Intlawulo yeRhafu kunye neNqwelo-mali

Ukukhupha iindleko okanye izinga eliqhelekileyo lokuhamba ngeenjongo ezithile zokuqhuba

Iindleko ezihambelana nokuqhuba imoto, iloli okanye enye imoto yenziwa yerhafu kuphela kwiimeko ezithile. Kumele uqhube ngeenjongo zoshishino, injongo zonyango, ngenxa yokuba wenza inkonzo encedo, okanye ngamanye amaxesha-ngenxa yokuba uhambisa indawo. Isixa sokubanjiswa kwakho sisekelwe kwinani leekhilomitha ozichithe ukuqhuba kuyo nayiphi na le yale njongo.

Iinjongo zoShishino

Iinjongo zoshishino zibandakanya ukuqhuba ukusuka kwindawo yakho yengqesho kwenye indawo yomsebenzi, ukudibana nabathengi, okanye ukuya kwintlanganiso yezoshishino.

Ukuqhuba ukusuka kwikhaya ukuya kwindawo yakho yokusebenzela akubalwa njengenjongo yoshishino-iNkonzo yeNgeniso yangaphakathi ithi le nto iyahamba kwaye yindleko zomntu. Kodwa ukuba ugcina i-ofisi yakho ekhaya, uhamba ukusuka kwiofisi yakho yasekhaya ukudibana nomthengi okanye ukuqhuba ishishini irhafu.

Ukuncitshiswa kokusetyenziswa kwezithuthi kuthatyathwa kwiShedyuli C ukuba usebenza ngokuzimeleyo, kwiShedyuli F ukuba ungumlimi, okanye uhluthwa ngokubhaliweyo njengenxalenye yeendleko zakho zebhanki ezingahlawulwanga kwifomu 2106 ukuba ngumqeshwa.

Iinjongo Zonyango

Iinjongo zonyango zibandakanya ukuqhuba ukunyamekela unyango okanye ngabaxhomekeke bakho. I-drive kufuneka ibe "ngokuyinhloko, kwaye ibalulekile, unyango lwezempilo," ngokwe-IRS. Ukuncitshiswa kuthathwa kwiShedyuli A njengenxalenye yeendleko zakho zonyango.

Ukuhambisa nokufudukela

Iindleko zokuqhuba imoto yakho ukuba uye kwindawo entsha yokuhlala ingaxothwa njengenxalenye yokuncitshiswa kweendleko xa kufuneka uhambele izizathu ezinxulumene nomsebenzi kunye nendawo yakho entsha yomsebenzi ubuncinane ubunzima beekhilomitha ezili-50 ukusuka kwindlu yakho yakudala kunomgama phakathi kwekhaya lakho elidala kunye nomsebenzi wakho omdala.

Kumele usebenze kumqeshi wakho omtsha ubuncinane kwiiveki ezingama-39 ngeenyanga ezili-12 ngokukhawuleza emva kokuhamba kwakho. Le ntsalelo ithathwa kwiFomu 3903.

Iinjongo zokunceda

Unokwenza iindleko zeenqwelo-moya xa usebenzisa imoto yakho xa unikela iinkonzo kwintlangano encedo. Ukuqhuba ukuqhuba iinkonzo zokuzithandela kwicawa, inceba okanye isibhedlele kuya kuncitshiswa.

Oku kutsalwa kuthathwa kwiShedyuli A njengenxalenye yeminikelo yakho yokunceda.

Ukutshatyalaliswa kweeNdleko zakho zangempela

Unokukhetha ezimbini zokunciphisa iindleko zeemoto kunye neloli. Unokusebenzisa iindleko zakho zangempela, ezibandakanya iimali zokupaka kunye neerhafu, inzala kwimboleko yemoto, iirhafu zokubhalisa imoto, irhafu yerhafu kwizithuthi, ukuqeshisa kunye nezindleko zokuqeshisa, i-inshorensi, i-fuel kunye ne-petroli, ukulungiswa kuquka ukuguqulwa kweoli, amathayi kunye olunye ulondolozo lwesiganeko, kunye nokunciphisa. Iindleko zeemoto ezahlukeneyo zithathwa ngokuxhomekeke kwinjongo yokuqhuba. Ngokomzekelo, awukwazi ukufaka isicelo semali, ukuhlaziywa, u-inshurensi okanye ukulungiswa ukuba uqhuba ngokuqhutywa yintando okanye izizathu zonyango.

Ngenxa yokuba iindleko ezinxulumene nokusetyenziswa komntu okanye ukuhamba ngokuzenzekelayo azidityanisiwe, kufuneka ubale ipesenteji zeekhilomitha zakho zonke oye waqhuba ngenxa yezizathu ezihlawulwa irhafu. Ukuba iikhilomitha eziqhelekileyo ziyi-18,000 kunye ne-9,000-okanye isiqingatha sezo zinto zenzelwe iinjongo zoshishino, unokubamba ukuncithwa kwe-50 ekhulwini zeendleko ezi ngasentla.

Ukumangalelwa kweMilinganiselo yeeMile zokuSetyenziswa

Enye indlela yokukhetha ukusetyenziswa kwezinga eliqhelekileyo lokulinganisa ukukhangela kwakho. Isilinganiso siyahluka kuye kuxhomekeke ekubeni kutheni uqhuba kwaye uxhomekeke kumlinganiselo wokunyuka kwamaxabiso, ngoko ke banokunyuka okanye behla ngonyaka.

Yandisa ngokukhawuleza inani elifanelekileyo ngenani leekhilomitha ozigxothayo ukucacisa inani lemali oyi-dollar yakho.

KwiiRiksi zeMileji
Uhlobo lokusetyenziswa Unyaka ka 2017 Unyaka 2018
Shishini 53.5 ngeekhilomitha nganye 54.5 iekhilomitha nganye
Unyango okanye uhamba 17 iikhilomitha nganye 18 iekhilomitha nganye
Inkonzo encedo 14 eekhilomitha nganye 14 eekhilomitha nganye

Abathengi banakho ukukhawuleza iimali zokupaka kunye neerhafu ngokubhekisele kwizinga eliqhelekileyo lokulinganisa, kodwa akukho zindleko zangempela.

Yintoni Eyilungileyo-Okwenziweyo Iindleko okanye I-Standard Mileage Rate?

Sebenzisa zonke iziphumo zendlela ekudityaniswe ngayo. Oku kuyahluka ukusuka kumntu ukuya kumntu kuxhomekeke kwimizuzu emininzi oyiqhubayo, inani lokunciphisa ububango, kwaye zonke ezinye iindleko ziyahluka. Ukuqhawula amanani ngeendlela zombini kwaye ubone oko kuza kuba bhetele kwiimeko zakho zerhafu.

Ukumangalelwa kwezinga eliqhelekileyo lemilinganiselo ngokubanzi kukhokelela kumaphepha angaphantsi kwaye kulungelelaniswe imeko apho uqhubela imoto yakho ngezinye iinkcukacha emsebenzini, uncedo okanye ukutyunjwa kwezokwelapha. Kwakhona kusindise ukuba ufanele ukumba zonke iirisithi zakho ezihambelana neenqwelo-moya kunye nokuzixhoma kwixesha lerhafu.

Ukuba ukhetha ukusebenzisa isilinganiselo semilinganiselo ye-mileage, nangona kunjalo, kufuneka ukhethe loo ndlela kunyaka wokuqala usebenzisa imoto yakho ngenjongo zoshishino. Ukuba uqala ngokubiza iindleko zangempela, uya kubambelela ngaloo ndlela xa nje isithuthi sisetyenziselwa ishishini.

Ukugcina iiRekhodi ezilungileyo

Ingcinga efanelekileyo yokugcina i-mileage log xa uthe wabizwa ukuba uvumelekile ukutsala iindleko zakho zeemoto kunye neloli. Ngenisa umhla wokwenza uhambo oluchithwa yerhafu, obonisa ukuba ungaphi na iikhilomitha oziqhubayo kunye nantoni na. Uya kufuneka kwakhona ukwazi inani elipheleleyo leekhilomitha oziqhubeleleyo kunyaka, ukuba yinto efanelekileyo ukubonisa ukufundwa kwe-odometer yakho yokuqala kunyaka ngamnye.

Uya kufuneka kwakhona ulandele iindleko zakho zeemoto. Indlela elula yokugcina iindleko zokusebenzisa iindleko zemali. Oku kuya kwenza kube lula ngexesha lokurhafisa ukuvelisa ingxelo yeendleko zakho zeemoto zonyaka.