Iintlobo zeeMpahla zoTyalo-mali

01 - Ipropati yoNyulondolozo lweNtsapho yoLuntu

Iinkonzo:

• Zizakhiwo ezincinane, ngoko zifuna utyalo-mali omncinci.

Umgcini:

• Xa uqoqosho lubi, kuya kuba nzima ukufakela ipropati kuba abantu abambalwa banako ukuthenga.
• Isikhundla kwikhaya lentsapho elinye okanye i-condo ithetha ukuba uya kubuyela emva kokuba ufumane umqeshi.

02 - Ikhasi lesiBili / ikhaya loKhuseleko lweMpahla yoTyalomali

Umzekelo uza kuba yintsapho ephethe i-condo yangaselwandle e-Miami ukuba isebenzise kuphela ukususela ngoDisemba ukuya kuFebruwari. Ezinye iinyanga ezilisithoba ngaphandle konyaka, zifuna abaqeshi ukuba baqeshise i-condo kubo. Akukhathali ukuba baqeshisela umntu omnye kwiinyanga ezilisithoba okanye abantu abangama-25 abahlukeneyo kwiinyanga ezili-9. Ngethuba nje xa befumana ingeniso yerenti, ithathwa njengepropati yotyalo-mali.

• Awuyi kuqwalasela ukurenta ikhaya lakho leeholide, ngoko nayiphi na ingeniso yokuqeshisa ingeniso nje engenayo kwingxowa yakho.

• Isikhundla kwikhaya lentsapho elinye okanye i-condo ithetha ukuba uya kubuyela emva kokuba ufumane umqeshi.
• Kuya kuba nzima ukurenta ikhaya eliphambi kwebala lolwandle ngasentla-mpuma-ntshona ekufeni kwasebusika okanye kwi-ski-lodge entliziyweni yehlobo.

03 - Ipropati eNcinci yeMali yokuTyala

Le yindlu yesakhiwo okanye isakhiwo ezimbini. I-multifamily encinci yintlobo eqhelekileyo yotyalo-mali lwabaqalayo. Ingaba ngumhlaba onomnini okanye zonke iiyunithi zingabanjwa ngabaqeshi .

Iinkonzo:

• Unikezela ukubuyiswa okuzinzile. Kukho ixesha elihlala lifuna izindlu ngaphandle kwezoqoqosho.

Umgcini:

• Unoxanduva lokugcinwa kwepropati kunye neendleko zokusebenza zesakhiwo.
• Ukuqeshisa ukuqeshisa kufutshane, ngokuqhelekileyo kunyaka omnye, ngoko kuya kuba nenzuzo eninzi.
• Ngenxa yeeyunithi ezimbalwa, izithuba, ngokukodwa izithuba zithuba ezide, ziya kuba nefuthe elikhulu ekubuyeni kwakho.

04 - Ipropati enkulu yeMpahla yokuTyala

Le propati yotyalo-mali yenziwe ngamaqumrhu amahlanu okanye ngaphezulu. Iindwendwe zeefestile ziwela phantsi kweli candelo. Olu hlobo lwepropati lunokuthi lube ngumnini (nakuba kungenjalo) okanye zonke iiyunithi zingabanjwa ngabaqeshi.

Iinkonzo:

• Unikezela ukubuyiswa okuzinzile. Kukho ixesha elihlala lifuna izindlu ngaphandle kwezoqoqosho.
• Ukuba nesithuba kulolu hlobo lwepropati aluyi kuthintela inzuzo yakho ngokulahlekelwa ngumqeshi kwikhaya lentsapho okanye kwipropati yokuthengisa ngomzekelo.

Umgcini:

• Unoxanduva lokugcinwa kunye neendleko zokusebenza zesakhiwo.
• Ukuqeshiswa kwezindlu eziqhelekileyo zihlala zifutshane, malunga nonyaka, ngoko kukho ukufumana imali eninzi.

05 - Ipropati yokuTyaliswa koTyalo-mali

Ipropati esetyenzisiweyo yokusetyenziswa yipropati esetyenziselwa ukudibanisa iinjongo zokuhlala kunye nezoshishino . Olu hlobo lwepropati lubonakala kwimizi yasezidolophini.

Umzekelo, inokubandakanya ukudibanisa kwamafulethi kunye neevenkile, ezifana neentsapho ezintathu zineLaundromat kwisiteji sokuqala kunye namafulethi amabini ngaphezulu. Kungabakho ukudibanisa kwamaofisi kunye namafulethi, umzekelo, isakhiwo seyunithi ezingama-25 kunye neofisi yezindlu eziphantsi komhlaba kunye neendawo ezingaphezulu kwayo.

Iinkonzo:

• Ipropati yorhwebo inokunikezelwa kwabathengi abavela kubaqeshi abangasentla kwaye abaqeshi banokufikelela ngokufanelekileyo kwiintengiso ezingezantsi, njenge-deli.
• Uya kufumana imilambo emibini yengeniso, enye ukusuka kwinxalenye yokuhlala kunye nenye evela kwintengiso.

Umgcini:

• Kunzima ukufumana inkxaso-mali yokusetyenziswa kwezakhiwo ezixubileyo kuba zibonwa njengotyalo-mali olukhuselekileyo kuba, ngokwenene, amabhizinisi amabini ahlukeneyo azama ukuphumelela.
• Iindleko zokwakha ziphezulu kuneendawo zokusebenzisa esisodwa.

06 - I-Ofisi yoTyalo-mali

Oku kungaquka umqeshi omnye (inkampani) okanye iiyunithi ezininzi (iiofisi) kubaqeshi abaninzi (iinkampani).

Iinkonzo:

• Unokufumana irenti enkulu kwiofisi zabasebenzi.

Umgcini:

• Ngokuqhelekileyo zifuna utyalo-mali omkhulu, njengoko iiofisi zihlala zihlala kwiindawo ezisemntla.
• Ukuba unesithuba, kuya kuba nzima nakwi-pocketbook yakho.
• Izakhiwo zeeofisi zinikeza ukubuyiswa okungafaniyo njengoko umsebenzi uhlanganiswe ngqo kumandla oqoqosho.

07 - I-Property Investment Property

Kwakhona, oku kunokuba ngumqeshi omnye, njengendawo encinane ye-ayisikrimu okanye ivenkile enkulu njengeWal-Mart, okanye ingafaka iiyunithi ezininzi zabaqeshi abaninzi, njenge-mall ye-strip kunye ne-salon ye-nails, iplorta kunye ne-store , okanye isikhulu samandla esinama-square angaphezu kwama-250,000 wendawo.

Iinkonzo:

• Abadayisi bavame ukutyikitya iiqeshiso ezide ezokunika uzinzo.

Umgcini:

• Impumelelo yabo ixhomekeke ekusebenzeni kwimiba yezoqoqosho.

08 - Ipropati yezoTyalo-mali

Olu hlobo lwepropati ludla ngokukhawulelwa kumqeshi omnye. Ngokomzekelo, ingaba yindawo yokugcina impahla, igaraji lokugcina okanye indawo yokuhambisa.

Iinkonzo:

• Izakhiwo zoshishino zifuna ukutshala imali encinci kunelo ofisi okanye izakhiwo zokuthengisa.

Umgcini:

• Izakhiwo zincinci kakhulu, ngoko ke uya kuba ne-pool encane yokuhlala. Isakhiwo esilungiselelwe ukuprinta iphepha asikwazi ukuhlangabezana neemfuno zenkampani ekhangele ukugcina amaloli amakhulu.

09 - Umhlaba njengePropati yoMhlaba

Iinkqubo ezine zokutshala imali kumhlaba zi:

1. Thenga kwaye ubambe
   • Ubambelele kulo ngethemba lokuba ilizwe liya kuba luncedo kwaye ungayithengisa kumqhubi.
2. Thenga kwaye flip
   • Uyithenga isiqwenga somhlaba, uhambe ngenkqubo yokwenza ngokwakho, uze uyifake kumqhubi. Inkqubo yokufumana inxaxheba iya kubandakanya ngokusemthethweni ukuguqula ukucandwa komhlaba. Umzekelo: isiqephu somhlaba sisekhompyutheni yorhwebo, kodwa sisetyenziselwa ukuhlala. Ukuba unako ukutshintsha ngokusemthethweni ukucandwa kwepropathi ukuvumela ukuba ipropati yoshishino lwakhiwe, kuya kuba lukhulu kunomqhubi kunokuba bekubekelwe indawo yokuhlala.
3. Thenga kwaye uqeshe
   • Uthenga isiqephu somhlaba esingenamntu uze usiqeshe kumashishini angumakhelwane okanye kumakhaya. Umzekelo: isiqephu somhlaba sisezindaweni ezinabantu abaninzi abangenazo zokupaka. Unokungathenga isiqephu somhlaba esingenamntu uze uyibuyisele kwindawo yokupaka ukufumana imali engenayo yenyanga. Qaphela: kuxhomekeke kubukhulu bendawo yokupaka oyidalayo, unokufuna ukuba uphinde uhlaziywe.
4. Yakha ngokwakho
   • Uyathenga ngenjongo yokuzihlakulela ngokwakho.

Iinkonzo:

• Umhlaba ungaba utyalo-mali obuthathaka ngokuthelekiswa nezinye iintlobo zezentengiso zengcebo.
• Kukho iindlela ezine ezahlukeneyo zokutshala imali kumhlaba.

Umgcini:

• Uya kufuneka uqinisekise ukuba umhlaba ulungelelwe ngokufanelekileyo malunga nento oceba ukuyakhela kuyo. Ngokomzekelo, awuyi kunikwa imvume yokwakha ukuzivocavoca kwindalo ezisixhenxe phakathi kwendawo yokuhlala yokuhlala.
• Ingaba utyalo-mali obungozi kuba ihlala iquka ukucinga ukuba umhlaba uya kunyuka kwixabiso ngelixesha.
• Uya kufuneka uhlawule irhafu yepropati, kwaye mhlawumbi ulondolozo (ukunakekelwa kwe-lawn) ngelixa ipropati ihleli ekhethiweyo, ngoko kuya kufuneka ukuba uqhubeke nokuqhuba utshalomali kwipropati.