Imali ezuziweyo yabasebenzi kunye nabasebenzi abazizimeleyo
Olunye uhlobo luyingeniso engenayo ephuma ekuqokeleleni imali yokungenzi nto. Ingeniso ye-Investment ayikho into yokuba uqokelele nje imali. Imali engenayo iphinda ibandakanye ingeniso evela kwiingqeshiso nakwiingcamango zokuthengisa nge-intanethi.
Eli nqaku ligxininise ekusebenzeni, efumana imali kunye nefuthe lokufumana irhafu. Unako ukufumana imali engenayo kwezinye izinto ezingenayo indawo, ngoko imali engenayo ingalingani neholo lakho elipheleleyo okanye ufumane umvuzo wakho ngenjongo yokubala kweerhafu.
Yintoni eyayifumana ingeniso?
Ingeniso efumanekayo iyimali engenayo ehlawulwayo kunye nemvuzo oyifumanayo ekusebenzeni. Iquka:
- Imivuzo, umvuzo, okanye iingcebiso ozifumanayo ekusebenzeni komnye umntu, okanye njengomqeshwa wequmrhu lakho,
- Ingeniso evela kumsebenzi wakho kwishishini lakho.
Imali engenayo ayifaki
- Inzala kunye negalelo
- Izibonelelo zomhlalaphantsi kunye nomhlalaphantsi
- Ukhuseleko lasekuhlaleni
- Iingeniso zengqesho
- Ukuxhaswa okanye ukuxhasa abantwana.
Ingeniso eyafumanayo ichaphazela ukubuyiswa kweerhafu
Zomibini iintlobo zemali engenayo (njengomqeshwa kunye nomnini-shishini lomncinane) zihlawulwa. Ukongeza, yonke ingeniso engenayo oyifumanayo ihlawuliswa kwakhona, kwinqanaba elithile lokubuyisela irhafu.
Imali ezuzwe njengomqeshwa
Imali engenayo njengoko umqeshwa akabandakanyi nje umvuzo, imivuzo kunye neengcebiso, kodwa kwakhona:
- IiKomishoni kunye neebhonasi
- Uninzi lwababasebenzi luncedo
- Izibonelelo zokukhubazeka ezide ezihlawulwe kuwe ngaphambi kokuba ubudala bakho bube ngumhlalaphantsi, kwaye
- Ukuxabela.
- Ingeniso njengomqeshwa osemthethweni (uhlawuliswa njengentsebenziswano)
Ukuba ungumqeshwa webhishini elinye, okanye usebenza njengomqeshwa kwinkampani yakho, uhlawulwa irhafu kwi-yakho engenayo yonke eyimpatho yonyaka.
Njengoko ulungiselela ukubuyiswa kweerhafu yengeniso yonyaka, uyahlula imali engenayo kwiNgcaciso yesi-7 yentlawulo yakho yentela.
Ingeniso ezuzekileyo njengomnini-shishini oZimayo
Ukuba uzisebenzela wena, kwaye ngokwakho, kwishishini elincinci, kufuneka ufake ifayile yentlawulo yerhafu, ngokuqhelekileyo kwiShedyuli C. Ingeniso yomnatha oyibekayo kule shishini (iindleko zoshishino ezithintela imali engenayo) iqwalaselwa njengenzuzo yakho ephuma kwishishini kuloo nyaka.
Ingeniso yemali oyithathayo njengoko inzuzo engenayo ithathwa njengenzuzo engenayo, ngeenjongo ezimbini:
- Imali yentlawulo. Imali yakho engenayo kwi-shishini lakho ibandakanywe kwi-tax return yakho, ngaphezu kwenkcitho engenayo evela kwiminye imithombo, ukugqiba umrhumo wakho werhafu yengeniso.
- Iimali zemivuzo yokuzimela . Ukuba ishishini lakho linemali engenayo enemali ngonyaka (oko kukuthi, inenzuzo), loo ntlawulo engenayo isetyenziselwa ukubala irhafu yerhafu yokuziqeshisa (Ukhuseleko lweNtlalo kunye neerhafu zerhafu). Le rhafu yongezwa kwingeniso yakho yerhafu kwi-tax tax yakho.
- S corporation shareholder. I-IRS ithi, "Ukuba wawunomnini-shareholder ongaphezulu kwe-2% kwi-S corporation phantsi kweprogram ye-inshurensi, ukufumana ingeniso yemali yakho ye-Medicare (ibhokisi 5 yeFomu W-2) ukusuka kuloo nkampani
I-Credit Income Tax Income
Ingxowa yerhafu yengeniso (EITC) yerhafu ebuyiswayo efumanekayo kubantu kunye neentsapho eziphantsi. Ikhredithi isekelwe kwingxowa-mali efunyenweyo yonyaka, ngoko ke igama. Amanye amazwe kunye noorhulumente basekuhlaleni bafumene iikhredithi zerhafu ezifumanekayo.
UWilliam Perez, uNgcali kwiCwangciso soRhafu, unolwazi oluthe xaxa malunga nokufaneleka nokufaka isicelo semali yokufumana irhafu yengeniso.
Ukukhishwa kweRhafu yeNgeniso yangaphandle
Ukuba uhlala kwaye usebenza ngaphandle kwe-US, ezinye okanye yonke ingeniso yakho ingafanelekile ukuba ingabandakanywa kwimali oyifumanayo. Funda kabanzi malunga nokukhishwa kwerhafu yangaphandle.