Iimali zokuThutshwa kweRhafu zokuNciphisa iRhafu yezoRhwebo

by Jean Murray

IziKhredithi zeRhafu zokuFikelela ukuPhepha, uPhando, abaSebenzi bokuHlaba, kunye nokuNinzi

Kwabanini banini-shishini, igama elithi "ityala yemali yerhafu" lithetha into entle, kodwa abaqinisekanga ukuba lithetha ukuthini eli gama, kwaye iikhredithi zerhafu zihlala zidideka kunye nokuncitshiswa kweerhafu. Njengoko uza kubona, iikhredithi zerhafu zingcono kunokuba zihluthwe. Kwakhona uchazwe kweli nqaku zizinye zeemeko zerhafu eziqhelekileyo ukuba amabhizinisi angasebenzisa ukunciphisa irhafu.

Yinjongo Yemivuzo Yentlawulo?

Izikripthi zerhafu zinikezelwa kumashishini nabantu ngabanye njengenkuthazo yeentlobo ezithile zemisebenzi. Ngokomzekelo, amashishini angakwazi ukufumana izikripthi zerhafu ekuthengeni izithuthi ezisebenzayo zamandla kunye nokwakha ngeemveliso "eziluhlaza". Ngokuqhelekileyo irhafu yerhafu inikezelwa ixesha elithile, ukuphela emva kwexesha kuphelile.

Imivuzo yokuThengwa kweeNtengo

Izikripthi zerhafu zokuthenga ishishini, kufuneka uthenge kwaye ufake inkonzo (iqalisa ukusebenzisa) izixhobo, isithuthi, okanye isibonelelo kunyaka xa ubiza ityala leerhafu.

Hlola ngeNgcali Yakho yerhafu

Njengoko ufunda uluhlu, qaphela ukuba zonke ezi khredithi ziza nemida kunye neziqinisekiso omele uzidibanise ukuze ufumane i-credit. Funda ngokucophelela, kwaye uxoxe ngeemali zerhafu ezinokubakho kwi-preparer yakho yerhafu okanye umcebisi weerhafu.

01 - Yintoni eyahlukileyo phakathi kweeNkcazo zeRhafu kunye nokuThuthwa kweRhafu?

Iingxowa-mali zerhafu ziphezulu, ngokwemali yokulondolozwa kwentlawulo, ukuxothwa. Iikhredithi zerhafu zithathwe kwingeniso ngaphambi kokuba inkokhelo engeniso yerhafu phambi kokuba ihlawulwe. Ukuncithwa kwentlawulo kuthathwa kwisinyathelo esilandelayo kwinkqubo yentela, ukunciphisa inzuzo engenayo yentlawulo.

Injongo yerhafu yerhafu kukunika ishishini ibheno lokuthatha isenzo (okanye ukungenzi). Kwiimeko ezingezantsi, ezi zenzo zinceda uqoqosho, imo, ukuphuhlisa ishishini okanye ezinye iinjongo zoshishino.

02 - INTSHOLONGO YENKQUBO YOPHUHLISO NOPhuhliso

Iingxowa zerhafu zophando kunye noPhuhliso ziye zafunyanwa iminyaka emininzi, kodwa amashishini amancinci ahlala esazi ukuba ayafaneleka ukufumana ezi khredithi. Umthetho we- PATH ka-2015 uquka ezinye izikhuthazo ezongezelelweyo-ngendlela yemirhumo yerhafu-amashishini amancinci asebenzisa i-R & D (uPhando noPhuhliso).

Nangona ishishini lakho lingenzi uphando lwezenzululwazi zendabuko, unokufumana ilungelo lokuthenga ngetyala ngezinye iintlobo zophando, kuquka:

phuhliso lwemveliso,
ukuphucula umgangatho wemveliso, ukuthembeka, okanye umsebenzi,
phucula u msebenzi,
kunye neentlawulo kubaphandi abangaphandle okanye abasebenzi abenza uphando.

Kubalulekile ukujongwa kule ngxowa-mboleko yerhafu.

03 - Iimali zentlawulo yeeNtengiso kunye nokukhutshwa kwe-"Going Green"

Ukwenza utshintsho kwi shishini lakho kunye nezixhobo zokukwenza amandla angaphezulu okanye amandla angqongileyo "anokuthandana" angakuzuzisa ngeentengo zemali zerhafu. Ukongeza kwiirhafu zerhafu, unokufumana ilungelo lokuncithwa kwentlawulo kwiinguqu ezenziwe kwiindawo zakho zoshishino.

Ngokomzekelo, iBusiness Energy Tax Investment Credit inikezela ngamashishini ngetyala malunga nokuthenga okanye ukuphunyezwa kwemisebenzi yokugcina amandla, njengama-fuel cells, umoya kunye namandla alanga.

04 - Ukufikelela kwiNkcitho yeMatyala yabantu abakhubazekileyo

Ukuba wenza utshintsho kwindawo yakho yezoshishino ukulungiselela abasebenzi kunye nabathengi abakhubazekileyo, unakho ukufaneleka kwizikripthi zerhafu yokufikelela. Ukususa izithintelo kunye nezibonelelo zokuhlaziya zenza injongo eninzi yokwandisa ukufikelela nokunciphisa irhafu yakho yoshishino.

05 - Umvuzo weNtsebenzo yeMboleko yokuSebenza kwabaSebenzi

I-Opportunity Tax Work Credit inikezela abantu abaqeshi abaqeqeshiweyo kunye nabanye ukusuka kumaqela athile ajoliswe kuwo. Le mboleko yerhafu iye yaguqulwa kwaye yandiswa ngamanye amaxesha. Ikhredithi yayilungiselelwe ukuba ichithwe ngo-2015, kodwa uMthetho we-PATH kaDisemba 2015 wabuyisela kwakhona ityala lekhredithi kwaye walilula ngo-Disemba 31, 2019.

06 - I-Alternative / Hybrid Vehicle Tax Tax

Abantu kunye namashishini athengisa i-brand new hybrid, i-electric okanye i-diesel fuel vehicle angasebenzisa "i-Alternative Vehicle Credit". Le mboleko yerhafu isebenza kwiimoto ezintsha kunye namaloli aqinisekisiwe ngetyala nge-IRS. I-IRS yerhafu yerhafu yerhafu yemoto inolwazi olungaphezulu.

Ukuze ufaneleke, isithuthi kufuneka sibe sesitsha (esingasetyenziswanga), kwaye kufuneka sihlangabezane neendlela ezithile zokusebenza kwamanzi kunye nezikhokelo zokuhamba. Ukuba ucinga ukuba uthengile isithuthi esingafanelekela, jonga ngecandelo lakho lezentela.

07 - Intlawulo yeNtlawulo yeNtlawulo yezeMpilo kwiNkcubeko

UMthetho Wokukhusela Umonde kunye noNonophelo ojongene noNonophelo olungabonakaliyo (u-Obamacare) uquka inkokhelo yerhafu ukukhuthaza abaqeshi abancinci ukuba banikeze i-inshorensi yezempilo okokuqala okanye ugcine ingqalelo ekhoyo.

Ikhredithi iyafumaneka kumashishini amancinci ahlawula ubuncinane isiqingatha seendleko zokubambisana kwabasebenzi babo. Ukuba ishishini lakho kunye nesicwangciso sakho sifumana iziqinisekiso, unokufumana i-credit ukuya kuma-50 kunye neeprojeyam zomshuwalense zempilo ozihlawulele abasebenzi. Qaphela kwakhona ukuba ikhredithi ukuba ngabaqeshi abancinci abangaphantsi kwama-25 abasebenzi abalingana nesikhathi esigcwele .

Eli nqaku, elivela kuWilliam Perez, iCandelo loCwangciso lweRhafu, uchaza indlela yokufaneleka.