Oku kunokuba kuphazamisekile, kodwa kuyanelisa kakhulu ekugqibeleni.
Ngamanye amaxesha othethwano, oluthatha ixesha elingaphezu kweveki nesiqingatha, ndatshwenyeka ukuba ibhanki ibonakala ingayinaki ingxaki yekhaya abazama ukuyikhulula.
IiNkcazo zokuQala
- Ngexesha elihle, ixabiso leli khaya laliphakathi kwe-$ 225k kunye ne-300k.
- Intlawulo yoluhlu lwangaphambili kwibhanki yayiyi-$ 179k.
- Senze isibonelelo sethu seenyanga ezintandathu okanye emva koko xa kubhalwe kwi $ 119,900.
- Endaweni eneemithetho engqongqo yendalo, ikhaya lifuna inkqubo entsha ye-septic ininzi kakhulu encinane kwintsimi ye-leach, ngaloo ndlela ibambe iitank.
- Inkqubo yokufumana ukungafani kokugcina amatanki kuthatha iintsuku ezingama-30-45, kunye nesiphumo esingaqinisekanga.
- Ibhanki ibonakala ngokucacileyo kuwo onke amaxwebhu abo abangazi nto kwaye ayenzi naluphi na ummeli ngokubhekiselele kwimeko , kwaye iya kuhlawula ukulungiswa kwezinto.
- Sifumene ukuqikelelwa kokuqala kwebhola lomsebenzi we-septic ngaphambi kokunikezelwa kwethu kuqala.
Yiloo meko ngomhla owenziwe ngayo. Kwakungekho namnye ukunikezelwa ngaphandle, nangona ikhaya laliboniswa kancane. Kwakuyimeko enhle, efuna ukuba ukongezwa kwendibano yokuhlala ngokukhawuleza ukuba i-septic yayilungile.
Makhe sihambe kwinkqubo ngamaphuzu aphambili kunye nezinto ezibalulekileyo:
- Unika ama-108,000 ngama-20% phantsi kwezimali.
- Ukuxhomekeke ekunikezeni ukuhluka kobuhlanga.
- Ukuxhomekeke kumthengisi ohlawula i-R10 000 ngokufakela i-septic phambi kokuvalwa, njengoko umthengisi omtsha wayefuna loo nto.
Lezo zizinto eziphambili ze-offer, kwaye yayibukhali obukhulu, njengoko ikhaya liba ngexabiso eligcweleyo lokucela, nangona ukuba i-septic kufuneka ithathelwe indawo emva kokuvalwa kwindleko yomthengi.
Nangona kunjalo, lo mntu wayengenayo imali ukwenza loo nto, ngoko ke sasifuna ukuba yenziwe ngumthengisi, okanye ubuncinci benkxaso kwixabiso.
Izinto zokuzibophelela
- Ibhanki iya kusebenzisa iifom zokunikezela ngekontraki, iphinda iphinda ithi yonke into yokuxoxisana kuyo nganye, ikhompyutha eyenziwe.
- Ibhanki yayifuna umhla wokuvala ngokukhawuleza ukuqinisekisa ukuba ukungafani kungavunyelwa kwaye kufakwe i-septic phambi kokuvalwa, kwaye babefuna i-100 / ngosuku ngosuku kumthengi ukuba sasiye ngaphaya kwaloo mhla "kungekho nxaxho yomthengisi."
- I-counter yabo yokuqala ibhekiselele ukuba abayi kuhlawula uphando, kodwa baya kuthenga ityala umthengi we-1500 kwiindleko zabo zokuvala.
- I-counter yabo yokuqala yokubonelela ukuhlawula nantoni kwi-installation ye-septic.
- I-counter yabo yokuqala yayisexabiso elipheleleyo le-$ 119,900.
Andiyi kuhamba nganye, kodwa iingxoxo zethu zijolise kwixabiso lokuthengisa, iindleko zecala, iindleko zophando / ukuvala kunye ne-clause ye-100% / yomonakalo yomhla kunye nexesha elifutshane de ukuvalwa. Wonke amanxeba evela kuthiwa acele ngaphezulu kwaye asuse nayiphi na intlawulo yemonakalo ukuba umthengi akakwazi ukufumana izinto ezenziwe ngexesha elifanelekileyo ngenxa yokulibaziseka kwi-county.
Ekugqibeleni, kuthatha ubuchule bokufumana le ntsebenzo, kwaye safumana le ntsebenzo. Nantsi indlela esenza ngayo iqela lethu lokugqibela, kwaye babuyela ngokulungile kuyo:
- Ixabiso lokuthengisa libe yi-$ 120,500, nangona sasinexesha lokufumana yonke indlela ukuya kuma-112,000. Uya kubona ukuba kutheni.
- Umthengisi uya kuhlawula umrhumo we-front of $ 1500 ukuze ulandelelanise inkqubo yokwahlukana.
- Umthengisi uya kuhlawula i-$ 10,000 kwi-system entsha ye-septic.
- Umthengisi uya kuhlawula i-$ 500 kwiindleko zokuvala umthengi. Kwaye, usuku lokuvala lwandisiwe.
Njengoko ubona, ngokuthumela intlawulo yethu yokugqibela kubo ngentengo yokuthengiswa kwenyuka ukusuka kuma-112,000 ama-$ ngokungabikho nantoni na enye imvume, senze ukuba bayithathe kwaye bayigubungele i $ 12,000. Le ntengo yokuthengisa intengo ye-$ 108,500, kodwa umthengi akayi kufuna enye imali ngaphezu kwe-20% yokuhlawula kunye nezinye iindleko zokuvala. Kuyinto enkulu kumthengi, oya kuvala kwikhaya elungele ukuhlala kunye ne-$ 50k + ngokulingana ngokukhawuleza.
Iphuzu kukuba ungalokothi uyeke ngebhanki. Ngethuba nje ngokuba beqhubeka bebuya kunye neentengiso, wenza okufanayo.
Ngexesha elithile, uza kwenza intsebenzo, kwaye mhlawumbi kungcono kunokuba wawukulindele.