Umthengi akayi kuhlawula? Thatha eliTyala eliMbi kwiiNtlawulo zakho

Xa Unokusebenzisa Amatyala Angalunganga Ukunciphisa ingeniso yezoshishino

Ngamanye amaxesha abathengi okanye abathengi abayi kuhlawula. Kungakhathaliseki ukuba zininzi iinkcazo ozithumelayo, nokuba uthetha umthengi kwinkundla encinci yamabango, awukwazi ukufumana imali yakho. Kodwa kukho indlela yokwenza i-lemonade kule lemon yomthengi.

Ukuba ishishini lakho sele libonise le mali njengeniso yengeniso yerhafu, unokukwazi ukunciphisa ingeniso yakho yoshishino ngemali yeetyala elibi.

Liliphi ityala elibi?

Inkokhelo embi okanye i-akhawunti engahlawulelwayo iyimali efunyenwe ngumthengi, umxhasi, okanye isigulane apho umnini-shishini okanye umboleki-mali akakwazi ukuqokelela.

Amatyala angalunganga angabhalwa ngumboleki -mali ekupheleni konyaka, ukuba kuqinisekiswe ukuba ityala aliyikuhlawulelwa.

I-IRS ithi amatyala amabi afaka:

• Imboleko kubaxumi kunye nabathengi
• Ukuthengiswa kweNkcitho kubathengi, okanye
• Iimboleko zemboleko.

Ndingabhalela njani amatyala ambi?

Amatyala amabi athatyathwa kwingeniso yoshishino ekupheleni konyaka. Ukuze ubhale izikweletu ezimbi, ishishini lakho kufuneka lisebenzise indlela yokwenza i-accrual accounting. Ngaphantsi kwendlela, ubonisa umvuzo xa uhlawule, kungekhona xa uqokelela imali.

Ukuba ishishini lakho lisebenza ngokubhaliweyo kwemali , awukwazi ukukhipha amatyala amabi ngenxa yokubalwa kwemali awuyikurekhoda ingeniso uze ufumane inkokhelo. Kule meko, awufumani imali engenayo, ngoko akukho ntlawulo yerhafu yokurekhoda ityala elibi.

Umzekelo Wendlela yokuBamba kweeMali eziMbi kakhulu:

Uthengisa i-$ 1000 yemveliso kumthengi.

Ngaphantsi kwendlela yokwenza imali , urekhoda kuphela ukuthengiswa xa ufumana imali kumthengi.

Ukuba umthengi akahlawuli, awubhalisi ukuthengiswa. Ngoko, ekupheleni konyaka, ukuba awukwazanga ukuqokelela imali, ayikho ityala elibi kuba akukho ntengiso erekhodwayo.

Ngaphantsi kwendlela yokwenza i- accounting , ufumene ukuthengiswa ngelixa uhlawule umthengi. Ngoko iirekhodi zakho zokuthengisa zonyaka ziquka i-$ 1000.

Ukuba ufumanisa ukuba awuyi kukwazi ukuqokelela le $ 1000, kufuneka usebenzise ngokuzenzekelayo imali kwiirekhodi zakho zokuthengisa ngaphambi kokuba ulungiselele irhafu yakho yentela.

Indlela yokuthabatha iindleko ezingalunganga Ukushiya iRhafu yeRhafu yeRhwebo

Khumbula, kuya kufuneka usebenze ishishini lakho kwi-accounting method accredited to qualify to take a deductions for losses.

Namanyathelo okubhalwa kwamatyala amabi ekupheleni konyaka. Kufuneka ulinde ekupheleni konyaka, xa umntu ehlawula.

Lungiselela ingxelo eguguleyo yokuguga. Ingxelo eguguleyo yokuguga ibonisa yonke imali efunekayo kuwe ngabo bonke abathengi, inani elihlawulwayo, kunye nexesha elide eliye lagqitywa ngayo.

Zizonke iindleko ezimbi zonyaka. Uya kufuna uluhlu lwabathengi abangazange bahlawule ngexesha lonyaka. Kufuneka wenze le ngqungquthela ekupheleni konyaka, kwaye kuphela ukuba wenze yonke imizamo yokuqokelela imali efunekayo kwishishini lakho.

Faka incwadana embi kwi-intlawulo yakho yentela. Ukuba ufake iirhafu zeshishini kwiShedyuli C , unokukrazula inani lemali embi. Uhlobo ngalunye lwenkokhelo yentlawulo yezorhwebo linendawo yokungena kwiindleko ezimbi.

Amashishini eNkonzo kunye neeMali eziMbi

Ngendlela efana nokubalwa kwemali, awukwazi ukurekhoda inkokhelo ehlawulwayo yeendleko ukuba awuhlawulwanga ngenkonzo.

Unokufumana, kodwa kufuneka uqokelele imali efunyenweyo ukuze ubhale irekhodi. Akukho mali engenayo ebhaliweyo, akukho matyala.