Izinto Ezifanele Uzazi
Abatyalimi bempahla bafuna ukwenza imali kwezotyalo lwabo. Xa uhamba ukuthengisa ipropati yakho, uya kufuneka ukhokhe irhafu kwiphina inzuzo oyenzileyo. Oko kukuthi, ngaphandle kokuba wenze u-1031 utshintsho. Nazi izinto ezisi-9 omele wazi.
Yintoni i-1031 Exchange?
Ukutshintshwa kwe-1031 yindlela yokuthengisa ipropati ngaphandle kokuhlawula irhafu kwangoko. Ingcamango kukuba uya kugqithisa nayiphi na inzuzo ekuthengweni kwepropati entsha, evumela ukuba ungayichasisi irhafu yokuhlawula uze uthengise ipropati entsha, ngaphandle kokuba wenze enye into yokushintshana.
Yiyiphi imigaqo ekufuneka uhlangane nayo?
Ukuze ulungele ukutshintshiselwa ngo-1031, kufuneka uthenge enye impahla yokutshala imali elinganayo okanye eyona xabiso ngaphezu kwepropati yakho yangoku. Kufuneka usebenzise nayiphi na inzuzo evela kwintengiso yangaphambili yangaphambili ukuthenga ipropati entsha. Ipropati entsha kufuneka ithathwa njengotyalo-mali "olufana nohlobo".
Uhlobo Luni?
Uhlobo-luhlobo olubanzi, kodwa luthetha ukuba luthathe indawo enye yotyalo-mali kunye nohlobo oluthile lotyalo-mali. Ukuba abatyali-mali bepropati, akumele kube yinto efana nayo yepropati, kufuneka ukuba ibe yipropati yotyalo-mali. Ngokomzekelo, ukuba uthengisa ipropati yentsapho, ungathenga nayiphi na uhlobo lohlobo lwezindlu ezithathwa njengotyalo-mali, njengolunye uhlobo lwentsapho, impahla yokuthengisa, i-condo okanye iqonga lomhlaba.
Ngubani Ongenza Utshintsho lwe-1031?
Utshintshiselwano lwe-1031 lunokwenziwa kwipropati esetyenziselwa utyalo-mali okanye ishishini. Akunakwenziwa ngeendawo zokuhlala.
Kutheni Unokwenza U-1031 Ushicilelo?
Isizathu esiyinhloko sokwenza utshintshiselwano lwe-1031 kukumisela ukuhlawulwa kwentlawulo kunaliphi na imali eyinzuzo ekuthengiseni ipropati. Oku kukuvumela ukuba ukhulule ngokukhawuleza indawo ongeyifunayo kwaye uthenge into entsha kunye nemali epheleleyo yeengeniso zakho kunokuba uhlawule irhafu kwimali yokuqala uze usebenzise nantoni esele isele ukuthenga impahla.
Inika amandla angaphezulu okuthenga.
Ubani Ubambe Imali Kuze Kufike Ukuthenga?
Njengengxenye ye-1031 yokutshintshisana, awukwazi ukubamba nantoni nayiphi na imali oyenzile ekuthengiseni kwipropati yokuqala. Ngokutsho kwe-IRS, le mali kufuneka ibanjwe ngummeli oqeqeshiwe kuze kube yinto esetyenziselwa ukuthenga impahla.
Umzekelo womququzeleli ofanelekileyo uya kuba ngummeli wezitifiketi, ochaphazelekayo ekunikezeni nokudluliselwa kwesihloko kwipropati elidala kunye nokunikezela nokudluliselwa kwesihloko kwipropati entsha. Ukuqonda inkcazo epheleleyo yokuba ngubani i-IRS ibona umlamli ochaphazelekayo, nceda khangela ยง 1.1031 (k) -1 (g) (4) yemimiselo ye-mali.
Unokude ixesha elide ukwenza iNguqulelo ye-1031?
Ukuwa kwe-1031 ukutshatyalaliswa kukuba awunaso ixesha elide ukuchonga nokuvalela kwipropathi yokubuyisela.
- 45 kwiintsuku
Ngethuba lokutshintshiselwa ngo-1031, unesiqingatha seentsuku ezingama-45. Kwiintsuku ezingama-45 zokuthengisa ipropati yakho yangoku, kufuneka uqaphele ipropati okanye iipropati ofuna ukuzithenga ngexesha lokutshintshiselana.
- 180 iintsuku
Unemihla engama-180 ukusuka kuthengiswa kwepropati yakho yangoku ukuvalela kwipropathi okanye indawo.
ImiGaqo yokuSetyenziswa kweMpahla yoMhlaba
- Beka Ku kubhala
Ukuze ipropati ithathwa njengepropathi ethatha indawo, kufuneka uqaphele ipropati, okanye iipropati, ngokubhaliweyo ekupheleni kosuku lwe-45.
Kumele ufake inkcazo yenyama yomhlaba, inkcazelo yomthetho yepropati nedilesi yepropati.
Umele usayine le dokhumenti. Ngokuqhelekileyo ihanjiswa kumntu ofanayo, umlamli ochaphazelekayo, obambe inzuzo evela kwipropati yokuqala. Ingaphinde ihanjiswe kumthengisi wepropathi ethatha indawo, i-agent ye-escrow okanye omnye umntu obandakanyekayo ekutshintshisweni.
- Zingaphi?
Kukho iinketho ezimbini xa kuziwa ekufumaneni ipropati yomhlaba.
1. Imithetho emithathu yePropati- Unokwazi ukuchonga ubuninzi bezinto ezintathu zokutshintsha indawo. Kule meko, akukhathazeki ukuba yiyiphi ixabiso lemarike elifanelekileyo lempahla.
2.Imithetho engama-Percent Century- Kulo ndlela, akukho nxalenye enkulu yeepropati onokuzichonga. Kunoko, ixabiso lexabiso lemarike elithengileyo leempahla ozibonayo alikwazi ukuba ngaphezu kwama-200 ekhulwini lexabiso lemarike elifanelekileyo lempahla oyithengisayo ngexesha lokuthengisa.
Zingaphi Ixesha Ngaba Unokwenza I-1031 Ishintsho?
I-IRS ayibeki nayiphi na umda kumbolo ye-1031 yokutshintshwa umntu onokuyenza. Ngethuba nje xa uthengisa ipropathi uze uvuselele inzuzo kwipropati ibe yenye intsha-mali-mali, ungenza u-1031 utshintshi kwaye unqumle nayiphi na imiphumo yerhafu.
Nangona kunjalo, ukuba wenza inombolo enkulu ye-1031 yokutshintshiselana, unokuba uhlelwe njengomthengisi kwaye iipropati zakho ziza kubalwa ngaphezulu kwezitokhwe ezithengiswayo. Kule meko, kufuneka ubonise ukuba usebenzisa ezo zakhiwo njengotyalo-mali ukuze uqhubeke nokuqhuba i-1031 exchanges.