Ukunciphisa ixabiso luchazwa njengexabiso le-asethi yoshishini ngaphezu kobomi balo bomi. Ukunciphisa ukubalwa kwamanani kuthatha ubuninzi bokuncitshiswa kwexabiso lokunciphisa unyaka owodwa, ngoko kubalulekile ukuqonda iindlela zokubala ukuhla kwexabiso.
Nantsi eyenzekayo kwi-asethi ngokuhamba kwesikhathi: Masithi uthenge isiqwenga seekhompyutheni kwishishini lakho ngeendleko ze-R1000.
Ikhompyutheni ephakathi iphela iminyaka eyi-10, ngoko iyancipha kwixabiso eli-10% ngonyaka.
Kubalulekile ukuba ukhumbule ukuba ukuhlaziywa kukuphela kwendlela yokwenza ingxelo ukubonisa indleko yokusebenzisa i-asethi ngexesha. Ayinanto enokuyenza ngayo nangendlela uthenge ngayo into okanye imeko yenyama yangempela.
Uninzi lwexabiso lempahla yexabiso liyancipha, kuba liyancipha kwixabiso ngaphezu kwexesha, mhlawumbi ngokusebenzisa okanye ngokugqithisileyo. Xa i-asethi iphela, ingaba iteknoloji eyidlulisa okanye evela kwindwangu yokwenyama.
Umhlaba, nangona kunjalo, awuhlaziyekanga ngenxa yokuba awuncipha kwixabiso. Amanye amaxabiso anexabiso elishiyekileyo okanye elincinciweyo ekupheleni kobomi babo obuncedo. Eli xabiso alifaki ukubalwa kwexabiso.
Ukunciphisa Ukubalwa Kanjani?
Ingcaciso efunekayo yokubala ukuhla kwexabiso kwi-asethi yile:
- Ubomi obuncedo bexabiso. Le ngcaciso ifumaneka kwiitheyibhile, ngokusekelwe kuhlobo lweefa. Mhlawumbi ufuna i-akhawunti ukuba ikuxelele ubomi obuncedo bendawo ethile.
- Ngaphantsi kwexabiso le- salvage le-asethi ekupheleni kobomi balo luncedo. Njengobomi obuncedo, ubunani be-salvage bunqunywe ngetafile.
- Yahlula ngeendleko ze-asethi. Iindleko ze-asethi ziquka zonke iindleko zokufumana i-asethi, njengezokuthutha, ukumisa, nokuqeqesha.
Ixabiso elikhutshwayo libizwa ngokuba yixabiso lencwadi ye-asethi.
Ngokomzekelo, ukuhla kweyonke kumatshini obomi obuncedo obuyiminyaka engama-20, ixabiso le-salvage lama-$ 1000 kunye neendleko ze-$ 50,000 yi-$ 2450 (i-$ 50,000- $ 1,000) / 20).
Ukulungiselela iinjongo zentlawulo kunye neerhafu, i-asethi kufuneka ifakwe enkonzweni (isetyenziswe kwaye isetyenziswe) kunyaka wokuqala ukuhlaziywa kubalwa.
Ukuba i-asethi ithengiwe phakathi konyaka, ixabiso lokunciphisa izindleko zonyaka lihlukaniswe inani leenyanga kulo nyaka ukususela ekuthengweni. Ngokomzekelo, ukuba i-asethi ephezulu ingathengwa ngo-Agasti, ukuhla kwexabiso lokuqala kwe-year kuya kuba ngu-1021.84 (i-$ 2450/12 x 5). Emva koko, ukwehla kwenani lokugqibela liza kuba ngu-1429.68 (i-$ 2450/12 x 7).
Yintoni eyenzekayo xa i-Asset ifinyelela ubomi bayo obuncedo?
Xa i-asethi iyancitshiswe ngokupheleleyo, kucatshangelwa ukuba "ivela kwiincwadi" zenkampani. Oko akuthethi ukuba i-asethi ayiluncedo, kodwa kuphela ukuba inkampani ayikwazi ukuthatha ixabiso lexabiso lokunciphisa kuloo nto. Ukuba le nto inenani le-salvage, loo xabiso ihlala kwiincwadi kude kube yinto ethengiswayo okanye ityathelwe.
Ziziphi iindlela ezahlukeneyo zokubala ukuhla kwexabiso?
Kukho iindlela ezininzi ezisetyenziselwa ukubala ukuhla kwexabiso. Indlela echazwe ngasentla ibizwa ngokuthi "ukulungiswa komgca-ngqo" ukuhla kwexabiso, apho inani lokunciphisa ixabiso lokunciphisa elifanayo kunyaka ngamnye wobomi be-asethi.
Nazi ezinye iindlela ezimbini eziqhelekileyo zokubala ukuhla kwexabiso:
- Ukunciphisa Ukulinganiswa kabini
Le ndlela iquka "ukukhawuleza," ngoko ixabiso lexabiso linciphisa ngakumbi ekuqaleni kokuphila kwalo luncedo. Le ndlela yokunciphisa isetyenziswa ngeemoto, umzekelo. Uyazi ukuba imoto entsha iyancipha ngaphezu kweyadala. - I-Sum ye-Years 'Digits
Ngale ndlela, inani leminyaka ebomini eluncedo luchazwe. Ngokomzekelo, ukuba i-asethi inobomi obuncedo obuyiminyaka engama-6, idijithi iya kwongezwa: 6 + 5 + 4 + 3 + 2 + 1 = 21. Emva koko ukuhla kwexabiso lonyaka kuya kuqulunqwa ngolu hlobo lulandelayo:- Unyaka 1 = 6/21 = i-28.6% iindleko zexesha (okanye ixabiso lentlawulo elincinci)
- Unyaka 2 = 5/21 = 23.8%
- Unyaka 3 = 4/21 = 19%
- Unyaka 4 = 3/21 = 14.3%
- Unyaka 5 = 2/21 = 9.5%
- Unyaka 6 = 1/21 = 4.8%
Ukuhla kwexabiso lokukhawuleza
Izicwangciso zerhafu ezikhethiweyo ziyafumaneka ukukhawulezisa inkqubo yokunciphisa ixabiso ukwenzela ukuba ufumane ukuncitshiswa kweerhafu ngokukhawuleza.
Ezi zicwangciso ziza ezimbini iifom:
- Ukuncitshiswa kweerhafu, okubizwa ngokuba yiCandelo 179 ukutsalwa, ukuthengwa kwezithuthi zoshishino kunye nezixhobo.
- Ukunciphisa ibhonasi ngokuthengwa kwezithuthi zoshishino kunye nezixhobo.
Zomibini zale mpahla yexabiso lokunciphisa ziza kunye nemigangatho kunye neziqinisekiso, ngoko jonga kunye neengcali zakho zerhafu ukuze ubone ukuba ufanelekile. Unokufunda ngokubanzi malunga nokunciphisa ngokukhawuleza ngokubanzi phambi kokuba uqhubeke.
Ndingayifumanisa njani Ubomi obuSebenzayo kunye nexabiso lokuThengisa iAset?
I-IRS ikwahlula i-asethi kwaye ibalwa ubomi obuncedo kwezi klasi. Unokufumana uluhlu lweeklasi ze-asethi kwi- IRS ncwadi 946 , okanye i-CPA yakho inokukunceda ukuba ufumane ezi zixabiso kwaye ubale ukwehla kwexabiso kwizinto zakho zezoshishino .
Ngaba i-Amortization iyafana nokuhlaziywa?
Imali isetyenziselwa iimpahla ezingabonakaliyo, njengempahla yengqondo (iikopi, iimpawu zokuthengisa, amalungelo omenzi). Inkqubo yokwenza imali ihluke kwinkqubo yokunciphisa.
Funda ngokubanzi malunga neeNzuzo zokuNyuka kweeNkampani zakho
Buyela Kuzo Zonke Ukuncipha