Indlela yokuKhubazeka kweNtlawulo yeNtlawulo yeMisebenzi yeTyala kwiiNkampani
Ekubeni iindleko zokwenza le ndawo yokuhlala ingabizi, i-IRS ivumela amashishini amancinci ukuba athathe inxalenye yeendleko zepropathi oyithengayo kunye nokuphuculwa kwakho okwenziweyo kule njongo. Izihlomelo, kule meko, ngokwenene zikhredithi yerhafu nge-50% yemali evumelekileyo kwiindleko ezifanelekileyo.
Ukongeza kwerhafu yerhafu, unokufumana ilungelo lokuncitshiswa kwentlawulo kwiindleko zokususa izithintelo zokufikelela.
Nazi izinto ezinokuziqwalasela ngaphambi kokuba uphume kwaye uthenge izixhobo okanye uphuhliso lwezakhiwo:
Ngaba I-Amashishini Amancinci amkelekile kwiTyala leeRhafu?
Okokuqala, kuyakufuneka uqinisekise ukuba ishishini lakho elincinci lifanelekile ukuthenga ikhredithi. Ngeenjongo zeli khredithi, i-IRS ithi ibhizinisi elincinci elifanelekayo kufuneka libe neeriti eziphezulu ( iintlawulo ezingaphantsi kunye nezibonelelo) ezingaphantsi kwezigidi eziyi-1 zedola kunyaka owedlule, okanye zingenabasebenzi abangaphezulu kwama-30 abagciniweyo.
Ziziphi iintlobo zohlaziyo ezifihliweyo?
Okwesibini, jonga iintlobo zentuthuko oyenzile okanye ofuna ukuzenza ukuphucula ukufikelela kwabo bakhubazekileyo. Unokufumana iitaliti zentlawulo ngokuphucula ishishini lakho elithintelayo izithintelo, njengokwenza umnyango wendawo yokuphumla ngokubanzi, kunye nezixhobo ezintsha okanye eziguqulelweyo okanye izixhobo zokunceda abantu abakhubazekileyo.
Unako ukufumana ilungelo lokuthenga ngetyala kubaguquleli (umqeshwa ongenakungezwa, umzekelo) okanye iindlela zokuncedisa umsebenzi ongenakubonakalayo ubona ngcono.
Ezi ntlobo zokuphucula zilungele ukuhlawulwa kwentlawulo:
- Ukususa izithintelo ezikhusela ishishini ukuba lifikeleleke okanye lisetyenziswe ngabanye abakhubazekileyo;
- Ukubonelela abaguquleli abafanelekileyo okanye ezinye iindlela zokwenza izinto ezivakalayo ezifumanekayo kubantu abaziveleyo;
- Ukubonelela abafundi abaqeqeshekileyo, izicatshulwa ezicatshulwayo kunye nezinye iindlela zokwenza izinto ezibonakalayo zifumaneke kubantu abaneempawu ezibonakalayo; okanye
- Ukuthenga okanye ukuguqula izixhobo okanye izixhobo zabanye abakhubazekileyo.
Iyintoni ukukhutshwa kweRhafu yokuThuthwa kweRhafu?
I-IRS nayo inokuThuthwa kweRhafu yokuThuthwa kweRhafu yokuPhumela ukuThuthukisa ukukhutshwa kwezithintelo zokuhamba kwabantu abakhubazekileyo kunye nabadala. Unako ukukhawuleza ufike kwi-15,000 yezigidi ngeendleko ezifanelekileyo. Kuyinzuzo enkulu kuba ngokuqhelekileyo ezi ndleko ziya kufuneka zifakwe kwixabiso ( ukuhlaziywa kwiminyaka emininzi), kwaye le ncitshiswa ikuvumela ukuba ufune iindleko kunyaka wokuqala.
Unokufaka ibango inkokhelo yerhafu yokufikelela kwintlawulo kunye nokuncitshiswa kweerhafu ekukhutshweni kwentlawulo kunyaka omnye ukuba iindleko ziyahlangabezana neemfuno zamacandelo omabini. Ukuncitshiswa kokunciphisa umqobo kwenza umehluko phakathi kwerenti enkulu yentlawulo kunye nemali oyisebenzisileyo.
Ngoko, umzekelo, ukuba uthe wachitha i-$ 15,000 ekukhutsheni izithintelo kwindawo yakho yezoshishino, unokubango i-$ 10,000 kwiitaliti zerhafu kunye nezinye i-$ 5,000 kwixabiso lokuncitshiswa kweerhafu.
Funda eli candelo le-IRS Publication 535 - Iindleko zoshishino, ukufumanisa ngakumbi malunga neemfuno zolu dyshutho lwerhafu.
Ndingafumana Ngakanani Imali Yerhafu?
Ngoko uzimisele ukuba ishishini lakho liyafaneleka kwaye ukuba iintlobo zentuthuko zifanelekile nakwi-credit card. Unokuthatha ityala yerhafu ngamaphesenti angama-50 eendleko ezifanelekileyo (ezikhankanywe ngasentla) ngaphezulu kweedola ezingama-250 ukuya kwii-10 000 ngonyaka. Ngoko umrhumo wakho werhafu ungancitshiswa nge-$ 5,000.
Ndingayifaka njani iNdoleko?
Ufaka isicelo sokubuyisela inkokhelo yerhafu yokufikelela kwirejista yakho yentela, usebenzisa i- IRS Ifomu 8826 . Ifom kulula ukuyifaka.
- Faka iindleko zokufikelela ezifanelekileyo kumgca 1.
- Ukuba imali kwi-Line 1 ingaphantsi kwe-$ 250, unako ukuphakamisa imali ukuya kuma-250.
- Ukuba imali ingaphezulu kwe-$ 10,000, ulungele ukufumana i-$ 10,000.
- Yandisa inani (i-R10 000 okanye ngaphantsi) ngo-50% ukufumana irhafu yemali yentlawulo.
Ekugqibeleni, ufaka inani lekhredithi kwiFomu 3800, ifom yeGosa eliPhezulu leNtengiso , kunye nezinye iikhredithi zerhafu apho isicelo sakho sisebenza khona.
Khumbula oku kuphela isicelo. Kufuneka ulandele izikhokelo ze-IRS ukufumana ezi khredithi zerhafu; I-IRS ihlola ukuqinisekisa ukuba i-credit ayixhaphazwa. Ungathengi nantoni na okanye wenze nantoni na elindele ukufumana ityala lekhredithi ngaphandle kokujonga kuqala ngeCPA yakho okanye umcebisi weerhafu.
Ukufumana ulwazi oluninzi ngale ngxowa-mboleko yerhafu, khangela IFS Ifomu 8826, ifom yesicelo yokufumana izikwere zerhafu yokufikelela.