Ziziphi iindlela zokwenza inkqubo yokuqhuba ibhizinisi lam?
Ukusebenza kwamashishini kuye kwanda ngokunyuka, kunye nabasebenzi abaninzi abaqhuba ukuqhuba ishishini imihla ngemihla.
Uneminye yezindlela ezimbini zoshishino lakho : inkqubo yeenqwelo-moya zeemoto ezinenkampani, okanye inkqubo yokubuyiselwa kwabasebenzi abaqhuba iimoto zabo.
Inkqubo yeenqwelo-moya ( iinqwelo zenkampani) yindlela enqwenelekayo kubaqeshi abafuna ukubonelela ngezothutho kwimisebenzi ethile, njengamaloli enkonzo, iifowuni, izithuthi zokuhambisa, okanye abo abanezinye izixhobo zokusebenza. Inkqubo yeenqwelo-moya inikezela ulawulo lwakho lwezoshishino kunye nokujongana nezinto ezinjenge-inshorensi kunye nokugcinwa kwemoto kunye nokukwazi ukukhetha iimpawu zithuthi ezifunyanwa yi nkampani. Ezi zibandakanya iimpawu ezifana ne-branding branding, izinto zokukhusela kunye ne-telematics ukufumana ingqiqo ye-24/7 apho iindawo zabo zithuthi zikhoyo kwaye ziyaqhutywa.
Inkqubo yokubuyiselwa kwabasebenzi abaqhuba iimoto zabo ezisetyenziswayo iinkampani ezingadingi iimoto ezizodwa okanye iilori kubaqeshwa babo, njengezentengiso kunye neenkonzo zoshishino.
Ukubuyiselwa kwemali kunika ukulungelelanisa nokukhethwa kwabasebenzi, kudinga ukulawulwa kwangaphakathi kwezinto zangaphakathi, kwaye akudingi iindleko eziphambili okanye ukucinywa kwi-capital.
Yintoni ebalulekileyo ekunqumeni ukuba iyiphi inkqubo yokuyisebenzisa?
Kungakhathaliseki ukuba imodeli-imodeli okanye i-reimbursement-kufuneka uhlawule ngokufanelekileyo abasebenzi ngokusetyenziswa kwezoshishino ezinxulumene nezithuthi zabo, okanye babhekane nemiphumo, njengento yokuphicothwa kwe- IRS, okanye ngaphezulu, ukugwetywa kwezenzo zeklasi .
Kwiprogram yeenqwelo-moya, zibuze yona injongo ephambili yale nkqubo - njengomqeshwa nge-perk (inzuzo) okanye ukubonelela ngeemfuno zezoshishino zakho. Ukuba injongo yakho ephambili kukubonelela ngethuluzi leshishini, kufuneka kukuvumele ukunciphisa iindleko zempahla ngokubuyisela iindleko ezinxulumene nokusetyenziswa kwabasebenzi kwezithuthi.
Ngeprogram yokubuyisela, unokukhetha i-flat car allowance, i-senti-nganye-mile program, okanye i- IRS mileage rate rate ukubuyisela abasebenzi babo. Kodwa zonke ezi zintathu zale ndlela zinokubangela ukuba iinkampani zilahlekelwe ngamawaka eedola ngamnye ngomsebenzi ngenxa yokuba zingabonakali ngokuchanekileyo ngeendleko zomqhubi ngamnye, ezifana nezindleko zeegesi ezahlukahlukeneyo kunye nenani leekhilomitha eziqhutywa.
Yiyiphi i-FAVR kwaye kutheni iyona ndlela ingcono yokubuyisela i-mileage?
I-FAVR yinkqubo yembuyekezo yengeniso ye-IRS ehlawulela abasebenzi abangenanto yentlawulo yeendleko ezizinzileyo kunye nezichaseneyo ezihambelana nokuqhuba ibhizinisi. Iindleko ezizinzileyo zingabandakanya i-inshurensi, ilayisenisi kunye neentlawulo zokubhalisa, ngelixa iindleko eziguquguqukayo zibandakanya uphethilo nokugcinwa.
I-FAVR iyona isisombululo esilungileyo kakhulu sokubuyisela isisombululo ngenxa yokuba inikezela ukuhlawulwa ngokukodwa kumqeshwa ngamnye weselula ngokubhekiselele kwiindleko zomntu zendawo kunye nemikhilomitha yezoshishino, ezingafaniyo ngenyanga ukuya kwenyanga.
Kodwa, ukurekhoda ngokuchanekileyo zonke iindleko ezitshintshileyo nezingaguqukiyo zinokubunzima ukulawula - yingakho abaqeshi abaninzi bengayisebenzisi.
Abaqeshi abaninzi baye bakhetha ukuba kube lula ukufumana izibonelelo zeemoto ezilula njenge "ubukhulu obufanayo buhambisana nazo zonke" (i-$ 500 ngenyanga ngomsebenzi ngamnye, umzekelo). Kodwa le ndlela ayiyikuxela ukuba akukho zihlandlo ezimbini zezoshishino ezifanayo, ngoko akukho baqeshwa ababini kufuneka babuyiselwe imali efanayo. Uhlelo lokubuyisela i-senti-mile ye-mile luyingozi kodwa lungaqinisekanga.
Kutheni i-IRS standard rate mileage rate ayilona ndlela engcono?
Uninzi lweenkampani zisebenzisa i- IRS yee- mileage rate ukubala ukuba umqeshwa ngamnye kufuneka abuyiselwe ngaphaya. Kodwa izinga le-IRS alikho ixabiso lokubuyiselwa elifunekayo ngenxa yokuba lisekelwe kwiindleko eziqhelekileyo zesizwe zokuqhuba isithuthi kunyaka odlulileyo .
Ireyithi ye-IRS yi-point-in-time average of costs using the data of years, not a real reimbursement rate. Abasebenzi banokuchitha imali ngakumbi xa behamba ngaphandle kokuba bahlawulelwa, okanye bangaphinda bahlawulwe kwakhona xa ixabiso legesi liwile-kwaye akukho zilungiso eziza kwenziwa kwizinto ezihlawulwayo kuba zisekelwe kumanani omnyaka odlulileyo.
Ziziphi iinkampani ezifumanisa kakubi xa kuziwa kwiimpahla zepalati eziphambili kunye nokuhlawulwa?
Izibonelelo zeemoto zeplani azinakulungile xa kuziwa ukubuyisela abasebenzi abahlala kwiindawo ezahlukeneyo. Umzekelo, umqeshwa omnye unokuhlala kwindawo apho ixabiso lentengo yegesi li-12 cents ezithengi ngaphezu kwexabiso kwiedolophu elilandelayo ngaphaya komnye umntu ohlala kuyo. Kwakhona, iindleko ezizinzileyo zokuhamba kwezoshishino , ezifana nexabiso lentengo yomshuwalense yomshuwalense kunye neerhafu, ihluke kakhulu kwindawo.
Ezinye iindleko zokuqhuba ziyahluka. Umzekelo, ii-premium zomshuwalense yemoto ziyahluka kakhulu ngurhulumente, ukusuka kwi-$ 825 eCharlotte, eNorth Carolina ukuya kuma-3,150 eDetroit, eMichigan. Imirhumo ye-sedan eyi-21,000 sedan ixabise i-$ 249 kwi-Nevada, kodwa ingaba neendleko ezili-1,689 kwiRhode Island. Iindleko zokulungiswa konyaka azifani nawo wonke amazwe, mhlawumbi, i-$ 393 e-New Jersey kuphela kodwa i-$ 270 kuphela eVermont. Ukuhlawula ixabiso elifanayo lentlawulo kubasebenzi abahlala kwiindawo ezahlukeneyo, uyayigcina le nto ngokungafaniyo.
Ngenxa yokuba izibonelelo zemoto ziphathwa njengembuyekezo, zihlawulwa kwakhona zombini umqeshi ohlawula irhafu ye-FICA (Intlalo yoKhuseleko lweNtlalo kunye noTywala), kunye nomqeshwa ohlawula iFICA kunye nentlawulo yengeniso. Oku kuthetha ukuba inkampani ihlawula imali yesibonelelo semoto kunye negalelo lentlawulo ye-FICA echaphazelekayo, ngelixa umqeshwa ehamba ekhaya imali yesibonelelo semoto, irhafu yentlawulo engaphantsi kunye negalelo labo leFICA. Kwimodi yokubuyisela inkokhelo yerhafu ifana ne-FAVR, umqeshwa "uya ekhaya" kanye nenani eliqeshwe ngumqeshi.
Ziziphi iimpazamo ezenziwa ziinkampani ekuhlawuleni ukusetyenziswa kweemoto zithuthi?
Abanye abaqeshi bavumela abasebenzi babo ukuba basebenzise iimoto zenkampani ezinamashishini ezinjenge-perk yokusebenzisa kwabo ukuqhuba. Kodwa, uya kumangaliswa ukuba zininzi iinkampani aziqapheli ukuba ukusetyenziswa komntu siqu kubhalwa ngumqeshwa. Iinkampani nazo azikho indlela efanelekileyo yokubala inani ngalinye umqhubi kufuneka ahlawuliswe ngalo nzuzo.
Imibutho ehlala rhoqo ihlawulisa umlinganiselo wecala ukufihla ukusebenzisa kwabo bonke abaqhubi babo, kungakhathaliseki ukuba bangaphi iikhilomitha zabo. Oku kungenza ukuba kube yimali enkulu kubasebenzi abasebenzisa izithuthi ezinxweme kuninzi ukuze zisebenzise. Kodwa abasebenzi abaqhuba iinqwelo zeenqwelo zithuthi ngokuchanekileyo ekusebenziseni ishishini kunye nokugcina iimoto zabo ukusetyenziswa kwabo ngaphandle kweemeko zokusebenza zingabhalwa ngokungekho mthethweni.
Kwenzeka ntoni ukuba ishishini lingazibuyiseli ngokuchanekileyo abasebenzi balo?
Ukuhlawulwa ngokungafanelekileyo kwabasebenzi kwiindleko zokuqhuba iimoto ezinxulumene nezoshishino zibiza iindleko ezininzi zee-dollar minyaka yonke (malunga needola ezingama-3 000 zama-dollar ngamnye ngonyaka, njengoko kubalwa yi-Motus). Nangona kunjalo, oku akuthelekiswa neendleko zamatyala okusebenza kwamaklasi. Kwiminyaka yakutshanje, abasebenzi baye baphumelela abaqeshi babo ngempumelelo malunga ne-$ 7 yezigidigidi zeedola ukuhlawulela iimbuyekezo zokungahlawuliseki. Kwimeko yaseCalifornia, ezi zigwebo ziba ngumthetho ngokukhawuleza, kungekhona, ngenxa yokuba iCandelo leCandelo laseCalifornia labasebenzi 2802 ligxininisa.
Ikhodi yaseCalifornia iyakuqinisekisa ukuba "Umqeshi uya kuhlawulela [umqobo] umqeshwa wakhe kuzo zonke iindleko ezifunekayo okanye ilahleko ezenziwa ngumqeshwa ngokulandelelana ngokuchanekileyo kwemisebenzi yakhe." Oku kwakuqhelekileyo ukutolika ngabaqeshi njengokuba kwiindleko zezixhobo okanye izixhobo ezisetyenziswe kumsebenzi, kodwa ngoku zisetyenziswe ngokubanzi nangaphezulu kwiimeko zokubuyisela i-mileage (i-Radio Shack kunye ne-Toys "R" Umzekelo).
Iinkqubo zeFleet nazo ziza kunye nemingeni yazo xa kufikelele ekuhlawuleleni ngokuchanekileyo abasebenzi ngokusetyenziswa kweziqu zabo. Ukusetyenziswa kwezithuthi zenkampani kufuneka kubhalwe ngokufanelekileyo kwaye abasebenzi mabahlawulwe ngokuzenzekelayo. I-mileage engaphantsi kweengxelo zibeka iinkampani ezinobungozi bokuphicothwa kwee-IRS ezixabisekileyo kwaye zinokubiza inkampani kwiingxowa-mali ezingekho phantsi.
Ziziphi ezinye izinto ezinokunceda ibhizinisi lam?
Ibhizinisi lakho lingasebenzisa iteknoloji efanayo ekuxhobisa indawo entsha yokusebenzela idijithali ukulandelela iindleko zeendleko zoshishino. Nazi ezinye izibonelo:
- Amacebo ahlakaniphile anikwe i-GPS ukuqokelela nokugcina ulwazi lomsebenzi wezoshishino
- Iifowuni zefowuni ukuzenzekela ngokulandelela i-mileage yokulandelela kunye neakhawunti ngokuchanekileyo kweshishini lomntu ngamnye, ukuhamba kunye kunye neekhilomitha.
Ngezicelo eziphathekayo eziphathekayo kunye nesplani yesofthiwe, unokuphelisa imisebenzi yesikhokelo kubaqhubi ukwenzela ukwandisa umkhiqizo, ukunciphisa iindleko, nokuqinisekisa ukuthotyelwa kwe-IRS - xa ufumana ukuqonda ngokuziphatha okusebenzayo kunye nokusebenza kwabasebenzi.