Ukusebenzisa ukunciphisa, ukukhutshwa, iiCredits kunye nee-Off-offs
I-Fund iSicwangciso soMhlala-phantsi seRhafu
Thetha nomcebisi wakho wezezimali okanye umcebisi weerhafu malunga nokubonelela ngemali isicwangciso somhlala-phantsi esifanelekileyo wena nabasebenzi bakho.
Ukuba usebenza ngokuzimeleyo kwaye unabasebenzi, unokufuna ukubheka umntu oqeshwe ngokuzimeleyo 401 (k).
Funda kabanzi malunga nezicwangciso zeSolo 401k, kunye nezinye izicwangciso zempesheni yomhlala-phantsi, kule nqaku evela kwi-Beginners Investing.
Thatha yonke iReductions Tax Tax
I-IRS inezininzi ezithatyathelweyo zerhafu ongazithatha ukunciphisa irhafu yakho yezorhwebo. Ukuba kukho iindleko zoshishino ngokusemthethweni, kwaye iirekhodi zezoshishino zakho zingabonisa ukuba imali isetyenzisiwe, unako ukuthatha intsalela kwaye unciphise irhafu yakho yezorhwebo. Thatha ixesha lokufunda ngoluhlu lwabathengi berhafu kwi-A ukuya ku-Z ukuqinisekisa ukuba awuzange uphoxiswe.
Ukuthenga izixhobo okanye iinqwelo zeNkampani zokuNciphisa ukuNciphisa
Ukuncitshiswa kwexabiso lokunciphisa amaxabiso akuzange kube ngcono, kwaye kungenokuba kungenjalo ngonyaka ozayo, ngoko unokufuna ukubheka ukuthenga isithuthi okanye inkampani kunye nokuyibeka kwinkonzo (qala ukuyisebenzisa) ngaphambi kokuphela konyaka.
Kwizinto ezininzi zezoshishino, unako ukuhlawula (ukukhupha kwiirhafu) 100% yeendleko zento, ngokufumana isibonelelo sexabiso lokunciphisa ibhonasi , ngaphezu kwezinye iindlela zokunciphisa ukukhawuleza .
Ukuqala ngo-2016, imithetho yexabiso lokunciphisa ibhonasi kunye neCandelo le-179 yokuncitshiswa liye linyuswa kwaye lisetyenziswe iminyaka emininzi.
Ixesha elifanelekileyo lokujonga ukuthenga izixhobo zoshishino kunye neenqwelo, ukuzisebenzisa ngokunjalo ukulondolozwa okongeziweyo.
Bhatala iibhonasi, izipho zabasebenzi kunye nabanikazi
Enye indlela yokwabelana ngobutyebi, ngoko kuthetha, kukunika ibhonasi kubaqeshwa nabanini. Kodwa kufuneka uqaphele impembelelo yerhafu, kokubili kwinkampani nakubasebenzi okanye kubanikazi. Umzekelo, ibhonasi yomqeshwa ihlawulwa njengeniso kumqeshwa.
Bhala i-Old Inventory and Outsource Equipment
Ukuze "ubhale" i-asethi ithetha ukukhupha ibhalansi yekampani yakho. Oku kunesiphumo esifanayo kunye nokunciphisa kwaye oku kuthetha ukuba ingeniso yenkampani yakho iya kuba yincinci, okubangelwa irhafu ephantsi. Ukuba unempahla endala efuna ukulahlwa okanye izixhobo ezingapheliyo ongayisebenzisiyo, ukuphela konyaka ixesha lokuthatha ixabiso langoku lala mafa kwiincwadi ukugcina kwiirhafu.
Bhala iziTyala ezimbi
Ngendlela efanayo nokuthatha izixhobo okanye i-inventory kwiincwadi zakho, kufuneka ukhangele iingxelo zakho zokuguga kunye nokugxila kubathengi abangakuhlawulanga ixesha elide kwaye mhlawumbi abayi kuhlawula. Kumele usebenzise indlela yokwenza imali yokubamba i-debt-offs, ngoko jonga kunye neengcali zakho zerhafu xa ungaqinisekanga ukuba iyiphi indlela oyisebenzisayo.
Ukuthatha loo mali kwiimali ezifunyenweyo yindlela enye yokunciphisa irhafu eninzi inkampani ezisebenzisayo ekupheleni konyaka. Funda kabanzi malunga nendlela oku kusebenza ngayo kweli nqaku malunga neendlela zokubhala kunye neengeniso zenkcitho kunye neendleko.
Ezinye Iingcebiso Zethuba Ukukhawula Imirhumo Yoshishino:
Inxalenye ebalulekileyo yokukhawulwa kweerhafu yithuba lokufumana ingeniso yezorhwebo kunye neendleko zokutshintshwa kwengeniso kunyaka apho kuya kuba nefuthe elikhulu ekunciphiseni irhafu. Kukho inani elilinganayo lokuqikelela ekubandakanyiweyo ukuba ukwazi ukuba yeyiphi iirhafu eziza kubakho kunyaka ngamnye kunye nezinye izinto, ngoko kukulungele ukuxoxa ngala macebo kunye nomcebisi wakho werhafu.
I-Stock up and Prepay
Ukunciphisa umrhumo wakho werhafu, isitokethi kwi-ofisi kunye ne-inventory. Ungakwazi ukuhlawula ngaphambi kokuhlawula izinto ezinjenge-insurances, inzala yomhlalaphantsi, kunye nokuba nobulungu kunye nokubhaliselwa, nje kuphela ukuba ezi zinto zixhomekeke kumashishini kwaye zingancitshiswa.
Ingeniso yexesha kunye neendleko ekupheleni konyaka
Esinye sezicwangciso zakho zokucoca intela ezinkulu ziba yimali yengeniso, uyigqithisele unyaka apho ulindele khona irhafu ephantsi. Umzekelo, ukuba ucinga ukuba iingeniso zakho ziya kuba ziphantsi ngonyaka ozayo, cima ukuthumela ii-invoyisi kude kube emva koJanuwari 1. Ukuba nomcebisi wezorhafu ofanelekileyo kunye neCPA efanelekileyo kubalulekile ukuba ufuna ukusebenzisa le qhinga.
Ukuzikhusela
Ingcaciso kule nqaku kwaye kule ndawo ayihloselwe ukuba irhafu okanye isiluleko somthetho, kodwa ukubonisa izihloko eziqhelekileyo zengxoxo kunye neengcali zakho zerhafu. Yonke imeko yoshishino iyahluke, kwaye imigaqo yerhafu ihlala ishintsha. Thetha irhafu yakho okanye umcebisi wezomthetho ngaphambi kokusebenzisa naziphi na izicwangciso zokucoca irhafu.