?
Nazi izihlwele ezisixhenxe eziphakamileyo ezingasetyenziselwa ukuxhamla iindleko zakho zemfundo ephakamileyo.