Imoto eyathengiweyo yokusetyenziswa kwishishini ineentlawulo ezithile zerhafu kumnini, nokuba loo mnikazi uyinkampani okanye umqeshwa. Kodwa ngaphambi kokuba uthenge loo moto, qwa lasela kunye nenzuzo yokuba neenkampani okanye umqeshwa onayo imoto. Kukho irhafu kunye nezinye izinto ekufuneka ziqwalaselwe kule sigqibo. Kule meko, siza kujongela ubunini benkampani ngokubambisana nobunikazi ngumqeshwa.
Ziziphi iindleko zoShishino eziMkelekileyo zokuSebenzisa iCar / Truck?
Okokuqala, khumbula ukuba ingaba ishishini okanye umqeshwa ungumnikazi weemoto, ukusetyenziswa kwezoqoqosho kuphela kubanjiswa njengendleko yoshishino. Ukuhlawula iindleko phakathi kwekhaya kunye nezoshishino akukhatywanga iindleko zezoshishino kunye nokuhamba komntu siqu . Wonke umntu oqhuba imoto kufuneka agcine iirekhodi ezifanelekileyo kwiindleko zokuhamba ngezoshishino ukwenzela ukuba loo mayela avunyelwe ukuba athathwe.
Imirhumo yezoShishino kunye neeShishini zezoRhwebo
Mhlawumbi inzuzo enkulu kunayo inkampani okanye umqeshwa ukuba abe neyomoto yezoshishino yindleko yokugcina imali evela kwiirhafu ezithathwe kwiirhafu. Oku kuncitshiswa kuza kwiindawo ezimbini: ukuncitshiswa kobunini bemoto, kunye nokuncitshiswa kweendleko zokuqhuba imoto ngeenjongo zoshishino.
Kuba umnini, indleko yemoto njengempahla yezoshishino kunye neendleko zokusetyenziswa kweemoto zentengiso zichithwa ngokupheleleyo kwiirhafu zeshishini.
Kuba ngumqeshwa, indleko yemoto njengempahla ayinakudalulwa (kunye neendleko zenzalo kwimali-mboleko yemoto). Iindleko zeendleko zokuqhuba ishishini zichazwe kwiShedyuli A yeFomu 1040, kodwa ezi ndleko zichithwa kuphela xa ziphezulu kune-2% yemali engenayo epheleleyo.
Nangona kukho ukuba ngathi inkampani kufuneka ibe nezithuthi zoshishino, kukho nezinye iimeko zokuqwalasela.
IiNzuzo zoLimo lweShishini
- Inkampani inokubamba iindleko zokunciphisa izinga ngelixa esebenzayo i-asethi isebenza kwinkonzo (iqalisa ukusebenzisa)
- Inkampani inokudambisa iindleko eziqhelekileyo zorhwebo ngokusetyenziswa kwezoshishino, njengokulondolozwa, uphethiloli kunye namathayi.
- Ukuba ishishini linemoto, ukusetyenziswa komntu ngemoto ngumqeshwa kufuneka ibhalwe kwaye inkampani kufuneka ibhengeze ukusetyenziswa komntu njengembuyekezo ehlawulwayo kwi-W-2 yomqeshwa.
- Inzala kwimali-mboleko yemoto idityaniswe kwishishini njengexabiso eliqhelekileyo lemicimbi yezoshishino.
- I-inshurensi yemoto enenkampani inokuhlawuleka kunokuba isithuthi esisebenza ngumntu ukususela ekubeni ishishini linokuqeshisa-imoto kunye namazinga amaninzi emoto kunye nezinye izaphulelo.
- Ukuba imoto yenkampani ibandakanyeka engozini, i-inshurensi yomshuwalense womntu ngamnye kunye nexanduva layo liyancitshiswa.
Iinzuzo zoBumnini bemiSebenzi yeSithuthi
- Iindleko zomnini-mali zabasebenzi zichithwa njengezihlomelo ezichaziweyo (ezihlukeneyo) kwiShedyuli A ukuba zigqithise i-2% yemali engenayo ehlaziyo. Olunye ukunciphisa ekuncitshweni okubhaliweyo kunokuchaphazela ukuncitshiswa kweendleko .
- Inzala kwimali-mboleko yemoto ayixothwanga ngaphandle kokuba iyingxenye yemali evela kwimali mboleko yemali.
- Ukuba usebenzisa imoto ngeenjongo zoshishino kwaye uhlawulelwa ibhizinisi lakho kulezi ndleko, awukwazi kwakhona ukuthatha ixabiso lokuncitshiswa kweendleko kwiindleko zakho zerhafu. Iindleko zoshishino ezingahlawulwanga kuphela zingahlawulwa.
Ngokuqhelekileyo, ukuba neshishini liye liye le moto ivumela ukuncitshiswa okuninzi, njengokunciphisa. Uninzi lwaloo mali anqunyulwayo alufumaneki kubasebenzi ngabanye kwiirhafu zabo zerhafu, kodwa kunokubakho iimeko ezithile xa ubunini bomsebenzi weemoto okanye iloli ekusebenziseni ishishini luncedo.
Ukusetyenziswa kwabaSebenzi beCandelo lezoRhwebo -Lwazi olungakumbi
Abaqeshwa abaqhuba iinqwelo zenkampani banokubanjiswa kwiindleko abaziqhubayo xa beqhuba ukuqhuba ibhizinisi, kodwa AKUNYE ukuqhuba ukuqhuba. Ukuze ichithwe, ezi ndleko mazihlawulwe yinkampani.
Khumbula ukuba, xa kuziwa kwiindleko zezithuthi zoshishino, wena njengomnini-shishini unako ukurhoxisa le ndleko yokusetyenziswa kwemoto, kwaye ayinalo umrhumo kumqeshwa.
Ukufumana ulwazi oluthe xaxa malunga nomsebenzi onokuyichitha ukusetyenziswa kweemoto kwiinjongo zoshishino, funda eli nqaku likaWilliam Perez, isiKhokelo soMrhumo, kwiNqwelo yeMali kunye neNqwelo-mali.
Ukuqeshiswa kwemali kunye nokuthenga iCar yokuSebenza koShishino
Imiba efanayo inokufaka isicelo ukuba ishishini ligqibelele ukuqeshisa imoto ngokusetyenziswa kwezorhwebo lomsebenzi . Cinga ngako ngale ndlela: ukuba uqeshe imoto yomqeshwa, awukwazi ukulawula okungakumbi malunga nokuba umqeshwa ubeka ngaphi imoto leyo. Ininzi yemoto yokuqeshisa imoto ineemimiselo zemizila. Ukuba wena (njengomnini) uqhuba imoto eqashisayo, unokukwazi ukulawula ukusetyenziswa kwakho kunye nokugcina iindleko. Yonke imeko iyahluke, kodwa qwa lasela iimoto eziqeshwe njengeempahla zabanikazi kunye nabaphathi, kwaye uthenge iimoto ukuba ngaba abasebenzi baya kubaqhuba.
Eli nqaku malunga nokuqeshisa ngemali ngokuthenga imoto ekusebenziseni ishishini kubandakanya ezinye iingqalelo.
Ukuziphendulela: Ulwazi olukule nqaku nakweli sayithi lujoliswe ukuba lube ngeenjongo eziqhelekileyo, kwaye aluhloselwe ukuba lisetyenziswe njengerhafu okanye isiluleko somthetho. Yonke imeko yoshishino iyahluke kwaye imithetho yesigqeba kunye neyelizwe ishintsha rhoqo. Nceda udibanise irhafu yakho okanye umcebisi wezomthetho ngaphambi kokuba uthathe isenzo esichaphazela ishishini lakho.