UBernard Madoff kunye ne-Ponzi Scheme yakhe

UBernard Madoff (uBernie) wayengumongameli we-NASDAQ yokutshintshiselana kwamasheya owaqalisa iqela lakhe lokucebisa imali. Wathetha inetyala ngokukhwabanisa abatyala-mali ngemali engaphezu kwama-R50-billion ngokusebenzisa isiCwangciso sePonzi esikhulu kunazo zonke kwiirekhodi ubuncinane ubuncinane kwiminyaka emibini.

Ubenjani uBernard Madoff?

Ekuqaleni kukaDisemba 2008, ngexesha lokuxakeka kwezomnotho e-United States, uMadoff wayengasakwazi ukuhlonipha izicelo zakhe zemali.

Ekugqibeleni wayefanele ahlambuluke aze avume oko wayekwenzile. Xa wavuma kwesi sikimu sePonzi, iWall Street kunye nehlabathi babuyiselwa kwizithende zabo. Kwakubuqhetseba obukhulu bokutsalwa kobuqhetseba obuye babathintela abantu abaninzi kubandakanya abatyali-mali abaphezulu.

Ubani uMadoff Wayephikisa?

UMadoff wayenegama elihle kwiindawo zemali kangangokuba abaninzi abatyali-mali bakhe babenalo imali yokugcina imali. Abanye babatyala-mali baMadoff babandakanye intlangano encedo oluxhaswa nguSteven Spielberg, umlingisi uKevin Bacon, abanikazi beMets New York kunye nabanye. Iibhanki ezinkulu kunye nemali yempesheni zachongwa nguMadoff. Imizekelo ibandakanya iBanco Santander, ibhanki yaseSpain; HSBC, ibhanki yaseBritsh; Royal Bank yaseSkotland; nePoresi yeeKholeji zootitshala. Abanye be-investors ngabakwaMadoff baphela kwisitalato, behlala ngaphandle kweemoto kunye neeRV. I-Wall Street Journal yavelisa uluhlu lwawo onke amaxhoba akwaMadoff.

Yintoni eyenzekayo kuMadoff kunye neMali?

UMadoff wagwetywa enetyala lokukhwabanisa, phakathi kwabanye, waza wagwetywa iminyaka engama-150 kwintolongo ekhuselekileyo. Ngoku ukhonza ixesha lakhe. Iinkundla zisenzela iirekodi zezemali zeMadoff kwaye ziye zavela kubanjwa kwakhe, zizama ukugqiba indlela yokuhlawula abo abatyala imali ngemali abanokuyifumana kunye nokuba yiyiphi ihlawulwa.

UMadoff uthi, ejele, ukuba iibhanki ezinkulu zanyanzeliswa kwisikimu sakhe.

Intsapho kaMadoff

Amadodana amabini kaMadoff, uMarko noAndreya, bobabini basebenze kwiqumrhu lakhe kodwa kwicala loshishino olungekho ngqo kwi-Ponzi scheme uMadffo wayeqhuba. Bobabini baye baqanjwa ngamatyala kwaye bephantsi kophando, kodwa abazange bajongane nayiphi na iindleko zezobugebengu kwi-scheme ye-Ponzi ye-$ 50 yezigidigidi.

Kwiminyaka emibili ukuya emva komhla kaMadoff ebanjwe ukuba asebenze kwisicwangciso sePonzi, unyana wakhe, uMark Madoff, wazinikela kwisakhiwo sezindlu saseNew York City. Akazange ashiye ingxelo yokuzibulala, kodwa bobabini abazalwana babenomsindo kubaba wabo kwaye babengathethanga noyise okanye umama kwiminyaka emibini.

URud Madoff, umfazi kaBernard, wayeka ukubonana noMadoff entolongweni ukuze axolelane nendodana yakhe, uAndrew. Wahlala kunye neendleko ze $ 2.5 yezigidi. Utyhile ukuba yena noBernie benza isigqibo sokuzibulala ngaphambi kokutyhila icebo lakhe lePonzi kodwa akazange baqhube nalo.

U-Andrew Madoff's fiancee, uCatherine Hooper, ubhale incwadi ngokubambisana noLaurie Sandell othi "Inyaniso kunye neziphumo: Ubomi kwi-Family Madoff." UAndreya noRuth Madoff abayi kuzuza kule ncwadi, kodwa u-Andree's girlfriend uya.

Amaxhoba amaninzi kwiplani ye-Madoff Ponzi ayithukuthelele ngoku kwaye aziva ukuba inzuzo kufuneka ihlawule amaxhoba.

Emva kokuba isicwangciso seMadoff sikaPonzi singavulwe, ezinye iiponzi zePonzi nazo zafunyaniswa, kodwa akukho nanye ifikelela kwisikhululo seCPonzi uBernard Madoff kuthiwa usebenza.