Funda indlela yokulungisa iiNkcazo zeMali ezibalulekileyo
Uhamba ngeemfama xa ungahlalutyi idatha yezemali kwi shishini lakho elincinci rhoqo. Nangona ukuphela kwemali yezinto akuyiyo into oyithandayo yokuqhuba ishishini kwaye uzimisele ukuphuma ngaphandle kwesi sikhundla kulo msebenzi, unokwenza uqikelele imveliso oyifumanayo kwi-akhawunti yakho okanye nabanye abaqeqeshi bemali. Akunakudinga ukwazi iinkcukacha ezininzi njenge-akhawunti yakho, kodwa ngokuqinisekileyo kufuneka uqonde umfanekiso omkhulu.
Kukulungele ukuqala ngeendlela ezisiseko. Mhlawumbi ufundiswe kwi-finance and accounting, kwaye ukuba kunjalo, unokuqwalasela oku kuhlaziywa. Ukuba akunjalo, nantsi inkambo emfutshane ekuqondeni nasekuhlalutheni isikhundla sakho semali. Izitatimende zakho zezemali ziyakunceda uqonde imeko yezoshishino zakho kwiindawo ezithile ngexesha kunye nangethuba lexesha.
Ulwazi oluvela kwirekhodi lakho lokubhala kunye nekholeji yakho jikelele isetyenziselwa ukulungiswa kweengxelo zemali zeshishini lakho: ingxelo yemali engenayo, isitatimenti semali efunyenweyo , i-balance sheet kunye nesitatimende sokuhamba kwemali . Ulwazi oluvela kwisitatimende sangaphambili sisetyenziselwa ukuphuhlisa okulandelayo.
01 - Indlela yokulungisa iNkcazo yeNgeniso
Ingxelo yengeniso ibonisa neendleko zoshishino kwixesha, kuquka neendleko zayo eziphambili, izindleko ezivela kwimisebenzi yesibini kunye, ekugqibeleni, iindleko ezivela kuyo nayiphi na imisebenzi, kubandakanywa ukwehla kwamanani. Enye into ekufuneka uyiqaphele malunga nokuhla kwexabiso eliboniswe kwingxelo yengeniso kukuba i-akhawunti kuphela ehlawula ukuhla kwexabiso kwixesha elithile kumbuzo, kungekhona ukuhlaziywa kwempahla yento ukusuka ngexesha i-asethi yafunyanwa.
Umgca wenkcazo yengeniso ingeniso engenayo okanye inzuzo. Imali engenayo ingagcinwa yinkampani yokukhula okanye ihlawulwe njengezihlawulelo kubanini beenkampani kunye nabatyalomali, ngokuxhomekeke kumgaqo-mali wenkampani.
02 - Lungiselela iNkcazo yeMbuyekezo egcinwe
03 - Lungiselela i-Balance Sheet
Izibhengezo kwi-balance sheet zivela kwisikhokelo jikelele, kwaye ifomathi ibonisa ukulingana kwe-accounting. Iimpahla, amatyala kunye nabanini bemali ngosuku lokugqibela lomjikelo wenkcazelo zichazwe.
Inqaku malunga nokuhla kwexabiso: Ngokuphambene nokuhla kwexabiso eliboniswe kwingxelo ye ngeniso, ukwehla kwexabiso eliboniswe kwibhalansi-leyo yinto ecacileyo yenkampani ekupheleni komjikelo-mali-ixabiso lokuhla kwexabiso eliqokelelwayo ukususela ngomhla into efunyenwe okwangoku.
04 - Lungiselela iNkcazo yeNgqikembezo yeMali
Ingxelo yokuhamba kwemali kufuneka ilungiswe okokugqibela kuba ithatha ulwazi kwiinkcazo zontathu zemali ezilungiselelwe ngaphambili. Isitatimende sihlula ukuhamba kwemali kwimali yokuhamba kwemali, ukuhamba kwemali yokutsalwa kwemali, kunye nokuxhasa imali yokuhamba kwemali. Isiphumo sokugqibela yinguqu yetsholongwane yokuhamba kwemali ngexesha elithile kwaye unike umnini umfanekiso obanzi kakhulu wesikhundla semali yeskampani.
Ingxelo yokuhamba kwemali ibonisa isikhundla sezimali senkampani ngesiseko semali kunokuba isiqinisekiso sokwenza imali. Isiseko semali sinika ingxelo yeengeniso ezifunyenweyo ngokwenene, kubathengi beenkampani kumaxesha amaninzi. Isiseko sokubhalisa sibonisa kwaye sirekhoda ingeniso xa ifunyenwe. Ukuba iqumrhu liye landisa imigaqo yokuhlawula, njengemihla engama-30, iintsuku ezingama-60 kwi-1 pesenti, ezi ndlela zimbini zinokuvelisa iziphumo ezahlukileyo.