Iipropati kunye neNgcaciso yoluntu olungaphezu kwama-55
ImiSebenzi ye-Investment kwizindlu zokuhlala phantsi
Kukho iindawo ezintle zokuthenga ikhaya lomhlala-phantsi njengepropati yotyalo-mali.
Abantwana boomers bahlala emini yonke imihla kwaye bafuna indawo efanelekileyo yokuchitha iminyaka yabo yokuzonwabisa. Nazi izinto ezisixhenxe omele uziqwalasele.
1. IiNqweno ezinqwenelekayo:
I-perk yokuqala yokutshala imali kummandla ongaphezu kwe-55 yimozulu. La makhaya ahlala kwindawo ezifudumele, ezifana neFlorida neCalifornia. Imozulu ephezulu yindawo yokuthengisa kunye nayo. Akunakwenzeka kuphela ukuba uhambe kwaye ukhangele i-investing yakho yepropati, kodwa ungathatha ukukhanya kwelanga ngelixa ulapho.
Ukongeza kokufumaneka kwiindawo ezifudumeleyo, iindawo zokuhlala umhlalaphantsi zihlala zihlala kufuphi nomzi osebenzayo okanye kwiikholeji . Oku akuthethi nje ukuba kukho imisebenzi emfutshane kufuphi, kodwa ithetha ukuba kunokwenzeka ukuba unonophelo lwezempilo oluphezulu . Kuqhelekileyo ukuba imiphakathi yomhlalaphantsi ibekwe kufuphi neyunivesithi ezaziwa ngeenkqubo zabo zokunakekelwa kwezempilo ze-stellar, ezifana noJohn Hopkins okanye u-UCLA.
2. Abantu abalupheleyo:
Amalungu esizukulwana esikhulu sokuzalwa komntwana sele esondela kwixesha lokuthatha umhlalaphantsi kwaye afuna indawo yokubiza ikhaya kwiminyaka yabo emva. Akunjalo kuphela, kodwa abantu bahlala ixesha elide kunanini ngaphambili. Imiphakathi yohlala phantsi yindawo enhle yokuba le nzekala yabantu bahlale phantsi kwiminyaka ezayo.
3. Ulondolozo luquka:
Xa kuthengwa okanye ukurenta kwingingqi yomhlala-phantsi, iindleko zenyanga zihlala zikhupha ukugcinwa kwezindlu. Wonke uluntu luyahluka, kodwa ezi ntlawulo ziyakubamba yonke into ukusuka ekugcinweni kwendlu ukuya ngaphandle kwendawo yendawo. Ukuba neendawo zangaphandle, kodwa kungabikho ukuyigcina, kukhangeleka kuluntu oluguga.
4. I-Market Target:
Xa utyalomali kwikhaya lomhlalaphantsi, unemarike ejoliswe ngqo. Ekubeni amaqela amaninzi omhlala phantsi afuna ukuba abahlali babe ngama-55 okanye ngaphezulu, xa bekhangela abathengi okanye abaqeshisi bepropati yakho, uyazi ukuba ngubani ojolise kuyo kwaye unokudala isicwangciso sokuthengisa esiya kubhenela kule ndawo.
5. Iinkonzo:
Kukho izixhobo ezininzi ezikhoyo kwimimandla yomhlalaphantsi. Ukususela kwiiklasi zokuzilolonga, izifundo zezemfundo kunye nemisebenzi yokuzonwabisa, kunokuhlala kukho into enokuyenza kuyo uluntu.
6. Uluntu oluxhasayo:
Uluntu oluninzi lwabantu abahlala phantsi luhlala luye kwaye alufikelelekanga kwimizila yezithuthi. Ukongezelela, ubungakanani bomyinge wekhaya kuphela omnye okanye abantu ababini, ngoko ke inani lentengiselwano kuluntu lincinci.
7. Ngaphantsi kokugqoka nokulila:
Kuza kubakho umntu omnye okanye ababini abahlala ekhaya, kwaye akukho bantwana, ngoko kuya kubakho ukugqithisa nokugqabhuka kwipropati.
3 I-Cons cons Investment kwizindlu zoMhlalaphantsi
Kukho iziganeko zokuqwalasela xa kuthengwa ikhaya lomhlala-phantsi njengotyalo-mali. Uzikhawulela kwiqela elingaphezu kwama-55 labemi, elithatha nabani ngaphantsi kwelo xesha njengenkunkuma okanye umthengi. Nazi izinto ezintathu ozaziyo.
1. Iimali zenyanga:
Nangona kukho ezinye iindawo ezingayifuni, kwiindawo ezininzi zomhlalaphantsi, uya kufuneka uhlawule umrhumo wenyanga wendlu yomhlalaphantsi. Yiyiphi imali ehlawulwe kuyo iyahlukahluka ngommandla, kodwa ingaquka iinkonzo, ukugcinwa kweyadi kunye nokugcina indlu, umzekelo. Njengomnini, uza kuhlawula le ntlawulo kungakhathaliseki ukuba unako ukufumana umnini-propati yakho yepropati.
2. I-Niche Market:
Ukuthengwa kwepropati yotyalo-mali kummandla woluntu lomhlalaphantsi umthengi wakho okanye umnatha wokurenta.
Ngokuqhelekileyo kufuneka ube neminyaka engama-55 ubudala ukuhlala ekhaya, ngoko olu hlobo lotyalo-mali lukhawuleza ngokukhawuleza inxalenye enkulu yabemi.
3. Iimpahla eziNcinci zoTyalo-mali:
Imiphakathi yomhlala-phantsi ayifumaneki kuyo yonke indawo. Njengoko kuthethwa ngasentla, kukho indawo ethile apho ezi ndawo zihlala zihlala khona. Ukongezelela, ngaphakathi koluntu lwangempela, kukho iindidi ezithile zokuthengisa izakhiwo ezikhoyo. Ezi zinto zihlala kwikhaya lentsapho okanye kwikondom.