Funda iSisiseko seMpahla yeTyala ngokuTyala imali ngaphambi kokuthenga iMpahla yakho yokuqala
Uvavanyo lweZakhiwo: Cinga ngeenjongo kunye neMathe
Cinga ixesha elithathayo ukufumana indawo efanelekileyo yokutyalomali. Emva koko, funda iindlela zokuvavanya ukujonga ukufaneleka kwezakhiwo kwiipotfoliyo yakho yokutshala imali.
Ngokuqhelekileyo, abatshali-mali abatyelayo bayotyelela iipropati, abommandla bezophando kunye nokunyamekela ingqalelo kwiinkcukacha ezibonelelwe ngokuhlalutya iimakethi (CMA). Ekugqibeleni, fumana izixhobo zokubala eziyimfuneko ukuthelekisa izakhiwo kunye nokuchonga inzuzo yabo.
Qonda iindlela zokufumana inzuzo kwi-Real Estate Investment
Ukuhamba kwemali kubaluleke kakhulu xa kuziwa ekukhetheni iimali-mali zendawo, kodwa zikhona ezinye iingeniso zokuba ne- real estate engathonya iipropthi ozikhethayo. Ngokuqhelekileyo, abatyali-mali balinganisa inani lenzuzo abayifumanayo ngokulungiswa kwepropati kunye nokuthengisa-ezaziwa ngokuba yi-flipping - ngokuchasene nokuqashisa. Kananjalo banomlinganiselo wokufumana ingeniso yabo yonyaka ngokumalunga neepropati 'ezithengiswayo zokunciphisa ukulinganisela ukucacisa ukuba zininzi zentlawulo.
Yazi i-Pitfalls of Leverage
Ukuthengwa kwepropati ngexabiso elincinci okanye ukungahlawulwanga kuyinto ekhangayo, kodwa kukho iingcambu ezinkulu kwiqhinga.
Ngokucacileyo, umyinge ngumali otyalo-mali angenayo, kodwa unokufikelela, ukufumana i-asethi. Imali-mboleko kunye neengxowa-mali zokulingana kwezindlu zindlela iindlela abatyalo-mali abanokufumana ngayo iipropati zokutyalomali ngeyona nto okanye akukho mali. Abanye abatyalo-mali basemzimbeni basebenzise imali engeyiyo ebhanki njengenzuzo yokuthenga impahla. Nangona umyinge unokunyusa inani lepropati umtyalomali angayithenga - umzekelo, ukulinganisela kunokunceda umnini-mali ukuba athenge iipropati ezimbini endaweni yabanye abatyalo-mali abatyisebenzisiyo ngaphandle kokuqonda ingozi.
Ukubolekwa kwemali: Into ebalulekileyo ekuzuzeni
Ukuqonda iintlobo zemali ekhokhwayo kunye neenzuzo ngamnye kunye neengozi zibaluleke kakhulu kwimpumelelo yakho yokutsalwa kwezindlu . Abatyalomali kufuneka babe neepesenti ezingama-20 zexabiso lokuthengiswa kwepropati ukuze bafanele ukufumana imali yokuthenga imali. Abatyalomali kufuneka bathenge ngeenxa zonke ukuze bafumane iimali ezithatha inzala enomdla kwaye bahlale beqaphele xa kuthe kwafika ukuhla, ukulinganiswa kwezinga kunye nebholethi yokutsalwa kwemali yokuthenga imali. Funda malunga neenketho zakho ezininzi.
Ngaba Ufanele Ube ngumhlali?
Hlola izakhono zakho kunye nesimo sengqondo sokwenza isigqibo sokuba unqunywe ukuba ube umninikhaya . Ukongezelela ukugcina iimpahla zakho zokutshala imali, njengomnini-mnini, kuya kufuneka ufumane iiyure ezingama-24 ngosuku, iintsuku ezi-7 ngeveki ukulungisa iingxaki njengoko zivela. Njengomtyalo-mali-mali, unakho ukhetho lokuqesha umphathi wepropati ukuba uphathe imisebenzi yoshishino yemihla ngemihla.