Intlawulo yeNtlawulo yinkcazo ye-accounting eyenza ingqalelo irhafu eqikelelwa kwishishini okanye ukuthengiswa kwezobalo-mali. Kwizinto ezilula, umnatha werhafu ubalwa ngokuqwalasela ingeniso evela kwintengiselwano kunye nokukrazula irhafu ehlawulwe kuloo mali. Intlawulo yentlawulo yezinye iinkcukacha ibizwa ngokuthi "emva kwentela" kunye nezinye izihlandlo ngokuthi "amandla okuthenga," ekubeni irhafu iyanciphisa imali okwazi ukuyisebenzisa.
I-Net Tax Tax Work?
Nayiphi na ishishini okanye utyalo-mali obandakanya inzuzo kufuneka kuthathelwe ingqalelo njengetyala lentlawulo. Umnatha wokubala kweerhafu uhluke ngoxhomekeke kuhlobo lwenzuzo:
- Imali eqhelekileyo okanye eyimali ingeniso kwimisebenzi yakho yezoshishino, njengokuthengisa kweemveliso kunye neenkonzo.
- Imali engenayo yemali ingeniso kwi-intengiso yezinto zezoshishino (yonke into esuka kwizithuthi kunye nezixhobo kulo lonke ishishini) okanye utyalo-mali.
Ngeyona ndlela elula, umzekelo, ukuba ufumana i-$ 50,000 ngonyaka njengomnini-shishini lomzimele, kufuneka uhlawule irhafu yengeniso kuloo mali. Ekubeni ungumnikazi webhishini, awunalo ukuhlawula irhafu yokuhlawula. Kufuneka uhlawule irhafu eqikelelwayo kunyaka. Kubandakanya iindleko zerhafu yengeniso kunye nentlawulo yerhafu yokuzifihla umvuzo kwingeniso yakho ingakubonisa ingeniso yakho yangempela yonyaka.
I-Net Tax Tax Calculated?
Intlawulo yentlawulo ibalwa ngokwahlukileyo kuxhomekeke ekubeni ingaba ingeniso yakho iyimali engenayo okanye inzuzo evela kwingeniso.
Makhe sijonge ingeniso eqhelekileyo kuqala:
Kwishishini, ingeniso eqhelekileyo engaphantsi kwerhafu yinzuzo engenayo (inzuzo) ; ufumana inzuzo engenayo ngokukhupha iindleko ezivela kwingeniso. Imali yakho engenayo kwi-shishini lakho kumzekelo ongentla i $ 50,000. Ukufumana umnatha wokubala kweerhafu kufuneka ukhuphe iirhafu ezifunekayo kuloo mali: irhafu yengeniso kunye nerhafu yerhafu yokuziqesha (Ukhuseleko lwezeNtlalo kunye neMedare).
Ingeniso yakho yerhafu yerhafu isetyenziswe ngumvuzo wakho wonyaka wokunciphisa imali kunye nokuxolelwa. Ngenxa yokulula, masithi le ntlawulo yoshishino ngumvuzo wakho kuphela; irhafu yakho yerhafu iya kuba ngama-25 ekhulwini, ngokusekelwe kwinqanaba lentlawulo yelo nqanaba yengeniso. kunye nesimo sakho sokufaka. Ngoko umvuzo wakho wenzuzo yerhafu ngu-37,500. (Irhafu yengqesho yashiywe ngaphandle kokubala).
I-Net yeNtebe yeNtsebenzo Yenzelwe njani iNzuzo yeNtengo?
Ukusetyenziswa okuqhelekileyo kwinqanaba lentlawulo yerhafu kukuthengiswa kwezinto zezoshishino ezibangelwa ukuzuza kwemali . Isamba semali eyinzuzo ehlawulwa irhafu kuxhomekeke kwisiseko (indleko) yexabiso kunye nexabiso elifanelekileyo xa kuthengiswa.
Iintlawulo zentengo ezuzisayo zixhomekeke kwizinto ezimbini: uhlobo lwee-asethi, kunye nexesha elingakanani elikhoyo. Izindleko zerhafu zentlawulo ziyahlukahluka kwiindawo eziphathekayo, iimpahla kunye nezibophelelo, ukuqokelela kunye nezinye iintlobo zeefa. Iirhafu ziyahluke ngokusekelwe kubude bexesha elikhoyo; ixesha elide unayo i-asethi, ixabiso eliphantsi lentlawulo yexabiso lentlawulo.
Umzekelo okhawulezayo:
Uthenge i-stock ye $ 100,000 kwiminyaka emibini edlulileyo, kwaye ungayithengisa ngoku nge-$ 120,000. Ii-20,000 zamaRandi zixhomekeke kwiinzuzo ezinkulu. Ukuba inani lakho lokurhafu li-25 ekhulwini uza kufumana i-$ 15,000 yentlawulo yentlawulo.
Ukusebenza kweNtela yentlawulo yeNtengiso?
Ukuba ucinga ukuthengisa ishishini lakho , kubandakanywa nenetha lokubala kweerhafu kwiingxoxo zakho kunokukunceda kakhulu kwi-bill yakho yerhafu. Indlela ohlula ngayo iindawo ezithile zexabiso lentengiso zingathetha irhafu ephantsi. Ukusabalalisa iintlawulo ezithengiswayo kunokusasaza iirhafu ngaphezu kweminyaka emininzi.
Kukho ezinye izicwangciso onokuzisebenzisa ukunciphisa umphumo werhafu wezorhwebo lakho. Ngaphambi kokuba uqalise iingxoxo, fumana uchwepheshe weerhafu onokukunceda ngolu hlobo olunzima.
Kutheni Kufuneka Ukubaluleka Kwemali Yentlawulo Kubalulekile?
Masithi uzama ukugqiba ukuba uthengise iimpahla zoshishino. Awuqinisekanga ukuba uthengisa lo nyaka okanye ozayo. Ukwenza umnatha wokubala kweerhafu kwiminyaka emibini unokubonisa ukuba unyaka onokuba ngowona mhle, ukunika umphumo werhafu ophantsi.
Inombolo yentlawulo yeerhafu iyanceda kwakhona kuba ikuvumela ukuba ukhangele iindlela ezahlukeneyo zokunciphisa irhafu yakho. Umzekelo, unokufuna ukuthengisa ezinye iityalo-mali, kodwa ufuna ukuhlawula irhafu encinane. Olunye utyalo-mali lunokuthi lube kwisitokisini kunye nezibophelelo, ngelixa ezinye zingase zibe kwiIRAs. Ukuqwalasela umnatha werhafu kunokukunceda ukuba unqume ukuba zeziphi iimali ezithandekayo zokuthengisa kunye nexesha elifanelekileyo.
Ingaba ungumnini-mncinci kumnini-shishini okanye umtyalomali, inamba yentlawulo yerhafu yiluncedo lokuhlawula irhafu . Thetha noxanduva lwakho lorhafu malunga nokusebenzisa ezi zibalo ukunciphisa ityala lakho lerhafu.