UkuPaka, ukuThuthwa kweThuthi, ukuThutho, kunye neBhayisikili
Kwaye i-IRS ijonge imiphumo yerhafu yale mivuzo, kokubili kubaqeshi nabasebenzi. Ezinye ze-IRS ezenzayo zijoliswe ekukhuthazeni iindlela eziphathekayo zamandla zokuthutha, njengebhayisiki ukusebenzela okanye ngamachibi.
Ezinye iintlawulo zibandakanywa ngabaqeshi njengezikhuthazo zokufumana abasebenzi, ngokukodwa ezo zisezidolophini.
I-Resuter Benefit Solutions ithi:
Ngokusebenzisa izibonelelo zamashishini, oomatshini bangasindisa ukuya kwi-40% kwiindleko zokuhamba, kuquka ukuhamba, ukupakisha kunye neendleko zokuhamba ngeebhayisikili. Kwaye, iinkampani zinokugcina i-7.65% kwiirhafu zerhafu.
Iindleko zokuThumela iiNdleko ezingabhalwanga
Masiqale ngeendlela ezisisiseko: Iindleko zokubuyela ngaphaya nangaphandle phakathi kwekhaya lakho nomsebenzi akudityaniswa, nokuba ungumqeshwa okanye ungumnikazi we shishini.
Oko oku kukhangela eli nqaku lihlukile kulo mgaqo-IRS, ngenjongo ezimbini:
- Ukuvumela abaqeshi ukuba bathathe indleko yokubuyiselwa kwabasebenzi kulezi ndleko kwaye
- Ukuvumela abaqeshi ukuba bangazibandakanyi ezi zibuyiselo njengenzuzo ezihlawulwayo kubasebenzi. Oku kubakho ukukhutshwa kwerhafu yengeniso kunye neerhafu ze- FICA.
I-Beneficiary General Benefit and Limits
I-IRS ivumela abaqeshi ukuba bangabandakanyi (ukusuka kwirejista yengeniso yerhafu kunye neentlawulo ze-FICA) ukubaluleka kweenzuzo zokuthutha ezinikezelwa kubaqeshwa kwiindleko zokuthutha ezifanelekileyo, ukuya kule miqathango.
Eyona nto, ukuba ezi ndleko zifanelekile, ziya kuba yerhafu engaphambi kweerhafu kumqeshwa. Ukuphumelela ngo-2016, imida kulezi zinzuzo yile:
$ 255 ngenyanga malunga neendlela zokuthutha izithuthi kunye nezithuthi zokuhamba.
$ 255 ngenyanga malunga nokupaka okufanelekileyo.
Qaphela ukuba ukufikelela kwintlawulo ye-510 yeenyanga kwintlawulo ye-tax pre-tax for employees.
Izinzuzo zokuPaka
Ukufikelela kwi-255 255 ngenyanga inokukhutshwa ngaphandle kwerhafu yomqeshwa kwiindawo zokupaka ezifanelekileyo. Inzuzo yokupaka iquka "ukupaka kwindawo okanye kwindawo ekufutshane nabasebenzi bakho abahamba ngayo ukuba basebenze basebenzise ukuhamba kwemitha, iinqwelo ezihamba ngeendlela zokuhamba, okanye i-carpools. Akubandakanyi ukupaka okanye kufuphi nomsebenzi wakho."
Uhambo lweThuthi
Iidluliselo zeeTransti kunye neentengo zeenqwelo zokuhamba ngeendlela zokuhamba ziyakwazi ukufikelela kwi-$ 255 ngenyanga. I-passit passit yiphina i-pass, ithokheni, ikhadi lokuhamba, i-voucher, okanye into efanayo efanayo enika umntu ukuba agibe, ngaphandle kwentlawulo okanye ngexabiso elincitshisiweyo, kwindlela yokuhamba okanye kwi-van yokuthutha eya kuhlala abantu abadala abangama-6 (kungabandakanywa umqhubi.
Yintoni echithwayo / Yintoni ehlawulwayo?
Ukuze nje kucacile, nantsi iinkcukacha zezi nzuzo:
Iinzuzo kubaqeshi. Ibhizinisi lakho linganika abasebenzi ithuba lokufikelela kuma-$ 255 ngenyanga ukupaka ukufaneleka, kunye ne-$ 255 ngenyanga malunga nokuthutha okufanelekileyo. Ezi ntlawulo zithathwa irhafu kuwe njengomqeshi.
Ingeniso yerhafu ngaphambi kwabasebenzi . Nangona ungaboneleli ngeenzuzo zokuhamba, unako ukuvumela abasebenzi ukuba basebenzise kwimida nganye inyanga njengengeniso yentlawulo engaphambili. Ukongezelela, wena njengomqeshi unganciphisa ukukhutshwa kwakho kweentlawulo zeFICA ngale mali.
Yiyo yokunciphisa iindleko ezi-7.65% ezikhankanywe ngasentla.
Iibhayisikili eziza kuNcedo
Utshintsho lwe-2009 kwimithetho yerhafu ivumela abaqeshi ukuba babuyiselwe abasebenzi ngenxa yeendleko ezithile ezihamba ngebhayisikili. Ukongeza, umthetho awufuneki umqeshi ukuba afake ezi zibuyiselo njengendleko ezihlawulwayo kubasebenzi.
UDavid Fieldler, iBhayisikili isazi sithi ...
Uthathwa njengomqhubi webhayisikili kwaye uvumelekile ukubuyisela iindleko ezifanelekileyo kwiinyanga ezinikeziweyo ukuba usebenzisa rhoqo ibhayisikili yakho ngenxalenye enkulu yokuhamba phakathi kwekhaya nomsebenzi.
Umthetho we-IRS uvumela abaqeshi ukuba babuyisele abasebenzi abahamba ngebhayisikili ukuya kuma-20 engama ngenyanga ngenyanga nganye ukuba umqeshwa ungumqhubi webhayisikili. Inzuzo isebenza kuzo zonke iindleko "ezinengqiqo" zokuhamba ngebhayisekile, kuquka neendleko zebhayisikili ngokwayo. Le ntlawulo ayikwazi ukubonelelwa naliphi na inyanga apho umqeshwa athola enye inzuzo yokuthutha, njengemizila yokuhamba okanye iimpahla zokupaka.
Indlela inkampani yakho ekhetha ngayo ukufaneleka nokubuyiselwa abasebenzi ngenxa yale nzuzo ifike kuwe. Kwaye unako ukuhlawula imali engaphezulu kwe-$ 240 ngomyinge wonyaka, kuphela ukuba inzuzo eyongezelelweyo iya kuhlawulwa ngumqeshwa.
Ukuxhaswa koNcedo kwabasebenzi beSeshishini
Ezi zinzuzo azisebenzi kubasebenzi be- S abanamalungelo angama-2%.
Ukuze uthole iinkcukacha ezongezelelweyo ngalezi zibonelelo zokuhamba kunye nokuthutha, jonga i-RS Ukupapashwa kwe-15-B-I-Beneing Benefits.
Le ncwadi evela kwiSizwe sikaZwelonke soPhando lwezoThutho inesikhokelo esipheleleyo sabaqeshi malunga neenzuzo zokuthutha.
Ukuziphendulela: Kakade, ezi zinzuzo ziyinkimbinkimbi kwaye le nqaku ayijoliswanga ukuba yenziwe ngengcebiso yerhafu. I-IRS ine-excluded and restrictions and qualifications. Ukuba ucinga ukunikela ngezibonelelo kubasebenzi, qiniseka ukuba uhlolisisa ngumphathi werhafu okanye inzuzo yomcebisi wokuqala.