Ukudala iBhajethi yeBhishino
Uhlahlo lwabiwo-mali luyakuboniswa ezimbini iingxelo zezimali.
Masicinge ibhajethi yenyanga. Uhlahlo lwabiwo-mali lubonisa into efanelekileyo, ukuba ungathanda ukuba yonke i-akhawunti ibonakale kwinyanga leyo. Uhlahlo lwabiwo-B luyinyani, yintoni eyenzeka ngokwenene ngenyanga.
Into ebangelisayo malunga nebhajethi kukuba bahlala bephosakele, kodwa phantse bahlala bekunene. Oko ndiyithethayo kukuba iindidi zabantu ngabanye aziphumanga njengoko ucinga ukuba zifanele - i-intle ingaba phezulu okanye iphantsi kwezinto ohlahlole ngayo. Kodwa ngokubanzi, ixabiso liphuma ngaphandle. Ukunceda ukuba kusebenza njani.
Wonke uhlahlo lwabiwo-mali luneengxenye ezimbini kwibhajethi nganye (A neB):
- Ingeniso okanye ingeniso. Le mali uqikelele iya kuza kwishishini lakho ngenyanga leyo ekuthengiseni imveliso okanye iinkonzo.
- Iindleko. Le yile mali uhlahlo lwabiwo-mali kwizinto ozichithayo kwicandelo ngalinye. Ingxenye yebhajethi ibaluleke kakhulu, kuba awukwazi ukulawula ukuthengisa, kodwa unokulawula iindleko.
Kubandakanywa iindleko eziHlomelo kunye neeNguqukayo kwiBhgethi lakho loRhwebo
Xa ulungele ukusebenza kuhlahlo lwabiwo-mali kunye neendleko zoshishino , kufuneka uwaphule phantsi kwiindidi zeendleko ezichanekileyo kunye neendleko eziguquguqukayo.
Iindleko ezizinzileyo , ngokufanelekileyo, zizinzile. Ziyafana njalo ngenyanga. Kodwa, okubaluleke ngakumbi, iindleko ezizinzileyo mazihlawulwe rhoqo ngenyanga, kungakhathaliseki ukuba zintoni.
Ukuba awunayo ingeniso yokuhlawula iindleko ezizinzileyo, kuya kufuneka ufumane imali kwindawo ethile. Iindleko ezizinzileyo ziquka izinto ezifana:
- Ukuqeshisa okanye ukuthenga imali.
- Ezinye iindleko zengxowa-mali , njengeendleko zokuthenga iimpahla zoshishino-izixhobo, izithuthi, ifenitshala.
- Intlawulo kwiimali- mboleko zoshishino.
- Iintlawulo zeenkonzo, kuquka neendleko zefowuni.
- Iindleko zokugcina iphepha lewebhu (kuxhomekeke kwindlela yoshishino lwakho)
- Iindleko zomshuwalense
- Iindleko zokuthengisa, njengeemali zekhadi lesikweletu
- Naliphina ubulungu benyanga ocinga ukuba awukwazi ukuhlala ngaphandle (inkqubo yakho ye-accounting system, umzekelo)
Cinga ngeendleko ezizinzileyo ezifana nale: Ukuba andinayo imali engenayo kwinyanga ezimbalwa, yiyiphi na into enokuyenza ndiyilahle okanye iphume? Ngaba ndiyakunqanda ukuqeshisa nokusebenza ekhaya ?
Iindleko eziguquguqukayo zizo zindleko zoshishino ziyahlukahluka ngokuxhomekeke kumlinganiselo wezoshishino, ukuthengisa okanye umthamo wokuthengiselana.
Imizekelo yeendleko eziguqukayo ziquka:
- ukuposa kunye nokuthunyelwa kwempahla yabathengi
- iimpahla ezingekasilwa
- uluhlu lweemveliso eziza kuthengiswa
- umvuzo weeyure wokuvelisa iimveliso
- ezinokusetyenziswa kwimimandla yokuvelisa
- iikomishishini zokuthengisa
Enye indlela yokujonga iindleko eziguquguqukileyo kukuba ziyiindleko zokuqonda. Awunayo ukuthenga okanye ukuhlawula.
Iindleko ezizinzileyo kunye neendleko ezichaseneyo. Unokufumanisa ukuba ezinye iindleko zizinzileyo kwaye ziguquke.
Umvuzo womntu wokuthengisa unokubandakanya isabelo esicacileyo (umvuzo wesiseko) kunye nenxalenye eguqukileyo (ii- commissions ezithengiswayo).
Ingaba abasebenzi bahlawule okanye bahlawula iindleko?
Umbuzo omhle. Ukuba uqeshe umsebenzi wexesha elizeleyo onelindelekileyo lomsebenzi wesikhathi esigcwele, mhlawumbi udale indleko ehleliweyo. Kungcono ukuqasha iikontraki ezizimeleyo okanye i-freelancers ngelixa uqala, ukuphepha ukuba ube neendleko ezizinzileyo zomqeshwa.
Into Ebaluleke Kakhulu Kokukhunjulwa ngeZindleko eziThuthiweyo kunye neziTshintshe
Gcina iindleko zakho ezizinzileyo ngokuphantsi, ngokukodwa xa uqala ishishini lakho. Ngethuba lokuqala kunyaka wokuqala okanye okokuqala, ingeniso yakho yoshishino ingaba yinto ephantsi njengoko ukwakha abathengi bakho. Ezinye iinyanga ungasenayo ngokwaneleyo ukuhlawula iindleko zakho. Ukuba nezindleko ezincinci ziza kukugcina kwishishini uze uqale ukuthengisa.
Ukuba neendleko ezininzi ezininzi zithetha ukuba uzakufuneka wenze ezinye izigqibo, ulahle abanye abasebenzi, ufumane imali-mboleko (enye indleko ehleliweyo) okanye, ngelanga, vala iingcango zakho.