Ukufumanisa iNgxowa-mboleko yaseKhaya ikhuphe iziphumo zophando lwabathengi kunye nendlela abasebenzisa ngayo kwaye baxabise iteknoloji kwinkqubo yokuboleka imali. Oku akufanele kube yinto enomdla kubathengi bemiboleko, njengabaqeqeshi bezakhiwo zendawo bafumana ubuninzi bokusetyenziswa kwabathengi kwishishini labo ngokunjalo.
Xa abaqeqeshi bezindlu bezithumela abathengi kubathengi bemali mboleko okanye ababolekisi, kufuneka baqwalasele ubuchwephesha bezobuchwepheshe beenkampani kwinkqubo yabo yokuthunyelwa.
Abathengi bachitha ixesha elingakumbi kwiifowuni zabo zee-smart, kwaye bafuna ukwenza imisebenzi eninzi kangangoko kunokwenzeka kubo ekuthengeni ikhaya nakwinkqubo yokuxhasa imali.
Uphando oluPhambili
Uphando lweengongoma eziphambili kwiphononongo lusitshela ukuba:
- Aba-9 kwabathengi basekhaya base-10 basebenzise uhlobo oluthile lobuchwephesha be-intanethi ukubanceda ngenkqubo yokuxhasa imali
- Ingaphezu kweyesithathu yabathengi bathi ukugqiba yonke inkqubo yokuxhasa nge-intanethi kuya kuba ngcono
- I-81% yabathengi baziva iteknoloji yenza kube lula ukwabelana ngolwazi lwezezimali kunye nomboleki wabo
- I-86% yabathengi babeziva bekhululekile ukwabelana ngolwazi lomntu siqu kunye nezezimali ngekhompyutha kunye nababolekisi babo
- I-68% yabathengi babonwa ngezobuxhakaxhaka kwikhompyutha benza kube lula ukusebenza nabalimi
- I-69% ithetha ukuba yabancedisa ukugcina ingxelo yamaxwebhu aphambili emali
- I-92% yabathengi abasebenzisa izixhobo ze-intanethi ukuthumela amaxwebhu bathi ligcine ixesha, ngelixa i- 83% yathi yabancedisa ukuba bahlale behlelekile
- I-70% yabathengi bangenise ii-document zabathengisi nge-imeyile, insiza okanye iwebhusayithi
Ingaphezulu kweyesithathu yabathengi basekhaya bathetha ukugqiba yonke inkqubo yokubolekwa kwemali. Abayithandi iintlanganiso zabantu kunye nexesha elidlulileyo. Ngaphezu kwesigamu sabathengi banokukhetha ukuxhaswa kweeyure ezingama-24 kunye ne-intanethi.
Hhayi zonke iiRos
Xa ebuzwa ukuba inkqubo yokuboleka imali ibonakala kulula okanye ilukhuni, 33% yabaphenduli bafumene nzima okanye kunzima kakhulu. I-31% yabona inkqubo idibanisa. Ukufaka isicelo sokuthenga ngemali kunye nokuqinisekiswa kolwazi ukuvunyelwa kuyinkimbinkimbi, ngoko bonke abantu baya kuvuya malunga neemfuno. Nangona kunjalo, ukuba iteknoloji ingasetyenziselwa ukunceda ukuphepha ukuphazamiseka okuncinci, bangayifumana inkqubo yonke ingakhathazeki kangako.
Ewe, ezinye izinto azikwazi ukuphuculwa ngeteknoloji, njengokuqokelela amaxwebhu okubonisa iimali kunye neendleko, kodwa abaqeqeshi bemali mboleko kufuneka bahlale bekhangela iindlela zokwenza inkqubo ibe lula kwaye ingadideki.
Oku kuyinyaniso ngokukodwa xa usebenza kwikharityhulam yexabiso eliphezulu. Uninzi lwabathengi bakho banokuziqhelisa. Baya kuba neengxaki zemali eziyinkimbinkimbi kwaye baya kufuneka ukuba bavelise amaxwebhu amaninzi ngenzuzo kunye neendleko. Bahlala bexakeke kwaye baqaphela kakhulu ukubaluleka kwexesha labo. Naluphi na usebenzeko abanokufumana nge tekhnoloji kuya kwamkelwa. Nangona kunjalo, ngokuqhelekileyo baya kuba nexhala lokhuseleko lweedatha zabo kunye nobucala babo.
Oko Benza Ngobugcisa
Kulabo baphendule ukuba basebenzise iteknoloji ekuthengeni ikhaya kunye nenkqubo yokubolekwa kwemali, babuzwa ukuba ngaba benza oku kulandelayo, kwaye nakhu nguYebo impendulo (EYE okanye HAYI ukhetho):
- I-37% yafunda iipropati zentengiso ye-estate kwi-intanethi.
- I-68% ifake amaxwebhu kwi-agent ye-real estate nge-imeyile, iinkonzo, okanye iwebhusayithi.
- I-50% yahlolwa kwaye yangenisa amaxwebhu okuvala emva kokusayinela ekhaya.
- U-42% wamisela ukuqeshana nomhloli wekhaya nge-imeyile, iinkonzo, okanye iwebhusayithi.
- 67% basebenzisa ifowuni ukuba bathathe imifanekiso okanye iividiyo zekhaya ukubonisa intsapho okanye abahlobo.
- 35% bavakashele iwebhusayithi abayifumene kwiphephandaba, i-flyer okanye uphawu lweyadi.
Abathengi bathembela kwi teknoloji ukwenza lula ubomi babo ngeendlela ezininzi. Inkqubo eyinkimbinkimbi ngakumbi, mhlawumbi baya kufuna ukufumana uxolo oluninzi ngeteknoloji. Bafuna ukugcina ixesha kwaye baphephe iintlanganiso ukuba bangenza izinto ngendlela eyahlukileyo. Abaqeqeshi bezindlu kufuneka bafune ukusebenza kunye nabathengisi kunye nabaqeqeshi abadibeneyo abafumana iteknoloji nokuhlaziya iinkqubo zabaxumi babo.