Unokuthatha ezinye iindleko ezihambelana nomsebenzi wakho
Kuyi-Deduction echaziweyo
Iindleko ezinxulumene nezo zenzalo ziwela kumgangatho weehlomelo ezihlukeneyo.
Oku kuthetha ukuba kufuneka uhlawule ngerhafu yakho yokubakhokelela ekubanjeni ukuba uzenze zonke iinkcukacha zokugcina iirekhodi, izibalo kunye nolunye uhlaziyo olubandakanyekayo. Kuya kuthatha ixesha elide ukulungiselela ukubuyiswa kwakho kwentela, kwaye ukuba uqeshe umntu ukuba akulungiselele, kuya kuba neendleko ngaphezulu. Oku akuhloswe kukukukhuphaza, kodwa qiniseka ukuba unayo iindleko zomsebenzi ezingenakunyulwa eziza kuphuma phambi kwakho xa ubona oko kuza kukubiza ngexesha kunye nemali ukuba uzibange.
Ukuchithwa kwento kuthetha ukuba awukwazi ukufaka isicelo sokuncitshiswa okuqhelekileyo kwisimo sakho sokufakela. Ukuba inani elipheleleyo lemali echithwayo elithethiweyo aligqithisi ukuchithwa okusemgangathweni onelungelo, ngokuqhelekileyo akusiyo into enomdla kuyo-uza kuphelisa ukuhlawula ngaphezulu kwiirhafu zerhafu. Ngoko nangona kungenokuba kukuvuyisa ukusebenzisa ezo ndleko ukuba uhlambe i-smidgen kwintlawulo yakho yerhafu, unokungcono ukubuza umqeshi wakho ukuba abuyisele yona into oyisebenzisileyo esikhundleni sakho.
Ukulungelelaniswa kweNkcitho yokuShishiswa kweNkcitho yoShishino
"Ukungahlawulwanga" igama eliphambili apha. Qinisekisa ukuba umqeshi wakho akakakuhlawulela into oye wachitha. Akazange anikezele phambili kwiindleko okanye isibonelelo sokubahlawula. Ukuba kukho naziphi na iimeko zisebenza, awukwazi ukufaka isicelo sokuncitshiswa.
Ukuba kwakufuneka unike umqeshi wakho ingxelo, uchaza ngokuchanekileyo leyo mali ebeyichithwa ngayo, kwakukho ukuhamba phambili okanye isibonelelo, ngakumbi ukuba kufuneka ubuyisele nayiphi na imali eyashiywe. Akunjalo nje kuphela ezi ntlawulo ezingabanjwanga, kodwa imali enikwe yona ingabonakala kwibhokisi ye-12 ye-W-2 yakho njengeniso ekufuneka uyihlawule irhafu. Iimfuno ezininzi kufuneka zihlangane, nangona kunjalo, ngaphambi kokuba le mali ityala kuwe njengeniso.
Omnye umgaqo uthi izinto ochitha imali kuzo kufuneka zibe ziindleko zorhwebo eziqhelekileyo kunye neemfuneko zomqeshi wakho. "Okuqhelekileyo" kuthetha ukuba abaninzi abantu abakumsebenzi wakho-okanye abaqeshi babo-nabo bachitha imali into efanayo. "Kuyimfuneko" kuthetha ukuthengwa okanye iindleko kwakungaphezulu okanye kuncinci ukuqhuba ibhizinisi. Ngokomzekelo, akuyi kuqwalaselwa njengesiqhelo okanye imfuneko kumqhubi wesigaba ukuthenga itekiti yesoxhobo, ngelixa i-stagehand ingadinga ukuba ibe neyodwa yokulungisa imiba kwi-set.
Iintlobo zeeNkcitho zoRhwebo ezingabanjiswa
Abaqeshwa banokufumana iintlobo ezininzi zeendleko ezinxulumene nemisebenzi yabo, kodwa ezi zintlu zintlanu eziqhelekileyo zentlawulo yomsebenzi zithathwa ngokuqhelekileyo:
- Iindleko zeemoto: Ezi ziquka iindleko ezinxulumene nokusebenzisa isithuthi sakho ngenxa yezizathu ezinxulumene nomsebenzi. Unokukrazula inxalenye yeendleko zakho zokushayela ngokusekelwe kwimikhilomitha yakho enxulumene nomsebenzi, okanye ungasebenzisa umyinge wezinga eliqhelekileyo elibekwe yi-IRS unyaka ngamnye. Ireyithi yi-53.5 yeekhilomitha nganye ngehora le-2017. Iimitha ezivunyelwe ukuba zifumane ukusuka kwindawo enye yomsebenzi ukuya kwelinye, ukutyelela abathengi okanye abathengi, ukuya kwintlanganiso yeshishini kude nomsebenzi wakho oqhelekileyo, okanye ukusukela kwikhaya lakho kwindawo yendawo yokusebenzela xa unomsebenzi omnye okanye ngaphezulu. Ukuhamba akubandakanyi. I-IRS Publication 463, isahluko 4 inikeza inkcazo ecacileyo yale mithetho.
- Ukupaka, iiorhafu kunye neendleko zokuthutha zendawo: Ezi zihlukileyo kwiindleko zithuthi ezifana nepetroli, ioli, i-inshorensi kunye nokugcinwa. Ziquka ezinye iindleko zokuhamba ezifana nokupaka, ii-toll, i-bus fare okanye isitima sokuhamba. Kwakhona, ezinye iindleko azivunyelwe. Ukuba ufanele uhlawule ukupaka isithuthi sakho kwindawo yakho yokusebenzela, oku akunakucatshulwa. Ngethuba nje uqhuba ngeenjongo zoshishino kwaye ungahambi, ke, ezi ndleko zingancitshiswa.
- Iindleko zokuhamba: Ezi ziquka iindleko zeehotele, i-airfare, indawo yokuqashisa imoto kunye neendleko ezifanayo ukuba kufuneka uhambe ukusuka kwikhaya lakho ubuncinane ubusuku.
- Iindleko kunye nezindleko zokuzonwabisa: Ukuba unesidlo kunye nabaklayenti abazonwabisa, abathengi, abahlobo okanye abasebenzi, ezi ndleko ziyancitshiswa xa zihambelana ngqo kunye kwaye zihambelana nokuqhuba ishishini. "Ukuhambelana ngokuthe ngqo" kuthetha ukuba injongo yokubuthwa kwakukuqhuba ishishini, ukuba wenze inxaxheba kwishishini, nokuba wena-okanye, ngokuchanekileyo, umqeshi wakho-unesizathu sokukholelwa ukuba eso siganeko siza kubangela ingeniso. Ngokuqhelekileyo, isiqingatha seendleko zokutya kunye nokuzonwabisa kunokuncitshiswa kweerhafu, kodwa kukho ezinye izinto ezingekho kulo mgaqo. Unokuzifumana kwiSahluko sesi-2 seSaziso 463.
- Ezinye iindleko zoshishino: Ezi ziquka nayiphi na iindleko ezingabandakanywa kwiindidi ezingentla, njengeendleko zamakhadi ebhiziniselwano, ukubhaliselwa kwintengiso kunye neefashishini, iindleko zee-ofisi, izipho zoshishino kunye nemfundo enxulumene nomsebenzi. Bangakwazi ukubandakanya naziphi na izixhobo okanye izixhobo ezinokuba ziyimfuneko ukwenza umsebenzi wakho.
Indlela yokuKhutshwa kweZimali zoRhwebo zabasebenzi
Ukumangalelwa kweendleko zeshishini lomsebenzi kuqala ngokugcwalisa iFom 2106 ukufumana inani elipheleleyo lokuncitshiswa onelungelo. Ukuba ufuna ukukhawuleza iindleko zakho zezithuthi, unako ukubala ukuxothwa kwakho ngokusekelwe kwiimitha oziqhubayo ngokugqiba iphepha 2 le fomu. Ifom yeFow 2106-EZ ingancinci ingasetyenziswa ukuba ufuna ukubiza isamba semilinganiselo ye- mileage endaweni yeendleko zithuthi.
Unako ukungena ekuncitshweni oye wabalwa kumgca 21 weShedyuli A, ifom omele ukuyisebenzisele ukuxothwa. Faka ingqikithi yazo zonke iinqununu zakho ezibekiwe-emva kokuba ugcwalise iShedyuli A - kumgca-40 weFom yakho 1040 endaweni yokuncitshiswa okuqhelekileyo oya kuba nelungelo.
Olunye uhluthiso oluthile luquka iindleko ezifana nezindleko zonyango ezingaxhaswanga kunye namazinyo, ii-premium zonyango kwiimeko ezithile, inzala yomhlalaphantsi kunye neminikelo yokunceda. Kwakhona, xa usuqedile iShedyuli A, i-total of all these deductions kufuneka igqithise inani lemali echithwayo efanelekileyo.
AGI Ukunciphisa
Zonke izihlomelo ezihlukeneyo ziyancitshiswa ngeepesenti ezi-2 zemali engenayo epheleleyo okanye i-AGI. Okushiywe ngaphezulu yimali ongayibanga ngayo, kwaye ungenise kwiShedyuli. Ngokomzekelo, ukuba i-AGI yakho i-$ 80,000, unokwenza isicelo sokuncitshiswa kwemali yeendleko zakho ezidlulileyo ezidlula i-$ 1,600, okanye ipesenti ezingama-80,000 . Ukuba unayo iindleko ze-1,800 zama-indleko, uza kufumana imali engama-$ 200. Ukuba iindleko zakho ezihlukeneyo azifaki kwi-2 yeepesenti ze-AGI yakho, abafaneleki ukuncitshiswa nonke.
Ukugcinwa kwengxelo
Kucinga ukuba udibana nayo yonke le mithetho kwaye ufuna ukunyusa iindleko zakho ezihlobene nomsebenzi, i-IRS inokulindela ukuba ukwazi ukuyixhasa. Uzakufuna ubungqina kwindleko nganye ibango elibonisa inkcazo yento oyisebenzisileyo imali, imali, injongo yoshishino kunye nolwalamano, kunye nomhla nendawo apho iindleko zenzeke khona. Unokufuna ukugcina ifayile ehambayo kulo nyaka ukugcina zonke iirisithi zakho, okanye wenze ikhonkco ukuzikhangela kwi-smartphone yakho okanye kwi-laptop rhoqo. Oku kungekuphela koku kwenza ukubala kube lula kwixesha lokurhafisa, kodwa uya kuba nobungqina kwiminwe yakho ukuba i-IRS ihlale ikucela ukuba uyivelise.